In 2026, the loan limit set by the USDA for Ranson, county of Jefferson, WV is $776,600. By contrast, the FHA loan limit for a single-family home in the same area is $1,089,300.
Utilize the Lendersa® USDA loan calculator to evaluate current USDA and FHA rates, helping you determine income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, assisting in selecting the ideal program for your financial needs, especially in
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| Type of Loan | Limit | Downpayment |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
Lendersa® is focused on providing you with the optimal USDA or FHA loan swiftly and with ease. Choose from three starting points to connect with matching lenders and engage with USDA loan programs.
The USDA home loan is a government-secured loan through the Department of Agriculture, also termed a USDA rural development loan or mortgage. It is exclusively available in rural areas. Unlike FHA loans that require a 3.5% down payment, a USDA mortgage requires no initial payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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