USDA VS FHA in Ranson, Jefferson County, WV

In 2025, the loan limit set by the USDA for Ranson, county of Jefferson, WV is $776,600. By contrast, the FHA loan limit for a single-family home in the same area is $1,089,300.

Utilize the Lendersa® USDA loan calculator to evaluate current USDA and FHA rates, helping you determine income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, assisting in selecting the ideal program for your financial needs, especially in .

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2025 Loan Limits and Downpayment Requirements in Ranson, County of Jefferson, WV

Type of Loan Limit Downpayment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Ranson, WV

Lendersa® is focused on providing you with the optimal USDA or FHA loan swiftly and with ease. Choose from three starting points to connect with matching lenders and engage with USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in WV

The USDA home loan is a government-secured loan through the Department of Agriculture, also termed a USDA rural development loan or mortgage. It is exclusively available in rural areas. Unlike FHA loans that require a 3.5% down payment, a USDA mortgage requires no initial payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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