USDA Vs. FHA your options comparison in Buckhannon, Upshur County, WV

In 2025, the USDA loan limit in Buckhannon, Upshur County, WV is set at $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates, assessing the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA loans appear side by side, aiding your decision in selecting the best program for your financial situation in Alabama.

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Buckhannon, Upshur County, WV

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Buckhannon, WV

The aim of Lendersa® is to connect you with the best possible USDA or FHA loan quickly, without hassle. Choose one of three options provided to link with lenders and USDA loan programs.

Lendersa USDA loan request and results

Understanding USDA Loans in WV

The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered solely in rural areas. FHA loans demand at least a 3.5% down payment, whereas USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • East Star Mortgage
  • 1045 East Valley Boulevard, Suite A109, San Gabriel, CA, 91776
  • Founded in 2001, East Star Mortgage is a trusted residential mortgage direct lender that provides high quality in-house processing, underwriting and funding to real estate professionals and individual home buyers throughout California. With over 15 years of experience, East Star Mortgage is able to walk you through a smooth and organized loan.
  • Mortgages for America
  • 298 Kingsbury Grade, Suite 2E, Stateline, NV, 89449
  • Mortgages for America is dedicated in offering Programs that help America. Our Homes for Heroes program offers major discounts to most of our Heroe's in America. We do specialize in Lending to our Veterans and offer all VA loans. We also offer all traditional Conventional programs, FHA, USDA as well.
  • Valhalla Home Loans
  • 2360 Huntington Drive, Suite 308, San Marino, CA, 91108
  • "Valhalla Home Loans are an online mortgage lender. We are not lead generators for other lenders. We use real-time mortgage quotes, up-front access to closing cost details, online applications, electronic document processing and e-signatures to make the mortgage process fast, easy and transparent"
  • iEccentric Realty and Mortgage
  • 1613 Chelsea Road, Suite 325, San Marino, CA, 91108
  • "iEccentric Realty and Mortgage offers a wide variety of loan programs ranging from the government VA & FHA loans to the conventional fixed program, ARM program, and Jumbo loans. The primary loan programs which we promote are the following: 10, 15, 20, and 30 Year Fixed Programs (We also exclusively offer 8,12, 22, and 27 Fixed Programs)"
  • Emory Financial
  • 2920 Huntington Drive, Suite 100, San Marino, CA, 91108
  • Emory Financial is a mortgage brokerage business that will take you through every step of the mortgage process. We take the time to understand your needs and goals before selecting the best program for you at the best available rate. Whether you're buying a new home, refinancing, consolidating debt
  • Gen Funding
  • 1839 West Katella Avenue, Anaheim, CA, 92804
  • NEXTGEN TEAM REALTY, OR NEXTGEN, is a family owned and operated real estate brokerage founded in Orange County, California, that weaves in the time- tested Golden Rule of Customer Service with a modern touch of cyber deftness. While the new shift in real estate has taken on a digital aspect to keep up with social media trends
  • Frogg Realty & Lending
  • 9852 Katella Ave, Suite 321, Anaheim, CA, 92804
  • We have been doing loans for over 20 years and love helping customers with their home loans. We have done everything from conventional, FHA, VA, IRRL, zero downs, Reverse, to even various types of commercial such as strip malls and apartment loans. Whatever your lending needs we have an expert to take great care of you.
  • Prima Funding Inc
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  • Prima Funding Inc has been a full service Brokerage that puts the needs of our clients first. We help first-time home buyers, homeowners, and investors stay ahead of the curve and maximize their investment potential. We specialize in the Southern California region of Orange County, Los Angeles and the Inland Empire
  • Lugo Bros RE & Mtg
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  • Lugo Brothers Real Estate Group is committed to treating you like family. Our goal is to fulfill your real estate needs beyond your expectations, and we are confident in our ability to do so. Our job is not done when you are satisfied, our job is done when you are ecstatic. We look forward to working with you.
  • Green Street Mortgage
  • 1055 E. Colorado Boulevard, Suite 500, Pasadena, CA, 91106
  • Green Street Mortgage Company was founded in 1991, and since it's inception our goal has been to help our clients make informed decisions regarding their real estate financing options. We understand the unique needs of the real estate investor and we possess the knowledge and experience to get the job done right.