FHA VS Conventional loan programs in Wilmington-Island, Chatham County, Georgia
In 2025, for Wilmington-Island in Chatham county of GA, the Conventional loan limit is $647,200, while the FHA limit for a single-family home is set at $420,680.
Utilize the Lendersa® Conventional loan calculator to compare current best rates for Conventional, FHA, and USDA loans. Evaluate the necessary income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side-by-side to assist in choosing the most suitable program in GA for your specific financial condition.
Loan caps and down payment requirements for 2025 in Wilmington-Island, Chatham, GA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to the zip codes: 31410
Available Conventional and FHA loan choices in Wilmington-Island, GA
The aim of Lendersa® is to facilitate finding the best possible Conventional, USDA, or FHA loans quickly and without any hassle. Choose from three starting options that align you with lenders and loan programs.
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