Conventional Loans Vs FHA in Cupertino, CA [in 2026]

For the year 2026, in Cupertino, located in the county of Santa Clara, CA, the conventional loan limit is $805,000 and the FHA loan limit is $805,000 for a single-family home.

Use the Lendersa® Conventional loan calculator to evaluate today's rates for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents are required to qualify. With our calculator, review Conforming Conventional, USDA, FHA, and VA loans side by side to choose the best option for your needs in CA.

Loan Options in Cupertino, CA

Lendersa® is committed to finding you the top Conventional, USDA, or FHA loan quickly and easily. Start with any of three options for matching lenders and loan programs:

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Cupertino Lenders
(408) 733-8788 Lender's profile and map Daisy Huang, Loan Officer 19925 Stevens Creek Blvd, Suite 100, Cupertino, CA, 95014 Lends in California Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(408) 512-5712 Lender's profile and map Ocean Mortgage 19620 Stevens Creek Blvd, Suite 280, Cupertino, CA, 95014 Lends in California We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
(408) 314-6328 Lender's profile and map UVC Financial 12280 Saratoga Sunnyvale Road, Suite 206, Saratoga, CA, 95070 Lends in California The UVC Financial Team is committed to providing clients with the highest quality home loans combined with some of the best mortgage programs suitable to your needs. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, doing a Reverse Mortgage, or consolidating debt.
(408) 688-0303 Lender's profile and map Coast Residential Funding, Inc. 14415 Big Basin Way, Suite B, Saratoga, CA, 95070 Lends in California John Lofano is committed to providing his clients with the highest quality financial services combined with the lowest rates available in your area. John works with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(415) 613-6035 Lender's profile and map Doris Le, Trusted Private Money Lender & Bridge Partner 4300 Stevens Creek Blvd., Suite 275, San Jose, CA, 95129 Lends in California When you have an important real estate transaction, you need a reliable source of funding, one that can provide the funding you need, when you need it. We are a direct, local, private money lender originating, underwriting and funding non-traditional mortgages and hard money loans on residential and commercial properties throughout California.
650 224 4060 Lender's profile and map Stonecrest Financial 4300 Stevens Creek Blvd., Suite 275, San Jose, CA, 95129 Lends in California The Stonecrest family of businesses has been involved in real estate investing and financing since 1986. We specialize in private money lending, but we are also a full service loan brokerage. For borrowers with less than traditional bank qualifications, We provide private real estate loans at competitive rates, based primarily on equity.
(408) 829-9779 Lender's profile and map Prince Realty, Inc. 1018 East El Camino Real, Sunnyvale, CA, 94087 Lends in California PrinceRealtyUSA.com is one stop solution for Real Estate and No Cost, No point, No fee Refinance/purchase loan options in California. Prince Realty covers prime properties, REOs in Silicon Valley/Bay Area (Peninsula, East and South Bay Areas) and also wholesale lender we provide pre-approval and excellent interset rate.
(866) 543-5202 Lender's profile and map Star One Credit Union \| Sunnyvale PO Box 3643, Sunnyvale, CA, 94088 Lends in California Star One is one of Silicon Valley’s largest member-owned financial institutions. Membership is open to individuals who live, work or attend school in Santa Clara County and several neighboring counties. Our mission is to improve each member's life by delivering valuable financial services.
(408) 212-8801 Lender's profile and map Googain 1288 Kifer Road, Suite 208, Sunnyvale, CA, 94086 Lends in California We offer robust mortgage tools available on the Internet - easy, convenient, online shopping for comprehensive loan programs and current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
(408) 457-9978 Lender's profile and map Veridian Mortgage 2975 Bowers Ave, Suite 315, Santa Clara, CA, 95051 Lends in California We provide options & customized loan solutions for 1-4 unit residential purchase & refinance mortgages. Our goal is to zealously represent the consumer while collaborating and communicating with multiple parties, during a transparent process, in order to make sound, well-informed decisions in pursuit of your financial & homeownership dreams because