Explore the differences! FHA VS Conventional loan programs in Wilmington-Island, Chatham County, Georgia
In 2025, for Wilmington-Island in Chatham county of GA, the Conventional loan limit is $647,200, while the FHA limit for a single-family home is set at $420,680.
Utilize the Lendersa® Conventional loan calculator to compare current best rates for Conventional, FHA, and USDA loans. Evaluate the necessary income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side-by-side to assist in choosing the most suitable program in GA for your specific financial condition.
Loan caps and down payment requirements for 2025 in Wilmington-Island, Chatham, GA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to the zip codes: 31410
Available Conventional and FHA loan choices in Wilmington-Island, GA
The aim of Lendersa® is to facilitate finding the best possible Conventional, USDA, or FHA loans quickly and without any hassle. Choose from three starting options that align you with lenders and loan programs.
170 Meeting Street, Suite 501, Charleston, SC, 29401
Asset Group, LLC is a specialty finance firm with a focus on structured credit solutions across the capital stack. Ivy executives have extensive management experience in leveraged lending, investment banking, operations, financing, and consulting. We employ a pragmatic approach to private lending emphasizing disciplined.
Lending HQ works with borrowers with do not meet the traditional bank loan guidelines in order to secure funds for residential and commercial real estate transactions via private investors. We can use all property types as collateral, residential & commercial, including vacant land and mobile home parks.
2557 Ashley Phosphate, North Charleston, SC, 29418
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our mission is to serve our customers with honesty, integrity and competence.
1072 King Street, Suite D-1, Charleston, SC, 29403
Our mission is to earn your business by professional marketing, concern for your best interest, and assisting you in understanding and completing the real estate process. Whether you are buying or selling you can count on HH Real Estate and Mortgage to give you a very conscientious market analysis. You can expect constant communication
4401 Belle Oaks Drive, Suite 210, North Charleston, SC, 29405
Peoples Bank Mortgage is a wholly-owned subsidiary of Peoples Bank in Mendenhall, Mississippi that has been in business since 1908. Peoples Bank Mortgage offers an array of mortgage loan products which suit each individual borrower’s requirements. Whether you are a first-time home buyer, refinancing your existing mortgage
CPM Federal Credit Union was formed in 1955 by employees of the Charleston Paper Mill. We started in an old construction shed and our mission back then was to make affordable loans and deliver exceptional service to the employees of the Mill and improve their financial wellbeing. Since that time CPM has grown to $520 million in assets.
4024 Salt Pointe Parkway, Suite A, North Charleston, SC, 29405
Carolina One Mortgage offers the promise of longevity and security along with a commitment to service excellence.
We are recognized as the industry leader in mortgage partnerships because we are experts in our business and deliver outstanding service to our customers. Carolina One Mortgage offers hundreds of loan choices to our customers.
Whether you're a first time homebuyer or an experienced borrower, The Bank of South Carolina's mortgage professionals can make the process clear and simple. Our knowledgeable professionals are trained to help you understand the entire loan process and select the most favorable loan product for your needs.
At South Carolina Federal Credit Union, we connect remarkable people with exceptional opportunities. We are passionate about exceeding expectations and providing “Life Simplified” experiences for our members, and we're are proud to be an Employer of Choice organization where people matter.
