USDA Loan Vs. FHA loan for Keyser, WV 2026

In the year 2026, the USDA loan limit for Keyser, situated in the county of Mineral, WV, is $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.

Use the Lendersa® USDA loan calculator to evaluate and compare the top USDA and FHA rates. Determine the income, credit, reserves, and necessary documentation for qualification. Our enhanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side-by-side, aiding in selecting the best program for your financial needs, particularly in .

Options for USDA and FHA Loans in Keyser, WV

The objective of Lendersa® is to provide the most effective USDA or FHA loan smoothly and efficiently. Choose one of three initial paths to find matching lenders and USDA loan programs.

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What is a USDA Loan in WV?

A USDA home loan is a government-guaranteed loan through the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, and is available solely in rural areas. In contrast to FHA loans, which require at least a 3.5% downpayment, a USDA mortgage necessitates no downpayment.

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(304) 822-8700 Lender's profile and map FNB Bank, Inc. 105 North High Street, Romney, WV, 26757 Lends in West Virginia FNB Bank, formerly the First National Bank of Romney, opened for business on June 11, 1910 in the old Wirgman Building in Romney with an original capitalization of $50,000. In 1911 FNB Bank moved to a three-story brick building at the corner of Main and High Streets. The Bank outgrew its facilities
(304) 822-3541 Lender's profile and map The Bank of Romney 95 East Main Street, Romney, WV, 26757 Lends in West Virginia The Bank of Romney is a locally owned and operated independent community bank with full-service financial products. We have been serving the families and businesses of Hampshire County and the surrounding area since 1888. Opening for business on December 20, 1888, The Bank of Romney is the oldest and largest bank in Hampshire County.
(304) 822-3116 Lender's profile and map Romney Federal Credit Union 62 West Main Street, Romney, WV, 26757 Lends in West Virginia Our main goal is to provide for the financial well-being of our members. Founded in 1954 by John J. Bruce, Romney FCU offered savings & loans to the members. Now, our membership has grown to over 1, 100 member-owners. It is owned and operated by its members. Our management and staff work under the guidance of the member-elected Board of Directors.
(304) 257-4111 Lender's profile and map The Grant County Bank 3 North Main Street, Petersburg, WV, 26847 Lends in West Virginia The Grant County Bank was chartered as a West Virginia state bank on August 6, 1902 and began operations on August 15 with its first office in Petersburg, WV. Our mission of providing financial services and products to families, small businesses and the agricultural community has served both our customers and the bank well over the years.