FHA VS Conventional loan in Oakleaf-Plantation, Clay County, Florida
During 2025, the Conventional loan limit in Oakleaf-Plantation, which is located in Clay county, FL, is designated as $647,200. Meanwhile, for a single-family residence, the FHA loan limit is $432,400.
The Lendersa® Conventional loan calculator is available to compare the optimal rates today for Conventional, FHA, and USDA loans, and to determine specifics like Income, credit requirements, reserves, alongside required documents for eligibility. Our enhanced mortgage calculator presents a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA to aid in determining the most suitable program in FL for your specific financial scenario.
Loan limits and downpayment prerequisites for 2025 in Oakleaf-Plantation, located in Clay county, FL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$310,900
0%
FHA
$432,400
3.5%
The above comparison table is applicable to the following zip codes: 32065, 32073
Options for Conventional and FHA loans in Oakleaf-Plantation, FL
The aim of Lendersa® is to quickly provide you with the best Conventional, USDA, or FHA loan options devoid of hassle. Choose from among three starting points that lead to matched lenders and loan programs.
Century Federal Credit Union is a not-for-profit financial cooperative existing to serve its members. Credit unions, like Century Federal, are less likely to charge service fees than banks, that are for-profit institutions. We do not issue stock or pay earnings dividends to outside stockholders like other financial institutions.
4 Summit Park Drive, Suite 200, Independence, OH, 44131
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1700 Magnavox Way, Suite 220, Fort Wayne, IN, 46804
We provide a best-in-class residential mortgage experience for our customers and an enriching and fulfilling culture for our employees through transparency, respect, and the highest ethical standards. Our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals.
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