Explore the differences! FHA VS Conventional loan programs in Waikapu, Maui County, Hawaii

In 2024, Convetional loan limit in Waikapu, county of Maui, HI is $1,089,300 while FHA limit is $977,500 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in HI is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Waikapu, county of Maui, HI

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $977,500 3.5%

The comparison table applies to zip codes: 96793

Conventional and FHA loan options in Waikapu, HI

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Limitless Mortgage Solutions
  • 100 west big beaver rd, Suite 200, Troy, MI, 48084
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • IPFS Mortgage
  • 3250 W Big Beaver RD, Suite 120, Troy, MI, 48084
  • The Integrity Property Financial Services Team is your premier mortgage team located in Troy, Michigan. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Michigan area.
  • Core Direct Mortgage Inc
  • 1700 West Big Beaver Road, Suite 350, Troy, MI, 48084
  • At Core Direct Mortgage, we believe in finding a solution for all applicants. If you are having trouble getting approved for a home loan, please contact us today at 720-508-0621. We are here to help. We offer a wide variety of loan programs to fit our clients' needs in today's real estate market.
  • Everest Financials Inc
  • 2855 Coolidge Highway, Suite 118, Troy, MI, 48084
  • Everest Financials Inc. is your premiere mortgage broker located in Troy, MI. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance
  • National Mortgage Funding LLC
  • 3310 West Big Beaver Road, Suite 105, Troy, MI, 48084
  • At National Mortgage Funding we believe that purchasing a home or refinancing a home should be a process that is comfortable and easy. To help our clients with this process we provide a single voice experience with clear expectations and attention to detail. We believe that the consumer should have control to build their own mortgage.
  • HomeLend USA, LLC
  • 2107 Crooks Rd, Suite 101, Troy, MI, 48084
  • A Michigan based mortgage company, founded by Mark Bigelow with over 30 years mortgage experience, promises to use cutting edge technology with old fashion service to create an incredible borrower experience.HomeLendUSA.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
  • Secure Mortgage Funding, LLC
  • 2565 W. Maple Road, Troy, MI, 48084
  • Secure Investors Group, Inc. and Secure Asset Managment, LLC. is a dynamic, holistic financial planning firm offering investments, financial planning, insurance, and tax planning through our member organizations. Our expertise is in helping clients anticipate, evaluate and successfully resolve financial and legacy planning challenges.
  • FINN LEND HOME LOANS
  • 1000 W Maple Rd, Suite 109, Troy, MI, 48084
  • "We’re making getting a mortgage easier than ever before. FINN LEND HOME LOANS has an experienced team of brokers on staff.From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it — usually in less than 30 days."
  • EMPIRE MORTGAGE COMPANY LLC
  • 3310 W Big Beaver, Suite 120, Troy, MI, 48084
  • Empire Mortgage Company LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.Ben Fisher owner at Empire Mortgage Company, LLC.Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer.Ben have the knowledge and expertise what you need.
  • Ross Mortgage Corporation
  • 2075 W. Big Beaver Road, Suite 700, Troy, MI, 48084
  • Ross Mortgage Corporation is a successful mortgage banking company with a reputation for professionalism, integrity and quality service. Headquartered in Troy, Michigan, Ross is one of the top independent lenders in the Midwest and serves its valued customers through a network of offices located in Michigan, Kentucky, and Florida,
  • eMortgage Funding LLC
  • 888 W. Big Beaver Rd, Suite 1290, Troy, MI, 48084
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.