FHA VS Conventional loan programs in Napili-Honokowai, Maui County, Hawaii

In 2025, Convetional loan limit in Napili-Honokowai, county of Maui, HI is $1,089,300 while FHA limit is $977,500 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in HI is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Napili-Honokowai, county of Maui, HI

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $977,500 3.5%

The comparison table applies to zip codes: 96761

Conventional and FHA loan options in Napili-Honokowai, HI

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • ATLANTIC TRUST MORTGAGE CORPORATION
  • 90 FORT WADE ROAD, SUITE 175, Ponte Vedra, FL, 32081
  • Atlantic Trust Mortgage was founded in 2003 when Scott Goldstein, with many years of experience in the mortgage industry, acted on his vision of owning and operating his own mortgage company. It has proven to be a successful and rewarding venture, as his steadfast and dedicated style of providing the best service possible.
  • SMART HOME LOANS, LLC
  • 488 Parkbluff Cir, Ponte Vedra, FL, 32081
  • Our mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Specialties in-Conventional Lending, FHA Loans,Self-Employment Mortgage Loans, VA Loans,Commercial Lending, Hard Money Lending,Mortgage Lending.
  • Charlotte State Bank & Trust
  • 1100 Tamiami Trail, Port Charlotte, FL, 33953
  • Established in 1987 and known as the “Hometown Bank, ” Charlotte State Bank & Trust serves the financial needs of customers throughout Southwest Florida, including full-service offices in Punta Gorda, Charlotte Harbor, Port Charlotte and North Port; Loan Production Offices in Collier
  • BayPort Lending LLC
  • 750 Tamiami Trail, Unit 2, Port Charlotte, FL, 33953
  • BayPort Lending has a team of loan agents with experience and knowledge to guide you through the home buying process. We are local, based in Port Charlotte, Florida and serve the Southwest Florida region.Our team can get you pre-qualified to get a new home or refinance a home.We guide you through the entire process, helping you get the lowest rate.
  • Morningstar Mortgage
  • 474 N Tamiami Trail, Suite 3, Port Charlotte, FL, 33953
  • Morningstar Mortgage has been doing mortgages in Florida for 10 years. We provide the lowest rate on USDA 100% loan ,FHA Loans and Conventional home mortgages CLOSED IN 10 DAYS! Morningstar Mortgage Specialties in USDA, FHA home loans, mortgages, Home Financing , Homepath, fixed rate loans
  • Uwharrie Bank
  • 132 N 1st St, Albemarle, NC, 28001
  • Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better
  • Cambria Mortgage
  • 251 West Main Street, Albemarle, NC, 28001
  • Cambria Mortgage is a boutique Brokerage with offices in North Carolina and Texas. We market exclusively by referral -- our focus being on exceeding all stakeholder expectations and developing client advocates for our services.With a keen focus on customer care, communications and effective technology
  • Fastbreak Mortgage Brokers
  • 2126 E Edgewood Dr, Suite 3-4, Lakeland, FL, 33803
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan