As of 2026, the Conventional loan limit for a single-family home in North-Fair-Oaks, within the county of San Mateo, CA, is $970,800. Meanwhile, the FHA limit is $970,800.
Leverage the Lendersa® Conventional loan calculator to assess the best current rates for Conventional compared to FHA and USDA loans, understanding the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans in a comparative view to assist in selecting the program in CA that perfectly suits your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This table's information is applicable for zip codes: 94025, 94063
Lendersa®'s aim is to swiftly provide you with the finest Conventional, USDA, or FHA lending products, free of hassle. You can select from one of three initial approaches leading to matching lenders and loan choices.
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