USDA Vs. FHA your options comparison in Shepherdstown, Jefferson County, WV
In 2025, the USDA loan limit in Shepherdstown, county of Jefferson, WV, is set at $776,600, whereas for a single-family home, the FHA limit is $1,089,300.
You can utilize the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates and determine the necessary income, credit score, reserves, and documents for qualification. Our state-of-the-art mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding your decision-making for the most suitable financial program, especially in .
2025 Loan Limits and Downpayment Requirements in Shepherdstown, County of Jefferson, WV
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Shepherdstown, WV
The aim of Lendersa® is to swiftly and efficiently secure you the most advantageous USDA or FHA loan. Begin with one of three approaches that connect you to matching lenders and USDA loan programs.
The USDA home loan is a government-backed loan through the Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans that require a minimum of 3.5% downpayment, this USDA mortgage doesn't demand any down payment at all.
Honest. Dependable. Local. These are just a few words that describe Home Loan Mortgage. We are a family owned Mortgage Broker that strives to make mortgages understandable and pain free. We handle the processing of our own loans, so you'll work with the same person from application to closing.
2919 West 17th Avenue, Suite 115, Longmont, CO, 80503
At 1st Colorado Mortgage Solutions, Inc. it is our mission to carefully guide you through the entire home loan process, so you feel confident as you make choices about your financial strategy. Our experts take the often-confusing mortgage process and give you the clarity and understanding to get the right mortgage for your financial needs.
7550 West Yale Avenue, Suite B206, Denver, CO, 80227
BancSource is a locally owned Denver Mortgage company providing home mortgages, refinancing and loans for fix and flip deals. BancSource Mortgage provides Free consultations and is approved with over 25 different lenders so let us do the shopping for you. Our customers count on our knowledge, trustworthiness, and years of experience.
Academy National Mortgage Corporation (aka ANMC) is a mortgage lending institution that prides itself in providing high quality mortgage services to the public. Superior customer service and creating satisfied customers is our ultimate goal. We strive to meet the needs of our mortgage loan customers and exceed their expectations.
5353 West Dartmouth Avenue, Suite 519, Denver, CO, 80227
"Ruby Rose Investments dba Ruby Rose Loans and Processing was formed
with the intention of helping others build security in real estate. At the time
I started my own company in 2004 I had been doing residential real estate for five years and
was advised to form my own company."
3190 S Wadsworth Blvd, Suite 200, Lakewood, CO, 80227
The EquiLane Lending, LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
My Community Credit Union was federally charted on February 13, 1952, when a local man visited a bank to request a loan for the purchase of a home and was denied. A small group of co-workers for the Atlantic Refining Company (ARCO) joined together to finance this loan so that he could purchase his home.
Community National Bank, established in 1984, continues to expand upon our original mission to provide a strong, locally owned, community bank. CNB distinguishes ourselves through a focused dedication to the success of the the DFW, Midland, Odessa, & Stanton communities by providing outstanding customer experiences to those we are honored to serve.
