USDA Vs. FHA your options comparison in Kingwood, Preston County, WV

In 2026, the USDA loan ceiling for Kingwood, located in Preston county, WV, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to explore and compare today's top USDA versus FHA rates, and determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator sets USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the most suitable option for your financial needs, especially in .

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2026 Loan Limits and Downpayment Requirements in Kingwood, County of Preston, WV

Loan Type Ceiling Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Kingwood, WV

The mission of Lendersa® is to swiftly and effortlessly connect you with the best USDA or FHA loan. Begin with one of three methods that lead to matches with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WV

A USDA home loan, secured through the Department of Agriculture, is also referred to as a USDA rural development loan or mortgage, available only in rural areas. Unlike FHA loans with a 3.5% minimum downpayment requirement, a USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Toledo Police Federal Credit Union
  • 4280 Heatherdowns Boulevard, Toledo, OH, 43614
  • We here at the Toledo Police Federal Credit Union are proud to be a part of the credit union movement since we were chartered by the NCUA on March 18, 1940. Since that time we have had the opportunity to provide our members with personalized services to meet their financial needs.

  • Franklin Financial Group Inc
  • 755 Maidstone Court, Cincinnati, OH, 45230
  • Franklin Financial Group, Inc. is a mortgage brokerage located in Anderson Township, a suburb of Cincinnati, Ohio. We have been operating and originating mortgages in Ohio, Kentucky and Florida since 1999. To date, we have originated over $289 Million Dollars in mortgages We operate under the highest standards of honesty, integrity and fairness.

  • Niagara Falls AFFCU
  • 2420 Olmstead Street, Niagara Falls, NY, 14304
  • The Niagara Falls Air Force Federal Credit Union was chartered in 1955. It is a not-for-profit financial institution that is owned and controlled by its members and is operated for your benefit through a membership elected Board of Directors. The Board of Directors is the policy and governing body of the Niagara Falls Air Force credit union.

  • Greater Niagara Federal Credit Union
  • 2901 Military Road, Niagara Falls, NY, 14304
  • Founded in 1954, Greater Niagara FCU is the result of a long list of mutually beneficial mergers between small seg-based credit unions in western Niagara County. In 2003, the Credit Union expanded its charter to serve all of Niagara County, and in 2020, the charter was expanded to include Erie County.

  • Encompass Niagara Federal Credit Union
  • 2525 Military Road, Niagara Falls, NY, 14304
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  • Prudential Bank
  • 3993 Huntingdon Pike, Huntingdon Valley, PA, 19006
  • Prudential Bank is a Pennsylvania chartered savings bank originally organized in 1886 as a Pennsylvania chartered mutual building and loan association. We were originally known as “The South Philadelphia Building and Loan Association No. 2”. We converted to a mutual savings bank in August 2004, to a Mutual Holding Company structure in March 2005

  • Infinite Mortgage Services
  • 3103 Philmont Ave, Suite 103, Huntingdon Valley, PA, 19006
  • We are a private family-owned mortgage lender based out of Huntingdon Valley, PA established in 2007. Our upper management has a combined 75+ years of experience in the mortgage industry, and are always up to date on the ever-changing market. We offer FHA, Conventional, and the newest government programs available to Pennsylvania

  • Dynamic Funding Solutions Inc
  • 51 Buck Road, Huntingdon Valley, PA, 19006
  • Dynamic Funding Solutions, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.