In 2025, the ceiling for a Conventional loan in Orange-Park, part of Clay county, FL, is set at $647,200. The FHA limit for a single-family residence, however, is $432,400.
Use Lendersa®'s Conventional loan calculator to compare current best rates for Conventional, FHA, and USDA loans. Find out what income, credit, reserves, and documents are necessary to qualify. Our advanced mortgage calculator shows Conforming Conventional loans alongside USDA, FHA, and VA options, helping to determine the best choice for your financial needs in FL.
Browse loan offers from a broad selection of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $310,900 | 0% |
| FHA | $432,400 | 3.5% |
This comparison table is relevant for the following zip codes: 32073, 32006
The focus of Lendersa® is to facilitate access to the most suitable Conventional, USDA, or FHA loans swiftly and smoothly. Begin with one of three steps that lead to matching lenders and customized loan programs.
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