FHA VS Conventional loan programs in Redwood-City, San Mateo County, California

In 2025, the conventional loan limit for a single-family residence in Redwood-City, within San Mateo county, CA, is $970,800, whereas the FHA loan limit is $970,800.

The Lendersa® Conventional loan calculator lets you compare current top rates across Conventional, FHA, and USDA loans. It also helps you determine the income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding in deciding the best program suited for your financial situation in CA.

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2025 Loan Limits and Down Payment Requirements in Redwood-City, San Mateo, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This loan comparison table is relevant for the following zip codes: 94065, 94062, 94063, 94061

Explore Conventional and FHA Loan Options in Redwood-City, CA

Lendersa® aims to secure the most suitable Conventional, USDA, or FHA loan for you swiftly and without any hassle. Choose one of the three options to connect with lenders and suitable loan programs.

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  • American Realty Associates, Inc
  • 18062 Irvine Avenue, Suite 107, Tustin, CA, 92780
  • American Realty Associates have been working with real estate professionals for over 12 years. Our staff understands how important it is to communicate and follow up with realtors regarding their client’s mortgage services. Our automated prequalification and approval systems allow the real estate professional to prequalify the client.
  • United Finance, Inc
  • 17822 17th Street, Suite 110, Tustin, CA, 92780
  • United Finance Corporation we provide a strong cost saving capability for our clients. Your new home loan can become a very significant instrument in life. Anyone who decides to take the leap and get hold of their piece of the pie requires the best position possible for acquiring financing.
  • Prime Choice Funding, Inc
  • 17852 17th St, Suite 107, Tustin, CA, 92780
  • Prime Choice Funding, Inc, headquartered in California, PCF has been providing quality home loans since 2007. We have a proven track record and serve the lending needs of homeowners throughout the US. We have access to a full range of mortgage resources and are committed to finding the right loan for the customer.
  • Santiago Financial, Inc. | Manufactured & Mobile Home Loans
  • 17842 Irvine Blvd # B204, Tustin, CA, 92780
  • Santiago Financial, Inc we believe in helping the consumer make an educated choice, understanding the process, and assisting them from beginning to end. With over forty years of experience, Santiago Financial, Inc. provides world-class service in all facets of manufactured or mobile housing lending.
  • New American Funding - Riverside
  • 14511 Myford Road, Suite 100, Tustin, CA, 92780
  • New American Funding is a family-owned business, dedicated to helping other families and individuals improve their quality of living. We’re a Fannie Mae, Freddie Mac, and Ginnie Mae direct lender, seller, and servicer, and even though we have thousands of employees, we’re a family.
  • Dove Financial
  • 14742 Plaza Dr, Ste 200, Tustin, CA, 92780
  • We are a mortgage broker with over 30 years experience in the mortgage lending industry, Dove Financial prides itself to be one of the few companies that specializes in Mobile Home Loans in California. We have a great selection of programs for mobile home loans and manufactured home financing in addition to Conventional Loan Programs.
  • Alta Capital Group
  • 17332 Irvine Blvd, Suite 235, Tustin, CA, 92780
  • Alta Capital is a leading nationwide private lender specializing in hard money loans for fix and flip, new construction,bridge loans,trust deed investments and private capital management. Over the last 10 years Alta has grown into a key player in this highly specialized industry and continues to stay ahead of the curve through constant innovation.
  • Equinox Home Financing
  • 17291 Irvine Blvd, Suite 400, Tustin, CA, 92780
  • Equinox Home Financing, Inc. specializes in conventional and government loan programs as well programs for self employed business owners who have difficulty proving income. Equinox Home Financing is the local leader when looked upon for home purchase, refinancing, or HECM loan needs.
  • Equinox Home Financing, Inc.
  • 17291 Irvine Blvd Suite 400, TUSTIN, CA, 92780
  • Equinox Home Financing, Inc. specializes in conventional and government loan programs as well programs for self employed business owners who have difficulty proving income. Equinox Home Financing, Inc. is a direct lender, mortgage broker, and private money lender licensed in AZ, CA, CO, FL, TX, PA, VA, and WA. CA BRE #01961837
  • Hanover Mortgage Company, DBA Hanover MC
  • 2522 Chambers Road, Tustin, CA, 92780
  • Hanover Mortgage Company, DBA Hanover MC, is your trusted partner in mortgage services, offering tailored financial solutions to meet diverse needs. With decades of expertise, our dedicated team, led by industry expert Jo-Ann Lapin, guides you through every step, ensuring you secure your dream home effortlessly. Reach out at 714 838 1474 or jfl@han