USDA and FHA Pro and Con in Brookhaven, Monongalia County, WV
For 2026, the USDA loan limit for Brookhaven, located in the county of Monongalia, WV, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate and compare the best current rates between USDA and FHA loans, determining the income, credit scores, reserves, and documents required for eligibility. With our enhanced mortgage calculator, examine USDA, FHA, Conforming, and VA loans side-by-side to select the right program for your financial needs, particularly in .
Loan Limits and Downpayment Requirements for 2026 in Brookhaven, County of Monongalia, WV
Loan Type
Limit
Downpayment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Brookhaven, WV
Lendersa® is committed to facilitating your access to the most optimal USDA or FHA loans as swiftly and seamlessly as possible. Initiate one of three pathways designed to link you with appropriate lenders and USDA loan programs.
A USDA home loan, backed by the government through the Department of Agriculture, is known as a USDA rural development loan or mortgage, offered exclusively in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, a USDA mortgage does not necessitate any down payment.
The United Federal Credit Union is a federal credit union chartered in 1973. A Federal Credit Union is a cooperative, not for profit financial institution chartered by the federal government. We are dedicated to the concept of “people helping people”. We serve employee groups, associations
200 Fort Pierpont Dr, Suite 105, Morgantown, WV, 26508
Lends in West Virginia
Premier Bank is a full-service community bank conveniently located throughout Ohio, Indiana, Michigan and Pennsylvania. Offering personalized service and a comprehensive range of financial solutions for consumers and commercial businesses, Premier Bank remains locally focused to understand our customers.
Morgantown AES Federal Credit Union has proudly served its members in Morgantown West Virginia since 1955. Our members enjoy competitive rates on all types of loans from home & auto to recreation. Get in touch with us today.Credit Union has proudly served its members in Morgantown West Virginia since 1955. Our members enjoy competitive rates on all
The WVU Employees' Federal Credit Union was chartered as a not-for- profit organization by the NCUA, a Federal agency. The Credit Union is owned entirely by its members and is operated for them exclusively. The philosophy of "people helping people" is carried out by its savings and lending services. Members' savings provide the lending funds.
5000 Hampton Center, Suite 4, Morgantown, WV, 26505
Lends in West Virginia
At Premier Mortgage, we understand and appreciate the one-on-one attention that a family owned business can provide. We know how difficult buying a home can be and want to be there for you when you need help with such a large investment in your life. Let us do the work for you while you enjoy buying and/or improving your dream home.
101 Suncrest Towne Centre Dr, Morgantown, WV, 26505
Lends in West Virginia
Founded in 1870, WesBanco, Inc. (www.wesbanco.com) is a diversified and balanced financial services company that delivers large bank capabilities with a community bank feel. Our distinct long-term growth strategies are built upon unique sustainable advantages permitting us to span six states with meaningful market share.
Since 1922, Citizens Bank of Morgantown has provided quality, personal, financial services to the citizens of Morgantown and Monongalia County. We are headquartered in the heart of downtown Morgantown, at the corner of High and Walnut streets. We have always been focused on this community.
Preston Federal Credit Union has been open since 1978. The credit union has assets totaling $33.13 Million and provides banking services to more than 2, 000 members as of March 2022.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
We at First Exchange Bank strive to provide financial solutions in real life. We understand that every individual has unique needs and, to that end, we provide a variety of services and experts to help you understand which are right for you. We are thrilled to have been serving our community since 1932.
