FHA VS Conventional loan programs in Middleburg, Clay County, Florida

In the year 2026, the Conventional loan limit in Middleburg, within Clay county of FL, is $726,200. Meanwhile, the FHA limit for a single-family home is $526,700.

Utilize the Lendersa® Conventional loan calculator to contrast today’s best rates among Conventional, FHA, and USDA loans. Evaluate income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side to determine which program, within FL, suits your financial needs best.

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2026 Loan Limits and Down Payment Requirements in Middleburg, Clay County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $345,900 0%
FHA $526,700 3.5%

This table is relevant for zip codes: 32068

Options for Conventional and FHA Loans in Middleburg, FL

Lendersa® aims to help you quickly secure the best Conventional, USDA, or FHA loan without hassle. Start by selecting one of three approaches to find matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Northwest Mortgage Services, Inc.
  • 7116 Stinson Avenue, Suite A-205, Gig Harbor, WA, 98335
  • We're Local. We're Veteran Owned. More importantly, we're truly INDEPENDENT Mortgage Brokers! Northwest Mortgage Services has been helping individuals in Gig Harbor and the surrounding areas buy or refinance homes for over 32 years. Give us a call or shoot us an email and see how we can help you.

  • Fairway Independent Mortgage Corporation
  • 5403 Olympic Drive NW, Suite 100, Gig Harbor, WA, 98335
  • Fairway Independent Mortgage Buying a home is one of the largest financial decisions you will make in your lifetime. From the very first phone call or meeting, my goal is to be your trusted mortgage advisor, making the process as smooth and efficient as possible. I strongly believe each and every borrower deserves highly personalized service

  • Mortgage Northwest
  • 507 Hidden Forest Drive, Olympia, WA, 98513
  • We are a full-service mortgage company based in Olympia, WA. We specialize in Refinance, Home Purchase, Loans, and Great Rate Mortgages in Olympia, Lacey, Tumwater, Yelm, Tacoma, Shelton, Centralia, Chehalis, and Dupont. We offer a wide range of refinance options, designed to best meet the needs of local borrowers.

  • Bryte Home Loans
  • 5151 Borgen Blvd, Suite 101C, Gig Harbor, WA, 98332
  • We own homes, work, and raise our families in the same communities where you want to live. Our commitment to excellence extends to the relationships we maintain with local industry professionals, providing you a seamless home-lending experience.Bryte Home Loans is a mortgage company that serves Arizona, California, and Colorado.

  • Equity Solutions Northwest
  • 9715 271st Street Northwest, Suite 3, Stanwood, WA, 98292
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Financial Edge Mortgage Corp
  • PO Box 1665, Stanwood, WA, 98292
  • financial edge mortgage loan program that's is the best for you. Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage,

  • BAINBRIDGE LENDING GROUP, LLC
  • 345 Knechtel Way NE Suite 200, Bainbridge Island, WA, 98110
  • BLG gives you access to multiple lenders and dozens of loan programs allowing us to help find you a great rate and terms that meet your needs.Most importantly, we fully prequalify you so when you make an offer, local REALTORS will place more trust in an approval letter from us because they know we deliver.

  • American First Lending Corp
  • 450 Port Orchard Blvd, Suite 220, Port Orchard, WA, 98366
  • American First Lending Corporation is a direct lender focused on superior execution and customer satisfaction. We pride ourselves in providing our clients with superior service while maintaining the highest standard of professional integrity in the ever changing residential lending landscape.

  • Mint Valley Federal Credit Union
  • 3325 Washington Way, Longview, WA, 98632
  • Mint Valley Federal Credit Union will be a financial cooperative committed to providing quality financial services to its members. We will operate primarily within the region, but will service members beyond this area through their places of work, by phone, or by mail as required.

  • Red Canoe Credit Union
  • 1418 15th Ave, Longview, WA, 98632
  • We're passionate about helping our members achieve their financial dreams. We're dedicated to hiring passionate, knowledgeable, and dependable individuals who are service-oriented and attentive to detail. If you're looking for a rewarding career in the financial industry and enjoy providing excellent customer service.