Explore the differences! FHA VS Conventional loan programs in Middleburg, Clay County, Florida

In the year 2025, the Conventional loan limit in Middleburg, within Clay county of FL, is $726,200. Meanwhile, the FHA limit for a single-family home is $526,700.

Utilize the Lendersa® Conventional loan calculator to contrast today’s best rates among Conventional, FHA, and USDA loans. Evaluate income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side to determine which program, within FL, suits your financial needs best.

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2025 Loan Limits and Down Payment Requirements in Middleburg, Clay County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $345,900 0%
FHA $526,700 3.5%

This table is relevant for zip codes: 32068, 32050

Options for Conventional and FHA Loans in Middleburg, FL

Lendersa® aims to help you quickly secure the best Conventional, USDA, or FHA loan without hassle. Start by selecting one of three approaches to find matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • THE PERPETUAL FINANCIAL GROUP, INC.
  • 1325 Satellite Blvd NW, Building 1100, Suite 1120, Suwanee, GA, 30024
  • The Perpetual Financial Group, Inc. is a residential and commercial mortgage lender. We help consumers purchase & refinance residential property, and can also help businesses purchase owner occupied commercial property. We also work with investors for hard money/rehab loans. We are a licensed Mortgage Banker in Georgia & Tennessee.
  • Fund and Close
  • 290 Carpenter Drive Northeast, Sandy Springs, GA, 30328
  • Fund and Close, led by Mona Carter, empowers your real estate journey with 100% financing solutions, eliminating credit checks or income verification. Experience rapid, seamless closing processes tailored to your needs, making property investments accessible and hassle-free. Take the first step towards financial freedom with unmatched ease and effi
  • Yieldi
  • 1 Glenlake Pkwy Ste. 1050, Atlanta, GA, 30328
  • At Yieldi, our mission is to empower real estate investors with secure, asset-backed lending solutions that drive financial growth and stability. We simplify the investment process through our innovative marketplace, ensuring transparency, efficiency, and robust returns. By fostering strong partnerships with borrowers, brokers, and investors, we ar
  • Delta Community Credit Union
  • 1100 Hammond Dr, Suite 100, Sandy Springs, GA, 30328
  • Delta Community is one of the largest financial institutions in Georgia, serving over 400, 000 members. We offer a variety of traditional banking products such as deposit accounts, credit cards, home mortgages and consumer loans, as well as financial planning services, insurance and more. As a not-for-profit organization
  • Crescent Mortgage Company
  • 6600 Peachtree Dunwoody Road NE, Suite 650, Atlanta, GA, 30328
  • Crescent Mortgage Company is a community bank owned wholesale and correspondent mortgage lender. Founded in 1993, we exist to deliver high quality mortgage warehouse products and services to our customer relationships. Located in Atlanta, GA, Crescent is a lender in 43 states and the District of Columbia.
  • BiFin Technologies
  • 5 Concourse Pkwy, Atlanta, GA, 30328
  • Burton Investment Financial Technologies, LLC offers a fintech experience on a wide range of mortgage options to meet your financial needs and circumstances. As a FinTech company we strive to make your experience of closing for a mortgage loan strictly online leveraging technology.
  • Cookie Home Loans LLC
  • 565 Cliftwood Ct., Atlanta, GA, 30328
  • Start your online application or call one of our experienced loan officers now. We’ll work with you every step of the way so that you have a smooth home buying process. Ready to refinance? We can help there too! Give us a call to discuss your refi options. Lamont Cooke CEO/Founder of COOKIE HOME LOANS LLC.
  • Goodall Mortgage LLC
  • 789 Hammond Drive, Suite 2906, Sandy Springs, GA, 30328
  • Goodall Mortgage, LLC. provides a diverse selection of lending products and services that meet customers’ financial needs throughout each phase of their lives. From home loans, to reverse mortgages, to commercial loans. We deliver a positive customer experience and do business with a personal touch.
  • Equitable Consulting Inc
  • 5784 Lake Forrest Dr, Suite 237, Atlanta, GA, 30328
  • Equitable Consulting Inc We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages, and best of all quality service and individual attention.Today's technology is providing a more productive environment to work.
  • Southeastern Mortgage Solutions, Inc.
  • 6849 Peachtree Dunwoody Rd, Building B-4, Suite 210, Atlanta, GA, 30328
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.