FHA VS Conventional loan in Middleburg, Clay County, Florida

In the year 2025, the Conventional loan limit in Middleburg, within Clay county of FL, is $726,200. Meanwhile, the FHA limit for a single-family home is $526,700.

Utilize the Lendersa® Conventional loan calculator to contrast today’s best rates among Conventional, FHA, and USDA loans. Evaluate income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side to determine which program, within FL, suits your financial needs best.

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2025 Loan Limits and Down Payment Requirements in Middleburg, Clay County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $345,900 0%
FHA $526,700 3.5%

This table is relevant for zip codes: 32068, 32050

Options for Conventional and FHA Loans in Middleburg, FL

Lendersa® aims to help you quickly secure the best Conventional, USDA, or FHA loan without hassle. Start by selecting one of three approaches to find matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Armor Investment Co
  • 177 N. Church Ave, Tucson, AZ, 85701
  • Armor Investment Company in October 0f 1981. Back then interest rates for FHA/VA Loans were hovering in the 18-20% range. I noticed that seasoned notes and mortgages were being cashed in by worried investors. These notes bearing 6-8% interest were being discounted to yield investors 20-25% interest. Wow! That caught my attention.
  • Edwards Financial Services
  • 215 West Giaconda Way, Suite 107, Tucson, AZ, 85704
  • Edwards Financial Services, matching people with the right types of loan packages is what we do. We'll start you out with an in-depth consultation, getting the information we need so we can get to work for you. Based on your financial situation, we'll discuss the different options with you and explain the characteristics of each.
  • Hughes Federal Credit Union
  • 971 W. Wetmore, Tucson, AZ, 85705
  • A member of the Tucson community since 1952, Hughes Federal Credit Union is dedicated to enriching the financial lives of the people and community we serve. This commitment extends to our employees as well. Named #1 Credit Union in Arizona by Forbes, Hughes serves over 157,000 members with $1.8 billion in assets and is growing every day.
  • Pima Federal Credit Union
  • 3730 N. Stone Ave, Tucson, AZ, 85705
  • Pima Federal Credit Union since In 1951, sixteen teachers pooled together $84 in deposits and founded our credit union with the common purpose of helping people. To this day, our common purpose still exists. We’re here for our members and we thrive by delivering on our value promise of Smart. Simple. Personal
  • TOPCU - Tucson Old Pueblo Credit Union
  • 2500 E 22nd St, Tucson, AZ, 85713
  • Tucson Old Pueblo Credit Union opened its doors in 1935 with 19 members and $30.75 in assets. Established by Tucson firefighters & City employees, TOPCU was originally located at Fire Station #1 in downtown Tucson. Through the years TOPCU has expanded services & its field of membership to become an important part of Tucson’s financial marketplace.
  • Capital RB Solutions LLC
  • 17816 S Whispering Glen Path, SAHUARITA, AZ, 85629
  • In a competitive real estate market, cash is king. What many investors have learned is that while cash may be king, it is not always completely necessary. Alternative lending options help provide investors who do not have (or want to deploy) all the cash required to fund a purchase and the rehabilitation the ability to compete with cash buyers, whi
  • Wyoming Community Bank
  • 1700 N. Federal Boulevard, Riverton, WY, 82501
  • In 1998 the only independent bank in Riverton, was sold to a large national bank, which left a void in banking services in Fremont County. Kent Shurtleff and several local business people recognized the county’s financial needs and the opportunity to form a local community bank that would be owned and managed by people living in Fremont County
  • SECURITY STATE BANK
  • 201 South 4th Street, Basin, WY, 82410
  • Our mission and strategic plan is to remain locally owned and independent. We believe that our structure enables us to provide the highest standard in financial services including quality service, competitive products, and value to our customers.Additionally, we are committed to exploring new banking solutions.
  • Bankers Capital Resources Inc
  • 450 Jordan Road, Suite 4, Sedona, AZ, 86336
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Hard Money, LLC
  • 4333 S Avenida De Angeles, Gold Canyon, AZ, 85118
  • Arizona's HARD MONEY, LLC makes DIRECT, private bridge loans. Call/e-mail/text now to get a quick answer. Loans can be funded in as little as 5 business days; our customers come 1st. We specialize in rehab/flip loans with advances of 60-70% of the "after repaired" value. Your loan will be secured by a first trust deed on real estate.