For the year 2026, in Clarksburg, located within the county of Harrison, WV, the USDA loan limit is $336,500, and the FHA limit for a single-unit home is $472,030.
To evaluate the best available rates between USDA and FHA loans today, utilize the Lendersa® USDA loan calculator. This tool helps you to review income, credit, reserves, and document requirements to qualify. Through our comprehensive mortgage calculator, you can conveniently compare USDA, FHA, Conforming, and VA loans side-by-side to determine the most suitable program for your financial situation in Alabama.
Details on 2026 Loan Limits and Down Payment Requirements in Clarksburg, Harrison County, WV
Loan Type
Loan Limit
Down Payment Percentage
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Clarksburg, WV
The mission of Lendersa® is to help you secure the optimal USDA or FHA loan quickly and efficiently, free of hassle. You can opt for one of three different pathways to link with lenders and explore USDA loan options.
The USDA home loan, endorsed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This option is exclusive to rural locales. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, a USDA mortgage requires no down payment at all.
Home Federal Credit Union (formerly known as CWV TEL Federal Credit Union) has been open since 1950 with assets totaling $34.47 Million and providing banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
CAPE Federal Credit Union currently serves those who live, work, worship or attend school in Harrison County. CAPE will also partner with businesses like yours to become members of our Credit Union! Credit Union currently serves those who live, work, worship or attend school in Harrison County.
United Hospital Center Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the United Hospital Center Federal Credit Union will continue a sound yet progressive asset management strategy
The Citizens Bank of Weston has been serving the people of Lewis and surrounding counties for 120 years. In 1891 the bank received its charter. The doors were opened for business in February of 1892. On October 1, 1894, the bank employed Thomas A. Whelan who was to become a banking legend in Lewis County.
We at First Exchange Bank strive to provide financial solutions in real life. We understand that every individual has unique needs and, to that end, we provide a variety of services and experts to help you understand which are right for you. We are thrilled to have been serving our community since 1932.
Fairmont Federal Credit Union is a not-for-profit financial organization, democratically controlled, owned and operated by our members for the benefit of all who belong.
We operate 9 regional branches with over 120 employees. We are currently one of the fastest growing credit unions in West Virginia with nearly $400, 000, 000 in assets.
West Union Bank began doing business in 1893 at the corner of Columbia and Court Streets in West Union, Doddridge County, and continued there until 1973 when the Bank moved to its current location at 212 Main St. West Union, WV 26456. In response to the popularity of the Bank’s services outside of its home county.
Long Reach Federal Credit Union was organized in 1975. We are a not-for-profit organization that is member-owned, where earnings are paid back to the members with lower loan rates and higher savings rates, rather than being owned by stockholders. Long Reach Federal Credit Union offers many products and services to meet your financial needs.
Union Bank is a locally owned and locally managed, independent, full-service community bank, with approximately $235 million in assets. We operate eight (8) full service locations in northwestern West Virginia, in the communities of: Middlebourne, Sistersville, St. Marys, Hundred, New Martinsville, Pennsboro, Harrisville, and Ellenboro,
