Explore the differences! FHA VS Conventional loan programs in Waikapu, Maui County, Hawaii

For 2025, the conventional loan limit in Waikapu, located in the county of Maui, HI, is $1,089,300. The FHA limit for a single-family home is $977,500.

Utilize the Lendersa® Conventional loan calculator to compare current top rates: Conventional vs. FHA vs. USDA. Determine the needed income, credit, reserves, and documents to qualify. This advanced calculator lets you see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program for your financial needs in HI.

Review loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Waikapu, County of Maui, HI

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $977,500 3.5%

This comparison table is relevant for these zip codes: 96793

Explore Conventional and FHA Loan Options in Waikapu, HI

Lendersa® aims to quickly connect you with the best possible Conventional, USDA, or FHA loan without hassle. Choose from one of three starting points that align with matching lenders and loan programs.

Lendersa's USDA loan request and matching results


  • MOR Lending
  • 2301 NW 87 Ave, Suite 503, Miami, FL, 33172
  • MOR Lending is not the same old stuffy mortgage company. Our young and energetic team of Lending V.I.P will make sure you are their number one concern. MOR is built on three simple principles Rapid Response - We communicate with you on the phone, text, email or DM. And we follow up quickly and professionally
  • SUN Credit Union
  • 701 Promenade Dr, Pembroke Pines, FL, 33026
  • SUN Credit Union has been a vibrant part of the South Florida community since 1946. Originally chartered by City of Hollywood employees, our membership has grown to include real estate professionals in Dade and Broward counties, Miami Shores Village employees, and Chamber of Commerce business members (including their employees
  • Transparent Mortgage Lending Inc
  • 10338 Santiago Street, Cooper City, FL, 33026
  • "Transparent Mortgage Lending was established to help people get the homes that they want. With our expertise, we provide more options and lending opportunities to the people of Florida. We are licensed (NMLS #1753817), knowledgeable in the industry, nd fully trained to assist clients in getting the loans they need."
  • Falloon Mortgage Funding Corp
  • 701 Promenade Drive, Suite 201, Pembroke Pines, FL, 33026
  • We are passionate about making the dream of homeownership a reality for as many individuals as possible. Falloon Mortgage Funding, we take pride in catering to our clients’ individual needs and making the process of home buying as stress-free as possible, from start to finish. We are the mortgage lender you need!
  • The Alpha Mortgage Team LLC
  • 261 N. University Dr. Ste 500, Plantation, FL, 33324
  • We are a leading Mortgage Brokerage committed to helping you achieve your homeownership dreams. With our 15 years of experience in the mortgage industry, we provide personalized solutions tailored to your unique needs. Our team of experienced professionals is dedicated to guiding you through the loan process, ensuring a smooth and stress-free exper
  • Direct Mortgage Investors Inc
  • 150 S. Pine Island Road, Suite 300, Plantation, FL, 33324
  • Since its commencement in 2000, Direct Mortgage Investors Inc. has always been forward-thinking, with creative financing options for those with challenges. With partnerships with over 200 banks and Investors, we create a frictionless process to bring in the new era of mortgage loan pathway, which many of our competitors call our process unique and
  • Mortgage Services Center
  • 310 S. University Drive, Fort Lauderdale, FL, 33324
  • The Mortgage Services, Inc., was established in 2002 with the mission of creating extraordinary mortgage solutions for the citizens of Florida and others who wish to move to the State of Florida. That mission continues to be a driving force through today. The Mortgage Services, Inc., has always sought out the nation's
  • Priority Lending
  • 600 N. Pine Island Road, Suite 330, Plantation, FL, 33324
  • At The Mortgage Firm, we've earned a stellar reputation among real estate professionals, builders, and individual home buyers for simplifying the process. In fact, we send automatic updates to you throughout the entire process with continual status reports and no surprises! This advantage is built around our mission to keep it simple and easy.
  • South Florida Mortgage
  • 9633 West Broward Blvd, Suite 7, Fort Lauderdale, FL, 33324
  • At South Florida Mortgage INC NMLS# 2111083. We are your local business professionals ensuring that your home purchase or refinance experience is, sound. Local Mortgage Professionals here to help with all types of loans: Purchase's, Refinance's, Commercial real estate loans etc.
  • Ivy Lender
  • 150 S. Pine Island Road, Plantation, FL, 33324
  • Ivy Lender’s online platform connects lending institutions to the largely untapped small business market. Their business financing expertise, access to the best options at the best rates, and ethical business practices has made them the go-to for businesses in need of funding. Ivy Lender’s goal is to help create a path
  • First Choice Financial Inc
  • 261 North University Drive, Suite 500, Plantation, FL, 33324
  • First Choice Financial is the Premier Mortgage Company in South Florida. Our loan officers take the time to customize and compare home loan programs to meet our borrower’s needs. With access to hundreds of loan programs, our borrowers can feel confident First Choice Financial is their one stop shop for their mortgage needs.