Conventional Loans Vs FHA in Orange-Park, FL [in 2025]

In 2025, the ceiling for a Conventional loan in Orange-Park, part of Clay county, FL, is set at $647,200. The FHA limit for a single-family residence, however, is $432,400.

Use Lendersa®'s Conventional loan calculator to compare current best rates for Conventional, FHA, and USDA loans. Find out what income, credit, reserves, and documents are necessary to qualify. Our advanced mortgage calculator shows Conforming Conventional loans alongside USDA, FHA, and VA options, helping to determine the best choice for your financial needs in FL.

Exploring Conventional and FHA Loan Options in Orange-Park, FL

The focus of Lendersa® is to facilitate access to the most suitable Conventional, USDA, or FHA loans swiftly and smoothly. Begin with one of three steps that lead to matching lenders and customized loan programs.

Loan Type	Loan Limit	Down Payment
Conventional Conforming	$647,200	3%
USDA	$310,900	0%
FHA	$432,400	3.5%

View results for Lendersa USDA loan requests

(714) 343-4224 Lender's profile and map Reviews Dunn Premier Inc 424 East Vanderbilt Way, San Bernardino, CA, 92408 We do business differently, and we're proud of it! Dunn Premier is dedicated to serving commercial and residential clients nationwide. We get loans Dunn right with our attention to detail and by ensuring the process is transparent from start to finish. Clients experience our premier standard of care
(858) 292-2540 Lender's profile and map Reviews Mortgage Lending Consulting 4542 Ruffner Street, Suite 240, San Diego, CA, 92111 Mortgage Lending Consulting Group Corp (MLCG) has experts available to assist with your mortgage needs. You will benefit from our 29 years of experience, specializing in providing Fannie Mae, FHA and VA insured mortgages. We will personally guide you through the entire process of refinancing your current home loan
(858) 224-5746 Lender's profile and map Reviews Hampton Mortgage Group 11323 E San Raphael Driveway, San Diego, CA, 92111 Hampton Mortgage Group are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(800) 939-8507 Lender's profile and map Reviews National Financial Funding 4626 Mercury Street, Suite 400, San Diego, CA, 92111 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(844) 689-8787 Lender's profile and map Reviews Clear Pacific Capital, Inc. 7840 Stalmer Street, Suite B15, San Diego, CA, 92111 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(858) 774-2443 Lender's profile and map Reviews RealEstate Loans Limited Liability Company 7710 Balboa Avenue, Suite 209B, San Diego, CA, 92111 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
619.987.6660 Lender's profile and map Reviews Home Hunters 4849 Ronson Court Suite 216, San Diego, CA, 92111 Home Hunters cover the County and provide caring, personalized residential real estate services that are backed by 25+ years of experience. Whether you are looking to purchase your own slice of San Diego, sell your home or income property, get a referral to a qualified tradesman, or find reliable property management, Home Hunters can help.
(626) 251-0349 Lender's profile and map Reviews The Phoenix Man Financial Services 24816 Morning Mist Drive, Moreno Valley, CA, 92557 The Phoenix Man Financial Services team considers this community an excellent place to reside and would love to share with you an enthusiasm for the many neighborhoods that encompass the area. The Phoenix Man Financial Services prides itself on providing unparalleled service and look forward to developing a long-term relationship with you.
(661) 333-1181 Lender's profile and map Reviews Mortgage Wholesale 110 Civic Center Dr, Suite 204, Vista, CA, 92084 We are a direct to consumer wholesale mortgage broker. After obtaining a mortgage, it will be bundled together with hundreds of other mortgages and re-sold on the secondary market, usually within 90 days, so you’ll never really know where you’ll be making your actual payment. Knowing this, why not start your purchase or refinance
(661) 333-1181 Lender's profile and map Reviews Stated Income Loans 110 Civic Center Dr, Vista, CA, 92084 Commercial Property We Fund Nationwide: commercial warehouses, retail spaces, industrial offices, self storage, office buildings, farm Loans, multi-family, assisted living, short-term rentals and others. The property where your business will operate is unique and we pair our knowledge and resources to ensure your business mortgage success!