USDA Vs. FHA your options comparison in Williamson, Mingo County, WV

In 2026, the USDA loan limit for Williamson in the county of Mingo, WV, stands at $336,500. On the other hand, the FHA limit for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to contrast today's advantageous USDA and FHA rates. This tool aids you in identifying the income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, you can place USDA, FHA, Conforming, and VA loans side by side, facilitating an informed choice on the best program in for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Williamson, Mingo, WV

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Solutions in Williamson, WV

The purpose of Lendersa® is to connect you swiftly and effectively with the best USDA or FHA loan available. Opt for one of three starting paths to identify the matching lenders and explore USDA loan options.

Lendersa USDA loan request results

Comprehending USDA Loans in WV

A USDA home loan, endorsed by the Department of Agriculture, also known as a USDA rural development loan, is exclusive to rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment, offering a more accessible route to homeownership in rural regions.

Enter your location to find out if it qualifies for USDA rural housing loan?



Williamson Lenders

  • Bank of Mingo
  • 10 Commerce Drive, Williamson, WV, 25661
  • Lends in West Virginia
  • Bank of Mingo in Williamson, West Virginia, is a retail, commercial, and online bank that established in 1976. Since opening, our locally owned bank has assisted many residents and businesses within the Southern West Virginia and Eastern Kentucky areas. Our services include CDs, IRAs, savings and checking accounts

  • The First National Bank of Williamson
  • 68 E 2nd Avenue, Williamson, WV, 25661
  • Lends in West Virginia
  • First National Bank, we’re truly proud & honored to have been serving the coalfields of West Virginia & Kentucky since 1903. That’s more than a century of history dating back to the City of Williamson’s earliest days. Wallace Williamson, a member of the family who founded the city in the late 1800s, is also the founder of city’s very first bank.

  • Huntingtonized Federal Credit Union
  • 481 8th Avenue West, Huntington, WV, 25701
  • Lends in West Virginia
  • Huntingtonized Federal Credit Union has been open since 1939. It's the 24th largest credit union in West Virginia with assets totaling $43.09 Million and providing banking services to more than 5, 000 members as of March 2022.

    The credit union is a community-based financial institution.

  • Huntington C & O Railway Employees Federal Credit Union
  • 901 Sixth Avenue, Huntington, WV, 25701
  • Lends in West Virginia
  • Huntington C&O Railway Employees Federal Credit Union has been open since 1986. It's the 25th largest credit union in West Virginia with assets totaling $38.66 Million and providing banking services to more than 5, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing financial banking services

  • Cabway Telco FCU
  • 1135 Sixth Avenue, Huntington, WV, 25701
  • Lends in West Virginia
  • Cabway Telco Federal Credit Union has been open since 1955. The credit union has assets totaling $5.33 Million and provides banking services to more than 400 members as of March 2022.

    The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to communications