Conventional Vs. FHA Lending requirements Waikapu, HI in 2026

For 2026, the conventional loan limit in Waikapu, located in the county of Maui, HI, is $1,089,300. The FHA limit for a single-family home is $977,500.

Utilize the Lendersa® Conventional loan calculator to compare current top rates: Conventional vs. FHA vs. USDA. Determine the needed income, credit, reserves, and documents to qualify. This advanced calculator lets you see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program for your financial needs in HI.

Explore Conventional and FHA Loan Options in Waikapu, HI

Lendersa® aims to quickly connect you with the best possible Conventional, USDA, or FHA loan without hassle. Choose from one of three starting points that align with matching lenders and loan programs.

Lendersa's USDA loan request and matching results

Waikapu Lenders
(808) 244-7968 Lender's profile and map Maui County Federal Credit Union 1888 Wili Pa Loop, Wailuku, HI, 96793 Lends in Hawaii Maui County Federal Credit Union was originally established in 1937 to serve the needs of Maui’s County, State, and Federal government employees and their families. It is the largest credit union on Maui with 55 employees serving nearly 20,000 members throughout the County of Maui. Anyone that lives, works,
(808) 661-8886 Lender's profile and map First Hawaiian Mortgage 910 Honoapiilani Hwy, Suite 2, Lahaina, HI, 96761 Lends in Hawaii At First Hawaiian Mortgage. We are located in Lahaina, Maui but service the entire State of Hawaii. First Hawaiian Mortgage is a correspondent lender offering Fannie Mae, Freddie Mac, FHA, VA, USDA products and we have aligned ourselves with portfolio lenders so we can offer a full range of loan products
(808) 877-3232 Lender's profile and map Valley Isle Community FCU 160 Paahana Street, Kahului, HI, 96732 Lends in Hawaii The Valley Isle Community Federal Credit Union is a full-service financial institution serving all residents on the island of Maui. Established in 1940, our goal is to provide our members high-value financial products with excellent member service and ultimately, improve their quality of lives, as well as the quality of our community.
(808) 871-7705 Lender's profile and map Kahului Federal Credit Union 25 West Kamehameha Avenue, Kahului, HI, 96732 Lends in Hawaii In 1955, a group of civic-minded business people met at the old Kahului Store (also known as the Masonic building) for the purpose of forming a credit union to meet the financial needs of the people in Kahului. At the time, most credit unions were employer-based and there was no credit union in existence that could serve the rest of the community.
(808) 244-7981 Lender's profile and map Wailuku Federal Credit Union 133 Ma'a Street, Kahului, HI, 96732 Lends in Hawaii Wailuku Federal Credit Union, formerly Wailuku Community Federal Credit Union, was chartered in January 1955 with the help of Manuel S. Molina, a Wailuku businessman who felt that there was a need for a credit union in Wailuku. Before starting his own business, Mr. Molina was introduced to credit unions through his work at the pineapple company
(808) 891-2005 Lender's profile and map Elite Lending 71 Baldwin Ave, Suite B7, Paia, HI, 96779 Lends in Hawaii "Elite Lending is a full service mortgage bank and brokerage with an impeccable reputation for 20 years of lending in Hawaii and California. Select a Loan Officer below to get started. and Elite Lending is a mortgage bank with operations in two states. Elite Lending offers numerous mortgage programs including conventional and more"
(808) 870-8731 Lender's profile and map Creative Financial 320 Ohukai Rd, Suite 413, Kihei, HI, 96753 Lends in Hawaii Locally Owned and Operated, Broker Kellie Pali- Cruz has access to many banks both local and international! One phone call can save you time and money! Don't be restricted by only one banks offering, allow yourself options! Kellie has many accolades including, The Real Estate Association of Maui's Affiliate Choice Award in 2008.
(808) 891-0415 Lender's profile and map Pacific Home Loans, Inc. 2395 S Kihei Rd, Suite 205, Kihei, HI, 96753 Lends in Hawaii Pacific Home Loans offers a wide variety of loans, from First-Time Home Buyer programs to VA loans to Alt Doc loans for the self-employed. We offer more programs than any other mortgage provider in the state of Hawaii. We are able to do this because we are both a mortgage banker and mortgage broker.
(808) 461-3933 Lender's profile and map Paradise Home Mortgage LLC 730 Kumukahi Pl, Honolulu, HI, 96825 Lends in Hawaii Paradise Home Mortgage LLC we help you take full advantage of multiple lenders competing for your business to negotiate the lowest rate at the lowest cost which can save you tens of thousands of dollars in interest & fees! Due to the fact that we represent a large number of clients,we are able to offer wholesale pricing that is often not available.
(808) 988-6622 Lender's profile and map Hawaii Mortgage Company Inc 443 Portlock Road, Honolulu, HI, 96825 Lends in Hawaii Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.