Explore the differences! FHA VS Conventional loan programs in Alamosa, Alamosa County, Colorado

In 2025, the conventional loan limit in Alamosa, situated in Alamosa County, CO, is set at $726,200. Meanwhile, for single-family homes, the FHA limit stands at $472,030.

Leverage the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator provides side-by-side comparisons of Conforming, USDA, FHA, and VA loans, assisting you in choosing the optimal program in CO tailored to your financial circumstances.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Alamosa, Alamosa County, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $420,600 0%
FHA $472,030 3.5%

This table applies to zip codes: 81101

Conventional and FHA Loan Options in Alamosa, CO

The objective of Lendersa® is to deliver the most favorable Conventional, USDA, or FHA loans promptly and effortlessly. Choose one of three approaches to connect with matching lenders and discover suitable loan programs.

Results from Lendersa USDA loan requests


  • Grand Bank
  • 204 Westover Drive, Hattiesburg, MS, 39402
  • At Grand Bank we put people first. We have been providing our customers with superior and flexible service with a hometown approach since 1968. Our mission is to serve our communities and customers so that families grow stronger, businesses thrive, and communities flourish. Grand Bank is both a great place to save for our customers.
  • SOUTHERN MORTGAGE LENDING, INC.,
  • 6652 West Park Ave., Houma, LA, 70364
  • Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Rachel Moore
  • 750 NE Burnside, Gresham, OR, 97030
  • We are a local family owned and operated mortgage brokerage serving Oregon for over 21 years. We believe that doing what’s right for our community is what has kept us in business for so long. We provide unparalleled customer service, and go above and beyond to ensure that our customers get the best possible loans.
  • Bank Independent
  • 710 S Montgomery Ave, Sheffield, AL, 35660
  • Bank Independent is a locally owned community Bank committed to making a positive difference in people's lives. We've served the financial needs of folks across North Alabama since 1947 and have grown to become a highly-rated and well-respected $2.1 billion Bank. We couldn't be where we are today without our team members
  • Valley Credit Union, Alabama
  • 200 E 6th Street, Tuscumbia, AL, 35674
  • Valley Credit Union was originally chartered as Sheffield-Tuscumbia Credit Union. On January 19, 1956, eight employees of Sheffield and Tuscumbia Board of Education petitioned the state of Alabama for a charter to provide their employees with a convenient way to save and borrow. Today Valley has grown from 22 members in their first month.
  • Lakeside Mortgage Inc
  • 2201 30th Street, Kenner, LA, 70065
  • Lakeside Mortgage, Inc. is a full service mortgage brokerage firm located in Kenner and licensed in Louisiana. We lend on 1-4 unit residential properties for primary residence, second home and investment properties. We originate Conventional, FHA, V.A. and R.D. loans. Lakeside Mortgage was established in 1999
  • Modern Employees Federal Credit Union
  • 1727 Moseley Street, Owensboro, KY, 42303
  • Modern Employee Federal Credit Union is a not-for-profit financial cooperative which was chartered in 1953. The Mission of MEFCU is to provide a variety of services, which benefits our members/owners, with the primary goal of helping them enhance their personal finances. In keeping with our mission statement
  • Green River Area Federal Credit Union
  • 3000 Highway 144, Owensboro, KY, 42303
  • Green River Area Federal Credit Union has been serving its members with top quality financial products and services since 1959. The Credit Union is a true representation of the ""people helping people"" philosophy unique to all credit unions. The Credit Union provides members with a safe place to save money and obtain credit
  • Daviess County Teachers Federal Credit Union
  • 1900 Southeastern Parkway, Owensboro, KY, 42303
  • The Daviess County Teachers Federal Credit Union is a not-for-profit financial cooperative which was chartered in 1971 and established to serve the employees of Daviess County Public Schools and their families. What began as a small organization has now grown into a full service financial institution.
  • Elite Mortgage
  • 3943 Hwy 54, Owensboro, KY, 42303
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Legacy Mortgage Services
  • 329 Warfield Blvd, Suite A, Clarksville, TN, 37043
  • Legacy Mortgage is committed to providing quality service in a friendly atmosphere while helping you obtain the mortgage that is right for you. Your personal homebuying situation is unique, therefore we offer a tremendous variety of products tailored to meet your specific goals. Our top priority is to simplify the process