Explore the differences! FHA VS Conventional loan programs in San-Mateo, San Mateo County, California
In 2026, the conventional loan cap in San-Mateo, situated in San Mateo county, CA, is $970,800. Meanwhile, the FHA limit for a single-family residence is set at $970,800.
Leverage the Lendersa® Conventional loan calculator to evaluate the current best rates for Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage tool allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding in selecting the optimal program for your financial circumstances in CA.
2026 Loan Limits and Down Payment Requirements in San-Mateo, San Mateo, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
The table applies to these zip codes: 94404, 94401, 94402, 94403, 94497
Exploring Conventional and FHA Loan Options in San-Mateo, CA
Lendersa® aims to connect you with the best possible Conventional, USDA, or FHA loans swiftly and efficiently. Select one of three starting points for matching lenders and suitable loan programs.
1200 Gough Street, Suite 900, San Francisco, CA, 94109
Equity Bridge Capital is a San Francisco based real estate company that provides niche lending solutions for property owners and prospective buyers seeking access to private funds quickly and at competitive rates. Whether it is a developer needing a bridge loan to complete a construction project.
Established in 1945, Cournale & Co. is a third-generation owned and operated "Full Service" real estate company located in the Richmond District of San Francisco. We assist clients in the marketing and purchasing of residential and commercial properties. We also manage over 600 units - from the Marina to the Mission.
PrinceRealtyUSA.com is one stop solution for Real Estate and No Cost, No point, No fee Refinance/purchase loan options in California. Prince Realty covers prime properties, REOs in Silicon Valley/Bay Area (Peninsula, East and South Bay Areas) and also wholesale lender we provide pre-approval and excellent interset rate.
3230 Scott Street, Suite 201, San Francisco, CA, 94123
At First Capital Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Osder Financial Group has earned a reputation as the “ go to mortgage company” for closing some of the most complex transactions in this industry. Their philosophy in striving to exhaust all resources to get deals done has led to virtually 100% of his business being referred to him by CPA’s, Accountants, Financial Planners.
Made Mortgage, Inc buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As experienced loan officers.
In Touch Financial Services specialized backgrounds, we give our clients a “wholistic” experience when buying or selling real estate. We ensure that a buyer meets lending regulations and is assured that their home is truly financially comfortable. Our sellers can rest assured that their home will be marketed professionally and diligently.
Newfi Wholesale is a wholesale mortgage lender founded by industry veterans and managed by a team of mortgage professionals with deep experience in the wholesale market. We are committed to providing our broker partners with a broad range of loan products, efficient technology, and an attractive price point to help them grow their business.
Holmgren & Associates has built a strong reputation as a trusted, independent mortgage provider in the Bay Area. Established in 1989.We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending
Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
1980 Mountain Blvd., Suite 209, Oakland, CA, 94611
Greater Bay Capital and Greater Bay Mortgage team up to provide full service mortgage banking products and services.Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
