USDA Vs. FHA your options comparison in Inwood, Berkeley County, WV

For 2026, the USDA loan limit for Inwood, within Berkeley, WV, stands at $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate and contrast the best USDA versus FHA rates available today. Determine the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side-by-side to help you select the optimal program for your financial situation, especially in .

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2026 Loan Limits and Downpayment Requirements in Inwood, County of Berkeley, WV

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Inwood, WV

The primary aim of Lendersa® is to swiftly and smoothly connect you to the most appropriate USDA or FHA loans. Choose one of three starting options to match with USDA loan programs and lenders.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WV

A USDA home loan, backed by the Department of Agriculture, commonly known as a USDA rural development loan or mortgage, is available exclusively in rural regions. Unlike FHA loans, which require a minimum 3.5% down payment, no down payment is needed for a USDA mortgage.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • DMN Mortgage Corp
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  • Nations Financial of New York Inc
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  • All Island Mortgage & Funding Corporation. A family owned and operated mortgage business. FHA approved. Established in 1989, serving all of New York, Florida, Connecticut, New Jersey, Pennsylvania, Montana, Washington State, Alaska, California, Texas. A leader in Reverse mortgage financing.

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  • Countryside Federal Credit Union
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    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

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