USDA Vs. FHA Pro and Con comparison in Clarksburg, Harrison County, WV

For the year 2025, in Clarksburg, located within the county of Harrison, WV, the USDA loan limit is $336,500, and the FHA limit for a single-unit home is $472,030.

To evaluate the best available rates between USDA and FHA loans today, utilize the Lendersa® USDA loan calculator. This tool helps you to review income, credit, reserves, and document requirements to qualify. Through our comprehensive mortgage calculator, you can conveniently compare USDA, FHA, Conforming, and VA loans side-by-side to determine the most suitable program for your financial situation in Alabama.

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Details on 2025 Loan Limits and Down Payment Requirements in Clarksburg, Harrison County, WV

Loan Type Loan Limit Down Payment Percentage
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Clarksburg, WV

The mission of Lendersa® is to help you secure the optimal USDA or FHA loan quickly and efficiently, free of hassle. You can opt for one of three different pathways to link with lenders and explore USDA loan options.

Visualization of Lendersa's USDA loan request and matching results

Understanding the USDA Loan in WV

The USDA home loan, endorsed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This option is exclusive to rural locales. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, a USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Crm Funding
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