As of 2026, the conventional loan limit in Captain-Cook, within the county of Hawaii, HI, is $970,800. Meanwhile, the FHA threshold for a single-family home stands at $477,250.
Take advantage of the Lendersa® Conventional loan calculator to review today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation for qualification. This advanced mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA side by side, aiding your decision on the best program for your financial needs in HI.
Browse loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $970,800 | 3% | |
| USDA | $391,000 | 0% | |
| FHA | $477,250 | 3.5% |
This comparison table pertains to zip codes: 96704
The goal of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan efficiently and without hassle. Begin with one of three approaches that link you to matching lenders and loan programs.
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
