FHA VS Conventional loan in Alamosa, Alamosa County, Colorado

In 2026, the conventional loan limit in Alamosa, situated in Alamosa County, CO, is set at $726,200. Meanwhile, for single-family homes, the FHA limit stands at $472,030.

Leverage the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator provides side-by-side comparisons of Conforming, USDA, FHA, and VA loans, assisting you in choosing the optimal program in CO tailored to your financial circumstances.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Alamosa, Alamosa County, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $420,600 0%
FHA $472,030 3.5%

This table applies to zip codes: 81101

Conventional and FHA Loan Options in Alamosa, CO

The objective of Lendersa® is to deliver the most favorable Conventional, USDA, or FHA loans promptly and effortlessly. Choose one of three approaches to connect with matching lenders and discover suitable loan programs.

Results from Lendersa USDA loan requests


  • Taylor Financial Group LLC
  • 6424 E Greenway Pkwy, Scottsdale, AZ, 85254
  • Taylor Financial Group LLC is a professional mortgage brokerage firm located in Scottsdale, Arizona. As a mortgage broker, we are different than a bank or credit union that offers mortgage products. They are retail lenders, offering their own limited number of loan options at higher retail interest rates.

  • Arizona Home Loan, LLC
  • 6239 E Marilyn Rd, Scottsdale, AZ, 85254
  • At Arizona Home Loan. We are a full-service mortgage company based in Scottsdale, AZ. We specialize in home purchase loans and refinancing in Scottsdale, Phoenix, Paradise Valley, and Gilbert. We also serve the surrounding cities in Maricopa County. Whether you are buying a home or refinancing in any of these zip codes: 85254, 85016,

  • Valley Savers Mortgage, LLC
  • 13402 North Scottsdale Road, Suite B-185, Scottsdale, AZ, 85254
  • The Valley Savers Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Marketline Mortgage, LLC
  • 16427 N Scottsdale Rd, Suite 410, Scottsdale, AZ, 85254
  • Come experience the Marketline difference. Quick, easy and stress-free is our goal! We go out of our way to find the lowest rates available for your situation, provide stellar personal service, keep you in the loop, and provide your financing as quick as possible. Above all, we want you to feel at home throughout the process.

  • Homeowners Financial Group USA, LLC
  • 16427 N. Scottsdale Road, Suite 145, Scottsdale, AZ, 85254
  • Since we first opened our doors in 2004, Homeowners Financial Group has been committed to serving the needs of borrowers, while maintaining a corporate culture focused on family. We take pride in being able to help people complete one of the most important financial transactions they will ever have–purchasing a home.

  • Capital Fund 1
  • 14555 N Scottsdale Rd, Suite 200, Scottsdale, AZ, 85254
  • Capital Fund I, LLC is a direct private money lender based in Scottsdale, Arizona. You might be wondering why we clarify that we are a “direct” lender, and that is because we are not a broker who will look at your deal and find a lender to fund it, and place a large price tag on it, you are working DIRECTLY with the lender.

  • Tri-Point Capital
  • 6424 E. Greenway Pkwy 100-442, Scottsdale, AZ, 85254
  • Tri-Point Capital specializes in financing for real estate investors that want to leverage their capital through Private Money financing. From Fix & Flip loans to commercial and new construction deals, contact us for our easy approval process. We are a broker and a direct lender putting private party capital investors together with real estate inve

  • Merchants Mortgage & Trust Corporation
  • 11333 N. Scottsdale Rd. #293, Scottsdale, AZ, 85254
  • Merchants Mortgage and Merchants Funding is a private lender that specializes in short-term loans to real estate investors. We lend in Colorado, Arizona, Oregon, Washington, Kansas, Missouri, Texas, and California. The company has closed over $3 Billion in fix-and-flip, fix-to-hold, and construction transactions for its clients.

  • Orchard Funding
  • 11333 N Scottsdale Rd, Suite 293, Scottsdale, CA, 85254
  • Orchard Funding is a private lender providing fix & flip, bridge financing and ground up construction loans for the professional real estate investor. Loans are underwritten and funded in-house thus enabling swift decisions, flexible lending solutions and quick closings. Orchard Funding originates approximately $60,000,000 in loans annually.

  • Adams County Bank
  • 401 North Smith Ave, Kenesaw, NE, 68956
  • Adams County Bank was originally chartered in 1878 and has been serving South-Central Nebraska ever since. The main office has been located in Kenesaw, Nebraska since 1934.

    To better serve our growing customer base the branch location was opened in Juniata, Nebraska in 1996.

    In 2009, work began on the construction of a brand new building

  • E5 HOME LOANS
  • 20402 North 17th Place, Phoenix, AZ, 85024
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.