Explore the differences! FHA VS Conventional loan programs in Whitemarsh-Island, Chatham County, Georgia

In 2025, Convetional loan limit in Whitemarsh-Island, county of Chatham, GA is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in GA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Whitemarsh-Island, county of Chatham, GA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 31410

Conventional and FHA loan options in Whitemarsh-Island, GA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • First Capital Group
  • 720 E. Center Ave, Suite B, Visalia, CA, 93291
  • First Capital Group’s approach to business is strikingly simple; it is relationship-based versus transaction-based. We pride ourselves on building lifetime relationships with our clients and business partners through integrity, expertise, and unparalleled service. and dedicated team of highly trained and educated professionals with years of Real Es
  • Country Club Mortgage
  • 3400 W Mineral King Ave, Suite A, Visalia, CA, 93291
  • Country Club Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Kings Mortgage Services, Inc.
  • 4244 W. Mineral King Ave., Visalia, CA, 93291
  • Kings Mortgage Services, Inc., established in 1997 by Dale Ransdell, Darren Ransdell, and Pam Raeber, is a family owned and operated mortgage banker. After years of working for 'The Big Guys', we opened our doors with the concept of providing our customers with local decisions and exceptional service.
  • Baker Boyer National Bank
  • 7 W Main St, Walla Walla, WA, 99362
  • Baker Boyer is the oldest independently owned community bank in the Pacific Northwest. We are Eastern Washington’s trusted financial advisor, serving the Walla Walla Valley, Tri-Cities and Yakima communities, providing wealth management as well as personal and business banking services. Baker Boyer is the only local family of wealth management.
  • Banner Bank
  • 10 S 1st Ave, Walla Walla, WA, 99362
  • Banner Bank is proud to serve the West with comprehensive financial services. More than 130 years ago we started with core values that never go out of style: listen, learn and help people and businesses reach their goals. Today across Oregon, Washington, California and Idaho—we deliver a high level of individual service as a community Bank
  • Tulare County Mortgage Services
  • 332 East King Ave, Tulare, CA, 93274
  • TCMS, we are dedicated to helping residents of CA’s Central Valley get the prompt mortgage and refinancing services they need at rates they can afford. Our loan officers are licensed, experienced & provide the attentive and dedicated customer service and attention prospective homebuyers need in order to make the process of obtaining financing easy.
  • Tucoemas Federal Credit Union
  • 614 S Akers St, Visalia, CA, 93277
  • Tucoemas Federal Credit Union's roots in Tulare County stretch back to 1948 when nine original members pooled their savings to create our credit union. We've grown steadily since and now offer accounts, real estate loans, auto loans, personal loans and more through four California branches in Visalia, Tulare and Porterville.
  • Rehaven, Inc.
  • 340 East B Street, Port Hueneme, CA, 93041
  • Rehaven Many customers were only viewed as a credit score, rather than hardworking Americans, trying to achieve their dream of home-ownership. I knew then, why buying a home was intimidating and daunting. I felt for the customers, because I too, was once a first-time homeowner applicant, with a low credit score and a small down payment.
  • Loan Warehouse
  • 183 Montgomery Avenue, 2nd Floor, Oxnard, CA, 93036
  • Loan Warehouse was created out of the need for our local community of borrowers to have access to wholesale lenders with wholesale interest rates. We shop multiple lenders with one credit pull. You will have access to these lenders through our brokerage, Loan Warehouse, with multiple loan options. You deserve more than one rate & quote & option.
  • SC Lending Group
  • 300 East Esplanade Drive, 9th Floor, Oxnard, CA, 93036
  • Nuris Dante is your premier mortgage expert located in Oxnard, California. She prides herself on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Oxnard area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding.
  • Granite West Funding, LLC
  • 40879 CA-41, Suite 1A, Oakhurst, CA, 93644
  • "Granite West Funding as a locally-based Oakhurst mortgage company, we work with customers in and around Oakhurst as well as throughout the state of California. Our goal is to get you quickly and affordably into your dream home, and to make the entire lending experience speedy, friendly and easy."