FHA VS Conventional loan programs in Bellair-Meadowbrook-Terrace, Clay County, Florida
For 2025, in Bellair-Meadowbrook-Terrace, county of Clay, FL, the maximum limit for a Conventional loan stands at $647,200. Contrastively, the FHA loan limit, applicable to single-family homes, is set at $432,400.
Using the Lendersa® Conventional loan calculator allows you to easily compare current rates across major loan types, such as Conventional, FHA, and USDA. The calculator also aids in determining essential factors like required income, credit score, reserves, and documentation for qualification. By utilizing this advanced mortgage calculator, you can view Conforming Conventional loans against USDA, FHA, and VA options side by side, providing guidance on which program in FL aligns best with your financial situation.
Comprehensive Loan Limits and Down Payment Details for 2025 in Bellair-Meadowbrook-Terrace, county of Clay, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$310,900
0%
FHA
$432,400
3.5%
This comparison table is applicable for zip codes: 32073
Exploring Conventional and FHA Loan Options in Bellair-Meadowbrook-Terrace, FL
The mission of Lendersa® is to ensure you access the best available loan options, be it Conventional, USDA, or FHA, swiftly and efficiently. Select one of the three strategic starting points designed to connect you with suitable lenders and programs tailored to your needs.
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