USDA Vs. FHA your options comparison in Teays-Valley, Putnam County, WV
For 2025, the USDA loan limit in Teays-Valley, within Putnam County, WV, is $285,000, whereas the FHA limit for a single-family house is $356,362.
The Lendersa® USDA loan calculator can be used to assess today's top USDA and FHA rates, as well as the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing which program in Alabama suits your financial situation best.
Loan Limits and Down Payment Requirements in Teays-Valley, Putnam County, WV for 2025
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Teays-Valley, WV
Lendersa® is committed to finding you the best USDA or FHA loan quickly and without complications. Start with one of three pathways to align with lenders and explore USDA loan opportunities.
The USDA home loan is backed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment at all.
Empire Mortgage and Investment, L.C have been serving Utah home and investment property owners since 1998 and have a wealth of experience to counsel you through the lending process. As a broker, we contract with different wholesale lenders to help you obtain the best mortgage terms possible.
First Colony Mortgage Corporation is a full service mortgage banking company serving Utah, Colorado, Idaho, Arizona, Oregon, and Wyoming. First Colony was founded in 1984 by John M. Aldrich and Scott Shelley. Most mortgages are processed, underwritten and closed in house. Since inception First Colony has funded over 50,000 mortgages.
Ryan Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
Bonneville Bank is located in Provo, UT, United States and is part of the Depository Credit Intermediation Industry. Bonneville Bank has 1 total employees across all of its locations and generates $6.86 million in sales (USD). Bonneville Bank was established on May 15, 1978 at its present location of 1675 North Freedom Boulevard in Provo, Utah.
1st Choice Money Center was founded to provide fast, easy and responsible loans to help you and your family through those times when a little extra cash makes all the difference. We understand that life throws us curveballs when we least expect it, so at 1st Choice we offer a wide range of loan products to give you relief when you need it most.
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Nationwide Reverse Mortgages, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
Prime Alliance Bank, located in Woods Cross Utah, was created with the idea that local businesses, business owners, and individual customers would benefit from the personalized attention and service offered by a community bank. Since 2004, Prime Alliance Bank has specialized in national leasing
Horizon Small Business Lending Solutions is the preeminent non-bank lender for SBA 504 and Conventional financing solutions to small and mid size businesses nationwide. We are your specialized loan service provider; doing more than just talking about loans … We Get Deals Done! Our Partnership Lending program provides a unique product offering and p
Clear Mortgage - Get Clear with Clear America's most innovative, dynamic mortgage company! Clear Mortgage gives loan officers more transparency and control than anyone else so they can take better care of borrowers and agents than anyone else and empowers LO's with revolutionary levels of industry transparency and autonomy
"We are CFG Home Loans - the mortgage division of Capital Financial Group. A western regional mortgage company providing solutions for our clients with quality, customized home mortgage financing for life.
Over 20 Years of Specializing in mortgages in Utah
Provides the highest level of client service."
