USDA Vs. FHA Pro and Con comparison in Weston, Lewis County, WV
As of 2026, the USDA loan limit for Weston in the county of Lewis, WV stands at $336,500, while the FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare the most competitive rates available today between USDA and FHA. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loan options, aiding you in selecting the best program for your financial needs, particularly in .
2026 Loan Limits and Downpayment Requirements in Weston, County of Lewis, WV
Loan Type
Loan Cap
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Weston, WV
Lendersa® is committed to helping you secure the ideal USDA or FHA loan promptly and without difficulty. Select from three starting options to find lenders that match with USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is often referred to as a USDA rural development loan or mortgage, available solely in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, a USDA mortgage requires no down payment at all.
The Citizens Bank of Weston has been serving the people of Lewis and surrounding counties for 120 years. In 1891 the bank received its charter. The doors were opened for business in February of 1892. On October 1, 1894, the bank employed Thomas A. Whelan who was to become a banking legend in Lewis County.
Home Federal Credit Union (formerly known as CWV TEL Federal Credit Union) has been open since 1950 with assets totaling $34.47 Million and providing banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
CAPE Federal Credit Union currently serves those who live, work, worship or attend school in Harrison County. CAPE will also partner with businesses like yours to become members of our Credit Union! Credit Union currently serves those who live, work, worship or attend school in Harrison County.
West Union Bank began doing business in 1893 at the corner of Columbia and Court Streets in West Union, Doddridge County, and continued there until 1973 when the Bank moved to its current location at 212 Main St. West Union, WV 26456. In response to the popularity of the Bank’s services outside of its home county.
United Hospital Center Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the United Hospital Center Federal Credit Union will continue a sound yet progressive asset management strategy
We were known as The Calhoun County Bank and issued a Certificate of Incorporation by the State of West Virginia on the 14th day of November, 1900. Our humble beginning started with 250 shares of capital stock with a $100.00 par value for an initial capitalization of $25, 000.00. The bank opened for business in January 1901.
Long Reach Federal Credit Union was organized in 1975. We are a not-for-profit organization that is member-owned, where earnings are paid back to the members with lower loan rates and higher savings rates, rather than being owned by stockholders. Long Reach Federal Credit Union offers many products and services to meet your financial needs.
Union Bank is a locally owned and locally managed, independent, full-service community bank, with approximately $235 million in assets. We operate eight (8) full service locations in northwestern West Virginia, in the communities of: Middlebourne, Sistersville, St. Marys, Hundred, New Martinsville, Pennsboro, Harrisville, and Ellenboro,
We at First Exchange Bank strive to provide financial solutions in real life. We understand that every individual has unique needs and, to that end, we provide a variety of services and experts to help you understand which are right for you. We are thrilled to have been serving our community since 1932.
