USDA and FHA Pro and Con in Logan, Logan County, WV

For 2026, the USDA loan limit in Logan, Logan County, WV is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's competitive USDA versus FHA rates, determining the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, guiding your choice of the best program for your financial needs in Alabama.

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Loan Limits and Down Payment Requirements for 2026 in Logan, Logan County, WV

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Logan, WV

Lendersa® is committed to getting you the best USDA or FHA loan quickly and without hassle. You can choose from three starting options to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WV

A USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Langdon Mortgage
  • 250 E. 96th St, Suite 280, Indianapolis, IN, 46240
  • As a correspondent lender, we can fund your loan internally and thus close faster and have greater flexibility and control over your transaction. Since LMC operates as a multi-source mortgage broker as well, we are also able to broker loans through a variety of national investors.

  • Grandview Lending Inc
  • 8445 Keystone Crossing Blvd, Indianapolis, IN, 46240
  • Grandview Lending promotes the American Dream by being one of Indiana's leading mortgage brokers. Our clients receive the most cost-effective, convenient, and customized options for financing and refinancing residential mortgages.Grandview Lending strengthens communities, fosters family, and builds wealth through home ownership.

  • MJW Financial LLC
  • 8465 Keystone Crossing, Suite 145, Indianapolis, IN, 46240
  • MJW Financial opened its doors in early 2008 in spite of the unfavorable housing market conditions.Unhappy with the reputation given to mortgage banks subsequent to the fall of numerous lenders, the founder decided to create a company whose sole purpose would be to provide affordable & appropriate mortgages to both homeowners.

  • Destiny Mortgage Lending
  • Bldg. 417 Crooked Tree Drive, Dawsonville, GA, 30534
  • Destiny Mortgage Lending you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • SPC Credit Union
  • 204 N 5th Street, Hartsville, SC, 29550
  • SPC Credit Union is a full-service, member-owned, not-for-profit financial institution headquartered in Hartsville, South Carolina. We are proud to have served this region for more than 70 years. A firm commitment to our mission of "Compassion. Connection. Community." has led us to be rated.

  • Velocity Commercial Investments, Inc
  • 12011 Lee Jackson Memorial Highway, Suite 510, Fairfax, VA, 22033
  • Velocity Commercial Investments Inc. A National Commercial & Business Loan Consultants in helping commercial clients by providing sources for Capital to Businesses and Real Estate Investors. The founder of VCI has experience in the field of financial transactions for over 25 years.

  • CityWorth Loans
  • 11781 Lee Jackson Hwy, 1st Floor, Fairfax, VA, 22033
  • CityWorth our mission is to serve every customer with honesty, integrity and competence. Our goal is to provide our clients with a combination of low rates and fees along with providing expert advice and guidance throughout the entire loan process. We will work closely with each client to ensure that we are recommending the best program.

  • Jolene Moore
  • 3975 Fair Ridge, Suite 320N, Fairfax, VA, 22033
  • Jolene Moore's Team offers mortgage financing you can trust. We are committed to excellent customer service and personalized guidance throughout the loan process. We will work with you to find the best mortgage solution that fits your needs. We pride ourselves on constant communication and our willingness to go the extra mile.