FHA VS Conventional loan in Waihee-Waiehu, Maui County, Hawaii

During 2025 in Waihee-Waiehu, within Maui county of HI, the maximum limit for a Conventional loan is $1,089,300, while the FHA cap for a single-family residence is $977,500.

The Lendersa® Conventional loan calculator facilitates comparisons among today's ideal rates for Conventional, FHA, and USDA loans, helping ascertain the necessary income, credit, reserves, and document requirements. Our comprehensive mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options, guiding the selection of the best suited program for your financial situation in HI.

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2025 Loan Limits and Down Payment Requirements in Waihee-Waiehu, Maui, HI

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $977,500 3.5%

This table is applicable to zip codes: 96793

Conventional and FHA Loan Choices in Waihee-Waiehu, HI

Lendersa’s objective is to swiftly procure the ideal Conventional, USDA, or FHA loan hassle-free. Start with one of the outlined paths to connect with compatible lenders and programs.

USDA loan request and results via Lendersa


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  • Global Integrity Finance
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  • Global Integrity Finance specializes in investor financing. If an investor or broker, we want to grow with you while funding the projects. Our loan products specific to long/short term rentals and fix-n-flips. Reach out to us today to with your loan scenario and become approved today.
  • High Country Mortgage Services
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  • High Country Mortgage Services We’re committed to providing you with the highest level of service, Our broker, Raeanne Hagin has more than 31years experience in the mortgage industry. She has worked in every aspect of the Mortgage Industry which makes her an Expert in her Field. We're passionate about delivering exceptional Customer Service.
  • Service First Mortgage
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  • Service First Mortgage I provide clients with "Service Beyond Your Expectations My clients enjoy the added benefits of receiving my Home Buyers Privileges program and Preferred Buyer Status. My dedication to serving my clients best interest affords me the gratification of knowing I will always have clients and friends for life.
  • USA Mortgage Pros
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  • "Welcome to The CORE Team USA Mortgage - McKinney TX Our Team of dedicated mortgage professionals have one goal - to provide a superior customer service experience while properly matching our clients with the best home loan product available in the marketplace to assist them with their dream of home ownership."
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  • Competitive Home Lending keeps operating costs at a minimum to provide you with low mortgage rates from the best mortgage companies in the nation. We partner with the top mortgage banks and offer the same mortgage products but at a competitive,wholesale rate.To provide quality mortgage products at a competitive price and exceed client expectation
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  • Experience more of everything. More service. More value. More solutions to your financial needs. That’s what we are here for. Actually, it’s the only reason we are here. We are interested in what’s going on with you above all else, & our employees are empowered to help you get where you are going, wherever that financial highway needs to take you.
  • Lexco Lending LLC
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