FHA VS Conventional loan programs in Vandenberg-AFB, Santa Barbara County, California

In 2024, Convetional loan limit in Vandenberg-AFB, county of Santa Barbara, CA is $783,150 while FHA limit is $783,150 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Vandenberg-AFB, county of Santa Barbara, CA

Loan Type Loan Limit Down payment
Conventional Conforming $783,150 3%
USDA $528,000 0%
FHA $783,150 3.5%

The comparison table applies to zip codes: 93437

Conventional and FHA loan options in Vandenberg-AFB, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Not So Hard Money
  • 935 E. Main Street, Ste 102, Mesa, AZ, 85203
  • We make Hard Money loans Not So Hard Money®​ by bringing lower rates and fees to our niche in ways that other organizations can't or won't do. We take your loan requests with earnest consideration, in an effort to provide the funding you need. Serving the Commercial Real Estate Equity loan marketplace, we provide both direct lending
  • VAN EATON MORTGAGE, LLC
  • 1560 W Azalea Dr, Chandler, AZ, 85248
  • Van Eaton Mortgage, LLC, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream. We at Van Eaton Mortgage, LLC believe in working hard to get the job done."
  • Geneva Financial Home Loans
  • 3155 S. Price Road, Suite 105, Chandler, AZ, 85248
  • Geneva Financial has doubled down on the “Human” experience; which starts with the Originator. The competition is currently going to great lengths to automate the originator out of the mortgage process, leaving the most important personal financial decision to the fate of robots and unlicensed order takers.
  • First Credit Union
  • 25 S Arizona Place, Suite 111, Chandler, AZ, 85225
  • First Credit Union was formed in 1929 by a group of federal employees in Southern Arizona. We were the "first" credit union in Arizona and among the first in the United States. Since our humble beginnings, providing friendly and personalized service to our members has been our number one priority.
  • John Z Home Loan Team
  • 575 W Chandler Blvd, Suite 225, Chandler, AZ, 85225
  • AmeriFirst Financial, Inc. has proudly provided homeowners with mortgage loans for more than 25 years. It’s all about service at Amerifirst Financial, and our company has been meeting the needs of homebuyers across the United States. I joined Amerifirst Financial because of its strong reputation for integrity—based mortgage lending.
  • Consumer First Financial PLLC
  • 3120 N. Arizona Avenue, Suite 105, Chandler, AZ, 85225
  • "Consumer First Financial is here to help make your dream of owning a residential property a reality. Whether you’re searching for low-fee mortgages or refinancing options, we can assist you in finding the best possible loan program. Our knowledgeable team offers various loan options with competitive rates."
  • ReZamp Lending, LLC
  • 500 W. Chandler Blvd, Chandler, AZ, 85225
  • ReZamp is a real estate brokerage with powerful software that finds and analyzes MLS properties in real time. We believe everyone should have access to high quality real estate data. Our mission is to create a platform that integrates all real estate data into a single, easy to use interface, in a way that has never been done before.
  • Landmark Capital Mortgage LLC
  • 725 W. Elliot Road, Suite 111, Gilbert, AZ, 85233
  • At Landmark Capital Mortgage, we work to provide you the best and most comprehensive service during your mortgage loan process. Our licensed Arizona mortgage originators are experts and will be in communication with you throughout the entire process. Our team will raise your expectations to a higher level for a mortgage company
  • Pilot Mortgage, LLC
  • 727 W Ray Road B7, Gilbert, AZ, 85233
  • Pilot Mortgage Founder and Leading Mortgage Broker in Gilbert, Arizona explains how Pilot Mortgage is changing the consumer experience and expectations when it comes to mortgage lending. Gordon Goosen has been originating mortgages for 20+ years, since 1993. Assisting home owners achieve their financial goals through mortgage planning.