Explore the differences! FHA VS Conventional loan programs in Lakeside, Clay County, Florida

In 2025, within Lakeside in Clay county, FL, the limit for a Conventional loan is $726,200. Comparatively, the FHA has set its limit to $526,700 for a single-family dwelling.

Utilize Lendersa®'s Conventional loan calculator to evaluate the best available rates between Conventional, FHA, and USDA loans at present. Assess your income, credit requirements, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to examine Conforming Conventional, USDA, FHA, and VA loans side by side, thus helping you identify the optimal program for your financial plan in FL.

Explore loan offers from a network of 100 lenders

2025 Loan Limits and Down Payment Requirements in Lakeside, Clay County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $345,900 0%
FHA $526,700 3.5%

This table is applicable to the following zip codes: 32068, 32065, 32073, 32030

Discover Conventional and FHA Loan Options in Lakeside, FL

Lendersa® is committed to providing you with the best Conventional, USDA, or FHA loans swiftly and efficiently. Start with one of the following three pathways to connect with compatible lenders and matching loan programs.

Results from USDA loan requests with Lendersa


  • SunMark Community Bank
  • 1005 Northside Drive, Perry, GA, 31069
  • Our story begins in the times of Bing Crosby and Bob Hope. R.D. Buchan, a businessman and farmer, had been unhappy with the only bank in town. He saw an opportunity to serve other businesses and farmers. In 1949 Mr. Buchan founded The Pulaski Banking Company in Hawkinsville, Georgia.
  • MBN Mortgage Inc
  • 3665 Bee Ridge Road, Suite 306, Sarasota, FL, 34233
  • MBN Mortgage Inc. is the most progressive, innovative and competitive mortgage broker in Florida. MBN boasts a 95%+ application to funding ratio. We customize a lending solution for each customer. Our tools include credit repair, consumer loan refinancing, bookkeeping, and tax preparation to assist our customers in getting qualified.
  • Palmetto State Bank
  • 601 First Street W, Hampton, SC, 29924
  • Palmetto State Bank, headquartered in Hampton, South Carolina, was founded in 1907. We have grown from a bank with $2 million in assets located in Hampton, to a one half billion dollar institution with seven branches serving Beaufort, Allendale, and Hampton counties. Our Board of Directors credit our exceptional growth to the fact
  • Capital Ton LLC
  • 6021 Midnight Pass Rd Unit #1, Siesta Key, FL, 34242
  • Capital Ton LLC specializes in fix and flip loans, rental property loans and hard money loans. With our fix and flip loan program you can close as fast as 3 days, with no appraisal and get up to 90% LTC financing. Our service areas are AL, AR, CO, FL, GA, IA, IN, KS, KY, MO, MS, NM, OH, OK, PA, SC, TN, TX, WI and WA.
  • Crews Bank
  • 400 N Brevard Ave, Arcadia, FL, 34266
  • At Crews Bank & Trust, we strive to be a one-stop-shop for all our customers’ personal and business banking needs. We offer checking and savings accounts with the convenience of Online and Mobile Banking, along with competitive loans. business banking needs. We offer checking and savings accounts.
  • PREMIER NATIONWIDE LENDING
  • 4 W Oak St, Ste H, Arcadia, FL, 34266
  • Premier Nationwide Lending, it’s not just our experience that differentiates us from other mortgage companies – it’s our commitment to a quality customer relationship. Our borrowers are the reason we exist, and we are committed to providing a superior lending experience one loan at a time.
  • ABK Financial LLC
  • 12004 Legacy Estates Blvd, Sarasota, FL, 34238
  • "Our quick, easy assistant focuses on your individual needs, Receive purchase information instantly. Refinancing has changed. You can trust our knowledgeable advice and excellent personal service. We love our customers, so feel free to visit during normal business hours. ABK Financial Headquarter in sarasota, FL."
  • Combined Employees CU
  • 593 Russell Parkway, Warner Robins, GA, 31088
  • Combined Employees Credit Union is a not-for-profit financial cooperative that has enjoyed a long, remarkable history of serving our members. On October 6, 1969, what started with just 6 men and $200 has turned into a place of financial services opportunity for more than 3, 300 members.
  • KIS Lending Inc
  • 4144 Worlington Terrace, Fort Pierce, FL, 34947
  • We are a privately held mortgage brokerage business primarily focused on educating our customers and expanding home ownership. To ensure we provide the highest quality experience, we start with a discussion to truly understand the dreams, hopes aspirations and needs of our customers.
  • Bombay Mortgage
  • 8 Sorento Drive Suite 14, Osprey, FL, 34229
  • Bombay Mortgage believe in helping all aspiring homeowners get the help they need. We are committed to finding the right solution for your mortgage as quickly as possible. By streamlining our processes and offering professional service along the way we’ve found many of our clients are able to qualify for a mortgage loan