USDA Vs. FHA your options comparison in Brookhaven, Monongalia County, WV

For 2025, the USDA loan limit for Brookhaven, located in the county of Monongalia, WV, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate and compare the best current rates between USDA and FHA loans, determining the income, credit scores, reserves, and documents required for eligibility. With our enhanced mortgage calculator, examine USDA, FHA, Conforming, and VA loans side-by-side to select the right program for your financial needs, particularly in .

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Loan Limits and Downpayment Requirements for 2025 in Brookhaven, County of Monongalia, WV

Loan Type Limit Downpayment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Brookhaven, WV

Lendersa® is committed to facilitating your access to the most optimal USDA or FHA loans as swiftly and seamlessly as possible. Initiate one of three pathways designed to link you with appropriate lenders and USDA loan programs.

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Understanding the USDA Loan in WV

A USDA home loan, backed by the government through the Department of Agriculture, is known as a USDA rural development loan or mortgage, offered exclusively in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, a USDA mortgage does not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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