As of 2026, the USDA loan limit for Granville, within the county of Monongalia, WV, is $336,500, while the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator helps you compare today's leading USDA vs FHA rates. It guides you in determining the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program in for your specific financial needs.
2026 Loan Limits and Downpayment Requirements in Granville, Monongalia, WV
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Granville, WV
Lendersa® aims to provide you with the best possible USDA or FHA loan quickly and hassle-free. Choose one of three starting points that connect you with matching lenders and explore USDA loan programs.
A USDA home loan, which is guaranteed by the government's Department of Agriculture and also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, the USDA mortgage requires no down payment, making it a more accessible option for those looking to purchase in rural neighborhoods.
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