FHA Vs. USDA loan program for South-Charleston, Kanawha County, West Virginia

In 2025, USDA loan limit in South-Charleston, county of Kanawha, WV is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in South-Charleston, WV

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in West Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(315) 785-2400 496 miles Lender's profile and map Reviews State CS Employees Federal Credit Union 317 Washington Street, 4th Floor, Watertown, NY, 13601 At State CS Employees FCU, we are more than your average credit union. We take the time to get to know you and understand your needs. Times are tough and we get that. That’s why we’ve provided a whole host of ways for you to save money while enjoying the things you do. We proudly service qualifying members in Clinton, Franklin, Jefferson, Lewis.
(315) 782-0155 496 miles Lender's profile and map Reviews Northern Credit Union - NY 120 Factory Street, Watertown, NY, 13601 Back in 1955, a group of New York Air Brake employees founded Northern Federal Credit Union in Watertown, New York. Their goal was to create a safe, secure place where employees could grow their savings and obtain loans at reasonable rates something the existing financial institutions in town weren't providing.
(229) 835-2221 496 miles Lender's profile and map Reviews The Bank of Edison 476 Turner Street, Edison, GA, 39846 Having opened its doors in 1904, the Bank of Edison has weathered many financial storms and has faithfully provided for the financial needs of the people of Edison and Calhoun County for well over 100 years. Still locally owned and operated, we offer a full array of financial services and products.
(608) 897-2121 497 miles Lender's profile and map Reviews Bank of Brodhead 806 East Exchange Street, Brodhead, WI, 53520 Our Vision is to be a strong, stable, independent community Bank built on the community’s trust since 1896. We will reaffirm that trust daily by delivering financial solutions and striving to remain a dependable partner—consistently delivering exceptional outcomes to everyone, fairly and equitably.
(800) 894-0300 497 miles Lender's profile and map Reviews People's United Bank 710 Water St, Bridgeport, CT, 06608 People's United Bank, N.A. is a subsidiary of People's United Financial, Inc., a diversified, community-focused financial services company headquartered in the Northeast with more than $60 billion in assets. Founded in 1842, People’s United Bank offers commercial and retail banking through a network of over 400 retail locations in Connecticut,
631-828-4404 497 miles Lender's profile and map Reviews Commercial Lender Link 640 Belle Terre Road. Building D, Port Jefferson, NY, 11777 Our team members are experienced commercial real estate professionals from the investor and banking community. For more information about us call 631-828-4404. We work hard to exceed expectations in order to satisfy our borrowers’ needs We have no upfront fees to our borrowers, investors or affiliates. We are success fee driven. No success. N
(815) 772-7215 497 miles Lender's profile and map Reviews Advantage One Credit Union 204 N Jackson Street, Morrison, IL, 61270 Advantage One Credit Union has been open since 1998. The credit union has assets totaling $25.38 Million and provides banking services to more than 3,000 members The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(901) 680-7995 498 miles Lender's profile and map Reviews LG&W Federal Credit Union 1616 Whitten Road, Memphis, TN, 38134 L G & W Federal Credit Union is dedicated to serving and supporting the MLGW family with the financial products and services they want and need. Our friendly and knowledgeable staff has just one goal-to serve you! Unlike some larger financial institutions, we see you as a unique person, not just another account number.
(901) 277-8124 498 miles Lender's profile and map Reviews Hometown Captial Group 2860 Bartlett Rd, Suite 6, Bartlett, TN, 38134 Hometown Captial Group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(203) 452-9899 498 miles Lender's profile and map Reviews AFC Mortgage Group, LLC 227 Monroe Tpke, Monroe, CT, 06468 "AFC Mortgage Group has been a leading mortgage provider in the tri-state area for over 20 years. We are a mortgage lender based in Monroe, CT, where your best interest is our priority. From beginning to end, our simplified loan process ensures that you can walk away feeling completely satisfied with your entire experience."
203 685 4322 498 miles Lender's profile and map Reviews Regina Capital 20 Scenic Hill Lane, Monroe, CT, 06468 Regina Capital LLC is a private lending firm that provides private mortgages and hard money loans for commercial real estate transactions in New York, New Jersey, Connecticut, and Massachusetts. At Regina Capital we pride ourselves by doing business with honesty and integrity. Regina Capital has been in the private lending field since 1999