FHA VS Conventional loan programs in Wailuku, Maui County, Hawaii

In 2025, the conventional loan limit in Wailuku, located in the county of Maui, HI, is set at $1,089,300. Meanwhile, the FHA limit for a single-family residence is $977,500.

The Lendersa® Conventional loan calculator allows you to compare today's top rates for Conventional, FHA, and USDA loans. This tool helps determine the income, credit, reserves, and documents needed for qualification. View Conforming Conventional, USDA, FHA, and VA loans side by side to choose the best program for your financial situation in HI.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Wailuku, Maui, HI

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $977,500 3.5%

Applicable zip codes for the table: 96793

Options for Conventional and FHA Loans in Wailuku, HI

The goal of Lendersa® is to offer the best Conventional, USDA, or FHA loan quickly and with minimal hassle. Begin with one of three approaches to connect with suitable lenders and loan programs.

Results from USDA loan request via Lendersa


  • Mortgage Xpress
  • 1401 West Rancho Vista Blvd, Suite C, Palmdale, CA, 93551
  • At AMC, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown
  • Kingstone Capital Properties
  • 445 West Palmdale Boulevard, Suite Q, Palmdale, CA, 93551
  • We are a full service banking and mortgage company. We specialize in Home Buyer Loans & Commercial Real Estate Loans. We serve in State of California, Florida & Texas. Whether you are buying a home or refinancing in our neighborhood, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
  • ASAP-Funding, Inc.
  • 1008 West Avenue, Suite A-D180, Palmdale, CA, 93551
  • ASAP Funding was created to bring to market loan products specially tailored for investors and individuals looking for better funding solutions. Our founders are experts in residential real estate. Collectively, they have originated over $720 million in loans before joining forces to create ASAP-Funding.
  • TrueDirection Lending
  • 1113 W Ave M-4, Suite F, Palmdale, CA, 93551
  • We pride ourselves on exceeding our customer's expectations in finding the most competitive rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique
  • MMC Lending
  • 1008 West Avenue M-4, Suite H, Palmdale, CA, 93551
  • At MMC Lending® we believe that stable living helps build strong communities and it's a privilege to be a part of that process. It's our objective to assist clients in securing the most important investment of their lives by taking each step with them through the loan transaction.
  • All American Financial Services
  • 530 Commerce Avenue, Suite B, Palmdale, CA, 93551
  • ll American Financial Services was started in 1990 with the vision and foresight of Slade Lohman, Real Estate Broker (California Bureau of Real Estate BRE #01134557, NMLS #276140). After observing the unethical behaviors of different lenders, Slade had a burning desire to make a difference in the industry.
  • POPA Federal Credit Union
  • 13304 Alondra Blvd, Cerritos, CA, 90703
  • POPA Federal Credit Union was formed in 1978 by PPOA (Professional Peace Officers Association) to provide not-for-profit financial products and services exclusively to fellow peace officers with the Los Angeles County Sheriff’s Department. In July 2020, POPA FCU expanded our membership eligibility to all employees of the Los Angeles County She
  • Solve Lending & Realty
  • 18000 Studebaker Rd, Suite 700, Cerritos, CA, 90703
  • Solve Lending & Realty: Founded by two brothers, who are also licensed agents and loan originators with over 30 years of combined experience in the industry Solve Realty is the smartest way to buy or sell homes in your area. Solve is a tech-powered real estate brokerage that combines traditional methods of home buying
  • MAK Home Loans
  • 17777 Center Court Dr N, Suite 600, Cerritos, CA, 90703
  • At MAK Home Loans, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.