Explore the differences! FHA VS Conventional loan programs in Kendale-Lakes, Miami-Dade County, Florida

In 2026, the Conventional loan limit for a single-family home in Kendale-Lakes, situated in the county of Miami-Dade, FL, is $647,200. In contrast, the FHA limit is set at $460,000.

Make use of the Lendersa® Conventional loan calculator to contrast the best rates between Conventional, FHA, and USDA loans today. Determine the respective income, credit, reserves, and documentation needed to qualify. Our comprehensive mortgage tool positions Conforming Conventional loans beside USDA, FHA, and VA loans, assisting you in deciding the most fitting program for your financial requirements in FL.

Examine loan offers from a selection of 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Kendale-Lakes, Miami-Dade County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

This comparison table is relevant to zip codes: 33175

Conventional and FHA Loan Options in Kendale-Lakes, FL

The mission of Lendersa® is to promptly offer you the most suitable Conventional, USDA, or FHA loan without any inconvenience. Choose from three gateway paths that lead to a selection of participating lenders and compatible loan programs.

Lendersa matches USDA loan requests to results


Kendale-Lakes Lenders

  • Jimenez Property Pros
  • 13810 SW 18th St, Miami, FL, 33175
  • Lends in Florida
  • Jimenez Property Pros is the parent company of Mortgage & Real Estate Companies, such as FL Licensed Mortgage Broker Jimenez Property Loans, LLC, NMLS 1988717. Jimenez Property Pros, LLC is wholly owned by Jimenez Holdings, LLC. Jimenez Property Pros, intends to be the one stop place where customers, clients,

  • ON MORTGAGE
  • 420 SW 128 Ave, Miami, FL, 33184
  • Lends in Florida
  • At On Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available

  • Foundation Lenders Inc
  • 7990 Southwest 117th Avenue, Suite 127, Miami, FL, 33183
  • Lends in Florida
  • At Foundation Lenders, we listen to our clients’ needs to anticipate their financial goals and dreams and present solid solutions using our years of experience and diverse loan products as the foundation. We’re mortgage professionals, providing sound advice on mortgage options and industry trends.

  • Granada Mortgage LLC
  • 9783 SW 72nd Streeet, Miami, FL, 33183
  • Lends in Florida
  • Granada Mortgage is a subsidiary of Capital International Financial, Inc. With over thirty 35 years of experience in providing loans, service, and expertise to home-buyers, Capital International Financial upholds an enduring presence in the lending community. By strategically meeting the ups and downs of the real estate and financial markets

  • ZoomLoans
  • 9588 SW 40th St, Miami, FL, 33165
  • Lends in Florida
  • At ZoomLoans, we understand that contracting a loan is much more than just money, it’s a commitment. We’re here to guide you through the loan process, select the perfect conditions for your situation and cater to your needs every step of the way. We don’t allow frivlious barriers, such as bad or no credit to halt your financial needs

  • Brightstar Mortgage Solutions LLC
  • 11401 Southwest 40th Street, Suite 326, Miami, FL, 33165
  • Lends in Florida
  • All of our team members were born and raised in South Florida. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our fellow South Floridians while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks

  • Capstone Mortgage Lending LLC
  • 11401 SW 40th St, Suite 206, Miami, FL, 33165
  • Lends in Florida
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Team MC Home Loans LLC
  • 9600 South West 8th Street, Suite 2, Miami, FL, 33174
  • Lends in Florida
  • At Team MC Home Loans LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • Loan Choice Corp
  • 1405 Southwest 107 Avenue, Suite 301E, Miami, FL, 33174
  • Lends in Florida
  • With over 50 years of combined experience in mortgages we are experts in our field and will help structure a loan for you no matter what your situation. We have the latest technology that allows us to give you the best customer experience during what can be a very stressful time. Most often times this will be the biggest financial decision