FHA VS Conventional loan programs in 2025 for Oakleaf-Plantation, Clay County, Florida
During 2025, the Conventional loan limit in Oakleaf-Plantation, which is located in Clay county, FL, is designated as $647,200. Meanwhile, for a single-family residence, the FHA loan limit is $432,400.
The Lendersa® Conventional loan calculator is available to compare the optimal rates today for Conventional, FHA, and USDA loans, and to determine specifics like Income, credit requirements, reserves, alongside required documents for eligibility. Our enhanced mortgage calculator presents a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA to aid in determining the most suitable program in FL for your specific financial scenario.
Loan limits and downpayment prerequisites for 2025 in Oakleaf-Plantation, located in Clay county, FL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$310,900
0%
FHA
$432,400
3.5%
The above comparison table is applicable to the following zip codes: 32065, 32073
Options for Conventional and FHA loans in Oakleaf-Plantation, FL
The aim of Lendersa® is to quickly provide you with the best Conventional, USDA, or FHA loan options devoid of hassle. Choose from among three starting points that lead to matched lenders and loan programs.
"The team members at Champions Mortgage have many years of experience in mortgage lending. We have worked in both the retail mortgage industry for the consumer and in the wholesale mortgage industry for the lender. We understand the loan products and are well equipped to guide you through any home loan scenario… from application to close.
"Generation Mortgage Associates have and extensive background in mortgage financing. Most of our Loan Originators have over 15 years experience in the Residential Lending industry.
We are a team of hard working and knowledgeable professionals. We understand the mortgage business inside and out,"
Citrus Lending of Tampa Bay is a full service mortgage brokerage serving all of Florida and has been helping Floridians get financing for their new home since 2005. Whether you are a first time home buyer or looking for investment property, Citrus Lending of Tampa Bay will work with you to get you the financing you need
4700 9th Avenue North, Saint Petersburg, FL, 33713
At RMS Mortgage Services LLC, we combine experienced lenders and savvy borrowers with a wide range of lending solutions. We offer traditional residential mortgages, real estate investment portfolio lending, private equity, alternative financing, and private notes among many other lending opportunities.
Team Stapleton Home Loans LLC in St. Petersburg is the friendly mortgage lender with small-town values. Never hesitate to call us, even if you just want to ask a question or you’re not ready to start the home loan application process. Think of us as a neighbor who happens to know a ton about home loans. Of course, if you’re ready to get started.
First Home Bank has been focused on being the premier bank of the Tampa Bay area. Headquartered in St. Petersburg, Florida, we’ve grown our independent community bank into a top nationwide SBA lender, with a nationwide team of more than 200 residential mortgage originators - but we never lose sight of our neighbors.
735 Arlington Avenue N, Suite 110, Saint Petersburg, FL, 33701
Bison Financial Group is an entrepreneurial firm advising real estate investors, developers and turn-around artists that buy, build, sell and finance commercial real estate. Bison has developed distinct expertise in the acquisition and finance of distressed properties with tremendous upside potential.
575 2nd Avenue South, Suite 204, Saint Petersburg, FL, 33701
At All American Mortgage, we believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, and mortgages for self employed. Since our business is built primarily
