FHA VS Conventional loan programs in Fleming-Island, Clay County, Florida

In 2024, Convetional loan limit in Fleming-Island, county of Clay, FL is $647,200 while FHA limit is $432,400 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Fleming-Island, county of Clay, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $310,900 0%
FHA $432,400 3.5%

The comparison table applies to zip codes: 32003

Conventional and FHA loan options in Fleming-Island, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Mahi Loans
  • 970 North Kalaheo Ave, Suite C313, Kailua, HI, 96734
  • We have built a strong reputation as an outstanding mortgage lending firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We’re a full service mortgage lender with experienced staff offering expertise in every area of mortgage lending
  • Imperial Mortgage LLC
  • 1005 Keolu Drive, Kailua, HI, 96734
  • Our mission is to serve our customers with honesty integrity and competence. We pride ourselves in providing superior customer service and creating satisfied customers. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs based on their individual circumstances.
  • Island Pacific HomeLoans LLC
  • 4211 Waialae Avenue, UB-2A, Honolulu, HI, 96816
  • Island Pacific HomeLoans, LLC, strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance and We offer conforming, Jumbo, VA, FHA and USDA loan programs. We also offer loan programs for first time home buyers.
  • PRMI
  • 3615 Harding Avenue, Suite 101, Honolulu, HI, 96816
  • Primary Residential Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry and can help you reach your short- and long-term goals.Our local specialists have the resources of a huge national mortgage company.
  • OAHU FEDERAL CREDIT UNION
  • 2219 Pauoa Road, Honolulu, HI, 96813
  • Oahu Federal Credit Union strives to deliver the best service possible to our most important asset - our members. Qualified members may join Oahu Federal Credit Union by visiting our office located at 2219 Pauoa Road in Honolulu. The mission of a credit union is to provide and promote the use of a variety of financial services
  • Hawaiian Electric Employees Federal Credit Union
  • 770 Kapiolani Blvd, Suite 514, Honolulu, HI, 96813
  • Hawaiian Electric Employees Federal Credit Union – a not for profit, financial cooperative. It was in the spirit of “people helping people” that the Credit Union was founded in 1937, by 15 employees of Hawaiian Electric Company who pooled together $70 of their money. Today, that same spirit of “people helping people” has grown to serve
  • No Cost VA Loans
  • 1188 Bishop St, Suite 2306, Honolulu, HI, 96813
  • No Cost VA Loans” is a mortgage banking firm providing mortgage financing as both broker and direct lender. Our objective is to provide the local market with a one-stop solution for all mortgage needs. With an emphasis on residential mortgages, we’ve been able to position ourselves not only as a market leader
  • First Hawaiian Bank
  • 999 Bishop St, Honolulu, HI, 96813
  • First Hawaiian, Inc. (NASDAQ: FHB) is a bank holding company headquartered in Honolulu, Hawai’i. Its principal subsidiary, First Hawaiian Bank, founded in 1858, is Hawaii’s oldest and largest financial institution. The bank has 49 branches throughout Hawaii, three in Guam and two in Saipan. It offers a diversified range of banking services to consu
  • Bank of Hawaii
  • 130 Merchant St, Suite 130, Honolulu, HI, 96813
  • Since 1897, Bank of Hawaii has helped the communities we serve weather many storms. Today, as we face the COVID-19 crisis together, Bank of Hawaii stands strong and ready as ever and also Bank of Hawaii is a bank with operations in one state. Bank of Hawaii offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA
  • First Hawaiian Mortgage Association
  • 1188 Bishop Street, Honolulu, HI, 96813
  • First Hawaiian Mortgage Association, a Division of Summit Funding, Inc. Purchasing a home should be exciting and joyful, not scary and confusing. That's where the team comes in. Call us dream makers, call us loan officers, call us when you're in a panic, we're here to help fulfill your dream of homeownership and keep you smiling the whole way.
  • Aloha Pacific Federal Credit Union
  • 832 South Hotel Street, Honolulu, HI, 96813
  • "It was back in 1936 that a group of Honolulu City & County employees gathered to charter its own credit union in order to help fellow workers who were not being served by the financial institutions of the day. How different the world was then! Commercial trans-Pacific air travel had just begun"