Explore the differences! FHA VS Conventional loan programs in Whitemarsh-Island, Chatham County, Georgia

In the year 2025, the conventional loan limit in Whitemarsh-Island, within Chatham county of GA, is set at $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680.

Utilize the Lendersa® Conventional loan calculator to assess today's top rates between Conventional, FHA, and USDA loans. It's crucial to determine the income, credit, reserves, and documentation needed to qualify. With our sophisticated mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding in selecting the most fitting program in GA for your financial circumstances.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Whitemarsh-Island, Chatham County, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The table shown applies to zip codes: 31410

Exploring Conventional and FHA Loan Options in Whitemarsh-Island, GA

The aim of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan quickly and seamlessly. You can start by selecting one of three pathways leading to suitable lenders and loan programs.

Lendersa's results for USDA loan requests


  • Equal Mortgage LLC
  • 9100 Conroy Windermere Road, Suite 200, Windermere, FL, 34786
  • We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations.
  • Platinum One Financial LLC
  • 1169 Estancia Woods Loop, Windermere, FL, 34786
  • At Platinum One Financial, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Synergy Lending Corporation
  • 3575 Guildhall Trail, Marietta, GA, 30066
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • NSS Lending, LLC
  • 310 S Boyd, Winter Garden, FL, 34787
  • Call it what you want, hard money, private or asset-based real estate loans. NSS Lending can help seasoned and inexperienced US and foreign real estate investors obtain financing for the purchase or refinance of non-owner occupied turnkey rental property and owner and non-owner commercial property.
  • Harper Mortgage Team
  • 913 Burland Circle, Winter Garden, FL, 34787
  • The Harper Mortgage team is here to help you with your Central Florida home loans, regardless of the type of property you are looking to purchase. We can help you buy your first home, your dream home or even an investment property. We provide a number of different home loan programs that can be customized to fit your specific financial situation
  • Money Financial Group Corp
  • 7345 W Sand Lake Rd Suite 202, Orlando, FL, 32819
  • Experience financial flexibility with Money Financial Group Corp! We are a premier alternative to hard money loans and SBA or Conventional-ineligible financial solutions. Trust our expertise to customize funding options tailored to your unique needs. Empower your future with us! Contact Dario Marcovigi today: [email protected] | 689-214-6111.
  • appli
  • 7680 Universal Blvd, Suite 660, Orlando, FL, 32819
  • appli Today's advancing technology is providing a quick and streamlined mortgage process. For example, through our website you can submit a complete and secure online loan application or get pre-qualified for a home loan.We know that each customer has specific needs, so we strive to meet those needs
  • Wesley Bal-EquitiFirst Mortgage
  • 7575 Dr. Phillips Blvd, Suite 245, Orlando, FL, 32819
  • Wesley Bal is a National and Florida Licensed Mortgage Loan Originator and owner of EquitiFirst Mortgage. I have been in the lending industry in Orlando since 2003. As a Licensed Mortgage Broker, I am able to originate all types of mortgages including Traditional lending FHA, VA, USDA, and Conventional.
  • Universal Mortgage & Financial
  • 7411 International Drive, Orlando, FL, 32819
  • Universal Mortgage & Financial Consultants Inc is a full service national financing company established in Central Florida. We provide a full spectrum of financial solutions for all types of commercial properties and businesses specializing in hospitality and commercial real estate funding as well as sophisticated merger.
  • Silver Star Mortgage LLC
  • 8810 Commodity Circle, Suite 17, Orlando, FL, 32819
  • Whether you are buying a new home, refinancing your existing mortgage or purchasing a commercial property, we will help. With access to a vast variety of residential and commercial loan products through our lender network, Silver Star Mortgage will help you find the perfect mortgage solution. Silver Star Mortgage IS reliable.
  • Marymont Financial Services
  • 7802 Kingspointe Parkway, Suite 208A, Orlando, FL, 32819
  • At Marymont Financial Services. We are a full-service mortgage company based in Orlando, Florida, serving the entire state of Florida and Georgia. We specialize in FHA Loans, Conventional Loans, and VA Loans in Orlando. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code 32819