FHA VS Conventional loan programs in Waihee-Waiehu, Maui County, Hawaii
During 2026 in Waihee-Waiehu, within Maui county of HI, the maximum limit for a Conventional loan is $1,089,300, while the FHA cap for a single-family residence is $977,500.
The Lendersa® Conventional loan calculator facilitates comparisons among today's ideal rates for Conventional, FHA, and USDA loans, helping ascertain the necessary income, credit, reserves, and document requirements. Our comprehensive mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options, guiding the selection of the best suited program for your financial situation in HI.
2026 Loan Limits and Down Payment Requirements in Waihee-Waiehu, Maui, HI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$725,000
0%
FHA
$977,500
3.5%
This table is applicable to zip codes: 96793
Conventional and FHA Loan Choices in Waihee-Waiehu, HI
Lendersa’s objective is to swiftly procure the ideal Conventional, USDA, or FHA loan hassle-free. Start with one of the outlined paths to connect with compatible lenders and programs.
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