USDA Vs. FHA your options comparison in Williamson, Mingo County, WV

In 2025, the USDA loan limit for Williamson in the county of Mingo, WV, stands at $336,500. On the other hand, the FHA limit for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to contrast today's advantageous USDA and FHA rates. This tool aids you in identifying the income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, you can place USDA, FHA, Conforming, and VA loans side by side, facilitating an informed choice on the best program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Williamson, Mingo, WV

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Solutions in Williamson, WV

The purpose of Lendersa® is to connect you swiftly and effectively with the best USDA or FHA loan available. Opt for one of three starting paths to identify the matching lenders and explore USDA loan options.

Lendersa USDA loan request results

Comprehending USDA Loans in WV

A USDA home loan, endorsed by the Department of Agriculture, also known as a USDA rural development loan, is exclusive to rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment, offering a more accessible route to homeownership in rural regions.

Enter your location to find out if it qualifies for USDA rural housing loan?



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