USDA and FHA Pro and Con in Logan, Logan County, WV

For 2026, the USDA loan limit in Logan, Logan County, WV is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's competitive USDA versus FHA rates, determining the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, guiding your choice of the best program for your financial needs in Alabama.

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Loan Limits and Down Payment Requirements for 2026 in Logan, Logan County, WV

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Logan, WV

Lendersa® is committed to getting you the best USDA or FHA loan quickly and without hassle. You can choose from three starting options to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WV

A USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Logan Lenders

  • Bank of Mingo
  • 10 Commerce Drive, Williamson, WV, 25661
  • Lends in West Virginia
  • Bank of Mingo in Williamson, West Virginia, is a retail, commercial, and online bank that established in 1976. Since opening, our locally owned bank has assisted many residents and businesses within the Southern West Virginia and Eastern Kentucky areas. Our services include CDs, IRAs, savings and checking accounts

  • The First National Bank of Williamson
  • 68 E 2nd Avenue, Williamson, WV, 25661
  • Lends in West Virginia
  • First National Bank, we’re truly proud & honored to have been serving the coalfields of West Virginia & Kentucky since 1903. That’s more than a century of history dating back to the City of Williamson’s earliest days. Wallace Williamson, a member of the family who founded the city in the late 1800s, is also the founder of city’s very first bank.

  • "Charleston Postal Federal Credit Union"
  • 1000 Centre Way, Room 3-47, Charleston, WV, 25309
  • Lends in West Virginia
  • Charleston Postal Federal Credit Union has been open since 1993. The credit union has assets totaling $4.65 Million and provides banking services to more than 800 members as of March 2022.

    The credit union is a not-for-profit, member-owned financial cooperative providing services to government employee members.

  • Cha-Tel Federal Credit Union
  • 1500 MacCorkle Avenue SE, Charleston, WV, 25314
  • Lends in West Virginia
  • Cha-Tel Federal Credit Union was organized and received its Federal charter on November 18, 1963. Since that time we have grown to over 10 million in assets and over 2, 100 in membership.

    When you become a credit union member, you become one of its owners. You help to elect the officers and you are eligible to serve the membership as a volunte

  • CAMC Federal Credit Union
  • 3400 MacCorkle Avenue SE, Charleston, WV, 25304
  • Lends in West Virginia
  • CAMC Federal Credit Union has been open since 1977. It's the 15th largest credit union in West Virginia with assets totaling $81.04 Million and providing banking services to more than 5, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups

  • First Peoples Bank, Inc.
  • 200 First Street, Mullens, WV, 25882
  • Lends in West Virginia
  • First Peoples Bank ATM is located in Mullens, West Virginia, and was founded in 1926. At this location, First Peoples Bank ATM employs approximately 20 people. This business is working in the following industry: Financial services. Annual sales for First Peoples Bank ATM are around USD 3,255,000.00.