FHA VS Conventional loan programs in Vandenberg-AFB, Santa Barbara County, California
For 2025, the conventional loan limit in Vandenberg-AFB, Santa Barbara county, CA is $783,150, while an FHA loan for a single-family home is capped at $783,150.
Use the Lendersa® Conventional loan calculator to compare the best current rates among Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents are required to qualify. This advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you to choose the most suitable program for your financial needs in CA.
2025 Loan Limits and Down Payment Requirements in Vandenberg-AFB, Santa Barbara, CA
Type of Loan
Limit
Down Payment
Conventional Conforming
$783,150
3%
USDA
$528,000
0%
FHA
$783,150
3.5%
This comparison table applies to zip codes: 93437
Explore Conventional and FHA Loan Opportunities in Vandenberg-AFB, CA
Lendersa® aims to quickly deliver a suitable Conventional, USDA, or FHA loan without any hassle. Choose one of the three paths that lead to lenders and programs matched to your needs.
537 North Euclid Avenue, Suite 100, Ontario, CA, 91762
Raybon Mortgage has evolved into a full fletched Real Estate Mortgage entity with excellent service and a dedication to "Holding the Key" to our clients home. Serving the Inland Empire, Los Angeles, Riverside, and San Diego Counties for almost 20 years. We just recently moved into our offices centrally located in Downtown Ontario, California.
California Capital, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Greystone Loans, Inc. can help Buying or refinancing a house can be a huge task. Let us lead you to the loan program that's right for you. We have a team of mortgage experts to walk you through this important financial decision. For assistance in locating the right loan program for you
Owning was created by experienced people who worked in the mortgage industry for many years, providing billions of dollars in mortgages to consumers. They saw many inefficiencies in the way the mortgage industry has operated for years. So, they created Owning. Owning uses modern technology, communication and research tools to reduce the stress.
Galligan Funding Group (JDGVENTURES INC). We are a full-service mortgage company based in Irvine, CA. We specialize in Home Purchase Loans and Refinance in Irvine. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code of 92602
SMS Mortgage pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan.
9320 Baseline Road, Suite L, Rancho Cucamonga, CA, 91701
CSB Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
RMWest’s focus is serving senior clients’ retirement and life-stage needs through the Reverse Mortgage product. Our team of select, seasoned Reverse Mortgage Loan Officers is committed to serving seniors. Our veteran Reverse Mortgage Loan Officers are senior specialists well-versed in considering the the total financial/life stage needs
Our mission is to provide you with high quality mortgage programs that are customized to fit your unique situation. We work & do business in an upfront and fully transparent way. We disclose the fees to the clients in advance and in writing & disclose the rate sheets from various lenders, listing the rates & points passed through from the lenders.
