FHA VS Conventional loan in Menlo-Park, San Mateo County, California

In 2025, Convetional loan limit in Menlo-Park, county of San Mateo, CA is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Menlo-Park, county of San Mateo, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 94025, 94026

Conventional and FHA loan options in Menlo-Park, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • The Horn Funding Corp
  • 9155 East Nichols Avenue, Suite 150, Centennial, CO, 80112
  • The Horn Funding Corp is a local & family owned Colorado based Mortgage Lender. Structured to be agile and qualitative, The Horn Funding Corp is the Non-Big Bank solution for people seeking mortgage financing. The employees of The Horn Funding Corp share the value system and strive to meet the needs and goals of ALL potential clients.
  • Rubino Lending
  • 6922 E Costilla Place, Centennial, CO, 80112
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Houz Mortgage
  • 10700 East Geddes Avenue, Suite 155, Englewood, CO, 80112
  • The Houz Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • The Mortgage Co
  • 7343 S Alton Way, Suite 150, Englewood, CO, 80112
  • The Mortgage Co is licensed mortgage banker locally owned and headquartered in Centennial, Colorado, since 1996. We offer a wide variety of residential loan programs including Conventional, FHA, VA, USDA, CHFA, MMA, and many more. Visit our company website to learn more about all the services we offer at TheMortgageCo.com.
  • US Mortgages
  • 6855 S Havana St, Suite 500, Centennial, CO, 80112
  • US Mortgages has been serving the needs of Colorado homeowners for over 20 years. We offer a wide range of products to help you achieve all of your home buying and mortgage refinance goals. Our licensed Personal Mortgage Advisors will listen to your needs and show you the best options available.
  • Metrolink Mortgage
  • 7853 E. Arapahoe Ct, Suite 2100, Centennial, CO, 80112
  • Metrolink Mortgage is a Colorado based mortgage company. We provide first class service with a customer satisfaction business philosophy. Let us help you with your next refinance or purchase with a hassle free mortgage experience. We offer Conventional, FHA, and VA, USDA, and first time home buyer financing options with the fastest turn.
  • Colorado Lending Inc
  • 6851 South Holly Circle, Suite 280, Centennial, CO, 80112
  • The Colorado Lending Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • WINPRO Funds LLC
  • 6801 S. Emporia St., Suite 210, Greenwood Village, CO, 80112
  • WINPRO, LLC it is our mission is to provide socially responsible capital solutions to owners of commercial real estate through the delivery of premium lending products that provide flexibility and knowledgeable services to borrowers, while simultaneously utilizing innovative and experienced risk management capabilities.
  • Colorado Mortgage Group Inc
  • 1490 Garden of the Gods Road, Suite A, Colorado Springs, CO, 80907
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Mortgage Cowboy LLC
  • 4419 Centennial Blvd, Suite 260, Colorado Springs, CO, 80907
  • The Mortgage Cowboy is a full service mortgage shop offering VA, FHA, USDA, Conventional loans. 25 years of experience in the lending industry. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service.
  • Optimum Mortgage Services Inc
  • 1017 Bramblewood Drive, Castle Pines, CO, 80108
  • Optimum Mortgage Services are committed to the mortgage industry and their customers. With over 40 years of combined experience, we know the business from the inside out. We specialize in first and second mortgages for home purchases, refinancing, and home equity loans. You can count on us to handle all your mortgage needs.