FHA VS Conventional loan in Waikapu, Maui County, Hawaii

For 2026, the conventional loan limit in Waikapu, located in the county of Maui, HI, is $1,089,300. The FHA limit for a single-family home is $977,500.

Utilize the Lendersa® Conventional loan calculator to compare current top rates: Conventional vs. FHA vs. USDA. Determine the needed income, credit, reserves, and documents to qualify. This advanced calculator lets you see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program for your financial needs in HI.

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Loan Limits and Down Payment Requirements for 2026 in Waikapu, County of Maui, HI

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $977,500 3.5%

This comparison table is relevant for these zip codes: 96793

Explore Conventional and FHA Loan Options in Waikapu, HI

Lendersa® aims to quickly connect you with the best possible Conventional, USDA, or FHA loan without hassle. Choose from one of three starting points that align with matching lenders and loan programs.

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  • Arbuckle Federal Credit Union
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    AFECU purchased the building it currently operates from in January 2011.

  • Vision Bank
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    We exist to help you meet all of your financial needs.

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  • LTI Mortgage
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  • DFW Investor Lending, LLC - Hard Money Lending Dallas
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