USDA Vs. FHA your options comparison in Kingwood, Preston County, WV
In 2026, the USDA loan ceiling for Kingwood, located in Preston county, WV, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to explore and compare today's top USDA versus FHA rates, and determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator sets USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the most suitable option for your financial needs, especially in .
2026 Loan Limits and Downpayment Requirements in Kingwood, County of Preston, WV
Loan Type
Ceiling
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Kingwood, WV
The mission of Lendersa® is to swiftly and effortlessly connect you with the best USDA or FHA loan. Begin with one of three methods that lead to matches with lenders offering USDA loan programs.
A USDA home loan, secured through the Department of Agriculture, is also referred to as a USDA rural development loan or mortgage, available only in rural areas. Unlike FHA loans with a 3.5% minimum downpayment requirement, a USDA mortgage requires none.
Preston Federal Credit Union has been open since 1978. The credit union has assets totaling $33.13 Million and provides banking services to more than 2, 000 members as of March 2022.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
Clear Mountain Bank is a locally owned and managed community bank serving Monongalia, Preston, and Harrison counties in West Virginia and Garrett County in Maryland. We offer a complete line of financial products and services for personal and business banking within a friendly, hometown atmosphere. Independence...Community...Customer First.
The United Federal Credit Union is a federal credit union chartered in 1973. A Federal Credit Union is a cooperative, not for profit financial institution chartered by the federal government. We are dedicated to the concept of “people helping people”. We serve employee groups, associations
200 Fort Pierpont Dr, Suite 105, Morgantown, WV, 26508
Lends in West Virginia
Premier Bank is a full-service community bank conveniently located throughout Ohio, Indiana, Michigan and Pennsylvania. Offering personalized service and a comprehensive range of financial solutions for consumers and commercial businesses, Premier Bank remains locally focused to understand our customers.
Morgantown AES Federal Credit Union has proudly served its members in Morgantown West Virginia since 1955. Our members enjoy competitive rates on all types of loans from home & auto to recreation. Get in touch with us today.Credit Union has proudly served its members in Morgantown West Virginia since 1955. Our members enjoy competitive rates on all
The WVU Employees' Federal Credit Union was chartered as a not-for- profit organization by the NCUA, a Federal agency. The Credit Union is owned entirely by its members and is operated for them exclusively. The philosophy of "people helping people" is carried out by its savings and lending services. Members' savings provide the lending funds.
5000 Hampton Center, Suite 4, Morgantown, WV, 26505
Lends in West Virginia
At Premier Mortgage, we understand and appreciate the one-on-one attention that a family owned business can provide. We know how difficult buying a home can be and want to be there for you when you need help with such a large investment in your life. Let us do the work for you while you enjoy buying and/or improving your dream home.
101 Suncrest Towne Centre Dr, Morgantown, WV, 26505
Lends in West Virginia
Founded in 1870, WesBanco, Inc. (www.wesbanco.com) is a diversified and balanced financial services company that delivers large bank capabilities with a community bank feel. Our distinct long-term growth strategies are built upon unique sustainable advantages permitting us to span six states with meaningful market share.
Since 1922, Citizens Bank of Morgantown has provided quality, personal, financial services to the citizens of Morgantown and Monongalia County. We are headquartered in the heart of downtown Morgantown, at the corner of High and Walnut streets. We have always been focused on this community.
