USDA Vs. FHA Pro and Con comparison in Charles-Town, Jefferson County, WV
In 2025, the USDA loan limit in Charles-Town, Jefferson County, WV, is $657,900, whereas for a single-family home, the FHA limit is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the top rates of USDA versus FHA today. It helps assess the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options to aid in selecting the best program for your financial situation in Alabama.
Loan Limits and Down Payment Requirements in Charles-Town, Jefferson County, WV for 2025
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Charles-Town, WV
The aim of Lendersa® is to swiftly connect you with the best USDA or FHA loan options without inconvenience. Start with one of the following three choices that match lenders and the USDA loan programs.
USDA home loans, backed by the U.S. Department of Agriculture and also known as USDA rural development loans or USDA mortgages, are available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
The Bank of Denver, formerly the Denver Industrial Bank, was organized by George F. Rock, Jr. as a result of a merger of the Credit Finance Company, organized in 1936, and the Denver Safe Deposit Company, organized in 1908.
The Bank’s mission is to be a full service financial institution that delivers great personal service
At Metro Mortgage Group, experience the difference that Genuine personal service makes when buying or refinancing your home.
Experience the difference. Extensive knowledge and experience, paired with excellent lender relationships, allows Metro Mortgage Group to offer our clients mortgage solutions that meet their individual needs and goals.
Northstar Mortgage is a mortgage broker firm dedicated not only to provide you with the best combination of service, product, and rates but as well as to work hand in hand with you so we meet your personal goals. With over twenty years of combined mortgage lending experience you are sure to get the best advice to meet your needs.
Our mission is to serve our customers with pride, honesty, and integrity. Our goal is to provide our clients with very competitive interest rates at a discounted cost. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a mortgage. US Mortgage Solutions, LLC is an established Mortgage Broker.
387 North Corona Street, Suite 646, Denver, CO, 80218
At the Mortgage Maestro Group, we are here to help you navigate through the complicated seas of house-hunting to the promised land of home ownership. Whether you are refinancing, a first-time buyer, buying a rental property, or you’re finally ready for your dream home, we have you covered. Let our experts guide you through the maze.
Cardinal Financial makes many kinds of short term real estate loans secured by property in Colorado. Loans include purchases of income property, fix and flip loans loans to LLCs, corporations, trusts and other entities as well as loans to settle estates and auction bidding loans. We can commit to a loan.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
10465 Park Meadows Drive, Suite 107, Lone Tree, CO, 80124
Mountain View Lending has over 25 years lending experience in the financial industry. In fact, our owner’s mortgage experience includes senior management for the mortgage securities division of a Wall Street based Fortune 100 Company. As a result we are uniquely positioned to provide excellent home loan products and rates.
