USDA VS FHA in Culloden, Cabell County, WV

For 2025, the USDA loan limit in the city of Culloden, situated within Cabell county, WV, is set at $336,500. Conversely, the FHA limit for a single-family home in this area is $472,030.

Make use of the Lendersa® USDA loan calculator to analyze and compare the best rates available today for USDA versus FHA loans. Determine the required income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you select the program that best matches your financial situation, especially for .

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2025 Loan Limits and Downpayment Requirements in Culloden, County of Cabell, WV

Loan Type Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Alternatives in Culloden, WV

Lendersa® strives to provide you with the optimal USDA or FHA loan expeditiously and effortlessly. Start with one of three pathways to find lenders and USDA loan options that suit your needs.

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What is a USDA Loan in WV?

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. Available only in rural areas, it requires no down payment, unlike FHA loans, which need at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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