FHA VS Conventional loan programs in East-Palo-Alto, San Mateo County, California

For 2026, the Conventional loan cap in East-Palo-Alto, situated in the county of San Mateo, CA, is set at $970,800, whereas the FHA limit for a single-family residence is $970,800.

Utilize the Lendersa® Conventional loan calculator to differentiate today's top rates among Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documentation requirements for qualification. Our sophisticated mortgage calculator juxtaposes Conforming Conventional loans alongside USDA, FHA, and VA loans, supporting your choice of the best program in CA for your particular financial landscape.

Examine loan offers from 100 diverse lenders

2026 Loan Limits and Down Payment Requirements in East-Palo-Alto, County of San Mateo, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table applies to the following zip codes: 94303

Available Conventional and FHA Loan Options in East-Palo-Alto, CA

The mission of Lendersa® is to quickly and conveniently secure the best possible loan for you, whether it's Conventional, USDA, or FHA. Choose from three initial routes that effectively match you with lenders and loan programs.

Lendersa USDA loan request match results


  • Direct Mortgage, Corp
  • 6955 S. Union Park Center, Suite 540, Midvale, UT, 84047
  • Direct Mortgage, Corp. is a Mortgage Banking company that delivers loan programs and underwriting services at competitive rates to Community Banks, Credit Unions, Mortgage Bankers, and to Mortgage Brokers nationwide.DMC's competitive niche is being small and attentive. It also provides blazing turn times, utilizing.

  • Veritas Funding
  • 7730 S. Union Park Avenue, Suite 200, Midvale, UT, 84047
  • Veritas founding iSince 2004 day one, we’ve strived toward a culture of transparency, support, and dependability. Our team of highly skilled professionals have committed to providing superior mortgage solutions, communicating openly and honestly, and continuously improving their knowledge and skillset to offer the best service they can

  • United First Mortgage
  • 7351 Union Park Ave, Suite 225, Midvale, UT, 84047
  • United First Mortgage. We are a full-service mortgage company based in Salt Lake City, Utah. We specialize in FHA, Conventional, VA, and Rural Housing home loans in Salt Lake City as well as all counties in the state. We also serve the surrounding cities in Salt Lake County. Whether you are buying a home or refinancing.

  • Blue Coral Financial Inc
  • 735 East 9000 South, Suite 201, Sandy, UT, 84094
  • Blue Coral Financial is a full-service Utah home mortgage company based in Sandy, Utah. Whether you are buying a home and need a home mortgage loan, or want to refinance your home, we are here to help you save time, stress and money. We specialize in all types of home mortgage financing, focusing particularly on Housing loans, FHA loans, VA loans.

  • CINCH HOME LOANS
  • 10708 S 1300 E, Ste 105, Sandy, UT, 84094
  • Cinch Home Loans is a team of highly qualified mortgage professionals licensed as Mortgage Loan Originators. Our idea is simple: If your loan is a cinch, then don’t overpay.Specifically, we specialize in providing affordable mortgage origination service for customers of owner-occupied properties with good credit.

  • Alta Mortgage Group
  • 4824 South 6150 West, Hooper, UT, 84315
  • At Alta Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • Statewide Funding
  • 99 South Main St, Ephraim, UT, 84627
  • Statewide Funding is a Mortgage Company that has been highly recommended. Statewide Funding Loans Officers make the process extremely easy whether it is your first time buying a home or Refinancing. Mike and Rob believe in a smooth lending process from the time you put in your application to closing

  • The Z Mortgage Team
  • 4500 S 777 E, Suite 215, Salt Lake City, UT, 84107
  • Shilo has nearly a decade of experience in the mortgage industry & currently holds his professional license. Shilo can offer borrower(s) a broad range of knowledge about the business, the loan process, and how to meet or exceed every borrowers mortgage needs. Combining the winning blend of an outgoing personality with a creative mind.

  • Jumbo Mortgage Utah
  • 512 East Winchester, Suite 6400, Salt Lake City, UT, 84107
  • "WWW.JUMBOMORTGAGEUTAH.COM is Utah’s premiere Jumbo Home Mortgage Lender. We offer the lowest Jumbo Mortgage rates in Utah and we make the process simple, straightforward and fast for Borrowers seeking a mortgage in Utah.

    Our Jumbo, Conventional and VA mortgage rates are the lowest available in Utah."

  • FSI Mortgage, L.C.
  • 111 East 5600 South, Suite 102, Murray, UT, 84107
  • FSI Mortgage provides residential mortgage loans, lines of credit and FHA and VA loans. Since we do not work for any one lender, but rather a variety of lenders, we help to determine the loan that best fits you and your circumstances. We offer competitive rates and exceptional service, which will meet and exceed your expectations.

  • Next Level Home Loans
  • 684 East Vine Street, Suite 4B1, Murray, UT, 84107
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult & confusing process of choosing and getting the exact loan to meet your specific needs.

  • U.S. Capital Group, LLC
  • 404 E 4500 S A23, Murray, UT, 84107
  • U.S. Capital Group is a residential and commercial wholesale mortgage lender, licensed in several states across our beautiful country. Our team has many years of experience with long runway before them. They firmly believe in building and leaving a legacy that will bless generations to come.