USDA and FHA Pro and Con in Hurricane, Putnam County, WV
In the year 2026, the USDA loan limit for Hurricane, located in the county of Putnam, WV, stands at $336,500. By contrast, the FHA limit for a single-family dwelling is $472,030.
Take advantage of the Lendersa® USDA loan calculator to evaluate and contrast the finest rates between USDA and FHA available today. It also helps identify the required income, credit score, financial reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loan options side-by-side to determine which program best suits your financial needs, particularly for .
Loan Limits and Downpayment Requirements for 2026 in Hurricane, County of Putnam, WV
Type of Loan
Maximum Amount
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Hurricane, WV
The mission of Lendersa® is to guide you in obtaining the most suitable USDA or FHA loan quickly and smoothly. Begin by choosing one of three potential pathways that lead to a match with lenders offering USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, often referred to as a USDA rural development loan or mortgage, is available solely in rural regions. Unlike FHA loans, which require a minimum down payment of 3.5%, no such upfront payment is necessary for a USDA mortgage.
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