USDA Vs. FHA your options comparison in Logan, Logan County, WV

For 2025, the USDA loan limit in Logan, Logan County, WV is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's competitive USDA versus FHA rates, determining the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, guiding your choice of the best program for your financial needs in Alabama.

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Loan Limits and Down Payment Requirements for 2025 in Logan, Logan County, WV

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Logan, WV

Lendersa® is committed to getting you the best USDA or FHA loan quickly and without hassle. You can choose from three starting options to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WV

A USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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