FHA VS Conventional loan programs in North-Fair-Oaks, San Mateo County, California
As of 2026, the Conventional loan limit for a single-family home in North-Fair-Oaks, within the county of San Mateo, CA, is $970,800. Meanwhile, the FHA limit is $970,800.
Leverage the Lendersa® Conventional loan calculator to assess the best current rates for Conventional compared to FHA and USDA loans, understanding the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans in a comparative view to assist in selecting the program in CA that perfectly suits your financial situation.
2026 Loan Limits and Down Payment Rules in North-Fair-Oaks, San Mateo, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table's information is applicable for zip codes: 94025
Explore Conventional and FHA Loan Options in North-Fair-Oaks, CA
Lendersa®'s aim is to swiftly provide you with the finest Conventional, USDA, or FHA lending products, free of hassle. You can select from one of three initial approaches leading to matching lenders and loan choices.
770 Menlo Avenue, Suite 201, Menlo Park, CA, 94025
Lends in California
Vale Capital is an Affiliate of OneSource by PCS, an online lending and investor services platform backed by the financial strength of more than 300 private investors. The Principals, Affiliates and Advisory Board Members of Vale and OneSource consist of highly experienced real estate professionals with long and successful track records in lending.
3875 Bohannon Dr, Suite 2520, Menlo Park, CA, 94026
Lends in California
Serenity Home loans was founded with the sole mission of helping manufactured home buyers find the best available financing for purchasing a manufactured home. We focus on the MH segment of financing only, so we’ve become one of the nation’s premier experts in the field. With limited lender options.
Since we opened our doors in 2005, we have worked hard every day to serve the approximately 100 million people in the USA who are typically shut out of the financial mainstream because they don’t have a credit score or have limited credit history.Our mission-based, technology-powered approach is designed to be inclusive, affordable & empowering.
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Founded in 1952, San Mateo Credit Union remains committed to helping members achieve financial health. This simple mission has allowed us to grow—our asset size now exceeds $1 billion and we're home to more than 100, 000 members—but we will never outgrow that purpose. Membership is open to anyone who lives, works, worships
510 Veterans Blvd, Suite B, Redwood City, CA, 94063
Lends in California
"My Credit Union is a full-service financial institution offering an array of savings and loan products to meet your financial needs. Serving our members since 1963, My Credit Union continually strives to provide exceptional member service and quality produts and services. The vision of MYCU is to be A Credit Union You Can Call Your Own."
California Consumer Lending is a full service mortgage broker with offices in Los Angeles and San Francisco. We are also available online at BestRateLending.com with the same service and the convenience of the internet. Rather you are buying or Refinancing a home we can provide personal service through our office or online.
611 Veterans Boulevard, Suite 200, Redwood City, CA, 94063
Lends in California
Founded in 2003, we have established a reputation for providing our clients with unparalleled service, regular communication and always dealing with our clients in a fair manner. Redwood Realty believes that the more transparent we are the more confidence our clients have in the services we provide.
UMAX Mortgage You may be wondering how a mortgage company can assist in ‘Helping you Live Better’. Like many lenders, we offer low rates, great service and a wide array of loan options to fit your unique needs but that is just the starting point for us and also Our team of experts will seamlessly guide you through the home financing process.
Capital Mortgage Center was established with the knowledge and efforts of highly experienced lending professionals, with an excellent reputation in the mortgage banking field. With this vast pool of experience, we have grown quickly to become a true contender in this industry. We are a dedicated team of mortgage professionals determined
