FHA VS Conventional loan programs in Wilmington-Island, Chatham County, Georgia
In 2026, for Wilmington-Island in Chatham county of GA, the Conventional loan limit is $647,200, while the FHA limit for a single-family home is set at $420,680.
Utilize the Lendersa® Conventional loan calculator to compare current best rates for Conventional, FHA, and USDA loans. Evaluate the necessary income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side-by-side to assist in choosing the most suitable program in GA for your specific financial condition.
Loan caps and down payment requirements for 2026 in Wilmington-Island, Chatham, GA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to the zip codes: 31410
Available Conventional and FHA loan choices in Wilmington-Island, GA
The aim of Lendersa® is to facilitate finding the best possible Conventional, USDA, or FHA loans quickly and without any hassle. Choose from three starting options that align you with lenders and loan programs.
Membership in Savannah Schools FCU is an ongoing benefit to employees and associates of participating companies or groups. As a full-service financial institution, the credit union:
Provides security for funds, with accounts insured up to $250,000 by the National Credit Union Administration, a U.S. government agency. Offers a full line of fr
Opening its doors on January 23, 2002, First Chatham Bank became the first community bank chartered in Chatham County since 1989. Since that time, First Chatham Bank has proven to be the premier community bank in the Coastal Empire. The Bank was a vision of local business leaders.
22 Ogletthorpe Professional Blvd, Savannah, GA, 31406
Lends in Georgia
Savannah Postal Credit Union is a State-chartered credit union incorporated June 6, 1952. For more than 53 years we have existed solely for the purpose of serving our members' best interests. The credit union was originally established for employees of the United States Postal Service. Today we serve 10 employee groups in Savannah
American Financial Services is one of the oldest loan companies in Savannah. Our first office opened in 1956, and we still proudly serve people of Chatham County and the nearby towns sixty years later. In 2010, American Financial Services merged with Coastal Finance Company and relocated to the present location at 7712 Waters Ave, Savannah, GA.
Based in Savannah, Georgia and serving surrounding areas, Coastal Custom Mortgage is a mortgage brokerage company that provides homebuyers and homeowners alike with the tools to plan for and achieve financial stability when it comes to real estate endeavors. No matter the client’s starting point
Mercy Federal Credit Union was chartered on April 12, 1976 with fourteen employees of St. Joseph Hospital being the charter members. They elected a board of directors, a supervisory committee and a credit committee and began accepting members.
To provide personal, professional service while offering a variety of products
