USDA Vs. FHA your options comparison in Keyser, Mineral County, WV

In the year 2025, the USDA loan limit for Keyser, situated in the county of Mineral, WV, is $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.

Use the Lendersa® USDA loan calculator to evaluate and compare the top USDA and FHA rates. Determine the income, credit, reserves, and necessary documentation for qualification. Our enhanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side-by-side, aiding in selecting the best program for your financial needs, particularly in .

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2025 Loan Limits and Downpayment Requirements in Keyser, County of Mineral, WV

Loan Type Limit Downpayment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Keyser, WV

The objective of Lendersa® is to provide the most effective USDA or FHA loan smoothly and efficiently. Choose one of three initial paths to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in WV?

A USDA home loan is a government-guaranteed loan through the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, and is available solely in rural areas. In contrast to FHA loans, which require at least a 3.5% downpayment, a USDA mortgage necessitates no downpayment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Holst Mortgage Group
  • 8500 West Bowles Avenue, Suite 207, Littleton, CO, 80123
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Next Generation Home Loans
  • 6732 W Coal Mine Ave, Suite 411, Littleton, CO, 80123
  • Next Gen was founded in late 2016 and by design was to remain a small operation with the goal of only crafting loans for friends and family. That plan, however, was to be thwarted by the amount of people wanting to work with Jackie because of her expertise. Next Gen is also heavily committed to contributing to the community.
  • Colorado Professionals Mortgage
  • 8500 W. Bowles Ave, Suite 100A, Littleton, CO, 80123
  • At Colorado Professionals Mortgage we believe it is our privilege and duty to understand your unique situation and challenges, present all the available options to help meet your goals, and guide you through the complexities of today’s highly regulated mortgage market. We will be your advocate throughout the process.
  • Select Mortgage
  • 8100 Ralston Rd, Suite 230, Arvada, CO, 80002
  • Select Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Brookside Lending
  • 5460 Ward Road, Suite 215, Arvada, CO, 80002
  • Brookside Lending is a Experienced mortgage broker team to help you obtain the best available products and pricing for your home purchase, home refinance, or reverse mortgage needs. speciality in Residential and Investment property transactions Home Refinance options The real estate buying and selling process and Fixed & ARMs, Jumbo Reverse more
  • Venture Financial Inc
  • 6850 West 52nd Avenue, Suite 101, Arvada, CO, 80002
  • Venture Financial, Inc. is a small business doing big things. We are a locally owned company with over 20 years experience in the mortgage industry. Whether you are a first time homebuyer or someone investing in a second property, we are here to walk alongside you. We look at your financial situation as a whole
  • Legacy Mutual Mortgage
  • 5690 Webster Street, Arvada, CO, 80002
  • Legacy Mutual Mortgage is an approved HUD Lender and a member of the Texas Mortgage Bankers Association. We've been in business since April 2005 as a full service mortgage banking company originating, underwriting and closing conventional, FHA, VA, Texas Vet and USDA mortgage loans.
  • Foothills Credit Union
  • 7990 W Alameda Ave, Lakewood, CO, 80226
  • Foothills Credit Union is your community Credit Union. We are a reliable, full service, member-owned cooperative currently serving over 9,000 members in both Jefferson and Larimer Counties. Foothills Credit Union started in 1946 as VAR 39 Credit Union serving a few different government employee groups.