USDA and FHA Pro and Con in Buckhannon, Upshur County, WV

In 2026, the USDA loan limit in Buckhannon, Upshur County, WV is set at $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates, assessing the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA loans appear side by side, aiding your decision in selecting the best program for your financial situation in Alabama.

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2026 Loan Limits and Down Payment Requirements in Buckhannon, Upshur County, WV

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Buckhannon, WV

The aim of Lendersa® is to connect you with the best possible USDA or FHA loan quickly, without hassle. Choose one of three options provided to link with lenders and USDA loan programs.

Lendersa USDA loan request and results

Understanding USDA Loans in WV

The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered solely in rural areas. FHA loans demand at least a 3.5% down payment, whereas USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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