USDA VS FHA in Shannondale, Jefferson County, WV

For the year 2025, the USDA loan limit within Shannondale in Jefferson county, WV, is $776,600, while the FHA limit for a single-family home stands at $1,089,300.

Utilize the Lendersa® USDA loan calculator to assess and contrast today's leading USDA and FHA interest rates. This tool helps you determine the necessary income, credit score, reserves, and documentation required for eligibility. Our advanced mortgage calculator provides a side-by-side display of USDA, FHA, Conforming, and VA loans to help you select the right program tailored to your specific financial situation, especially in .

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2025 Loan Limits and Downpayment Requirements in Shannondale, County of Jefferson, WV

Loan Type Maximum Limit Initial Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Alternatives in Shannondale, WV

Lendersa® is dedicated to providing you with the optimal USDA or FHA loan efficiently and without complication. Choose one of three starting paths to identify lenders matching USDA loan offerings.

Lendersa USDA loan request and matching results

Clarifying USDA Loans in WV

A USDA home loan is a government-backed financial product by the Department of Agriculture, known as a USDA rural development loan or mortgage, and it is specifically designated for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, a USDA loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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