In the year 2026, the USDA loan limit for Keyser, situated in the county of Mineral, WV, is $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.
Use the Lendersa® USDA loan calculator to evaluate and compare the top USDA and FHA rates. Determine the income, credit, reserves, and necessary documentation for qualification. Our enhanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side-by-side, aiding in selecting the best program for your financial needs, particularly in
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| Loan Type | Limit | Downpayment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to provide the most effective USDA or FHA loan smoothly and efficiently. Choose one of three initial paths to find matching lenders and USDA loan programs.
A USDA home loan is a government-guaranteed loan through the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, and is available solely in rural areas. In contrast to FHA loans, which require at least a 3.5% downpayment, a USDA mortgage necessitates no downpayment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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