Explore the differences! FHA VS Conventional loan programs in Napili-Honokowai, Maui County, Hawaii

In 2025, the loan limit for a Conventional mortgage in Napili-Honokowai, part of Maui county in HI, is $1,089,300, whereas the FHA limit for a single-family home stands at $977,500.

The Lendersa® Conventional loan calculator aids you in comparing the current top rates among Conventional, FHA, and USDA options, helping determine the income, credit, reserve requirements, and necessary documentation for qualification. With our advanced mortgage calculator, compare Conforming Conventional loans alongside USDA, FHA, and VA options, helping you choose the best program for your specific financial situation in HI.

Discover loan offers from a broad selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in Napili-Honokowai, Maui, HI

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $977,500 3.5%

This table pertains to zip codes: 96761

Conventional and FHA Loan Choices in Napili-Honokowai, HI

The mission of Lendersa® is to efficiently connect you with the optimal Conventional, USDA, or FHA loan options, without any hassle. Choose from one of these three starting points to find matching lenders and suitable loan programs:

Results from Lendersa USDA loan requests


  • Inspired Waves Home Loans LLC
  • Lotus Path, Clearwater, FL, 33756
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Homestead Lending
  • 1253 Park Street, Suite UE8,, Clearwater, FL, 33756
  • Homestead Funding Corp. is a multi-state licensed mortgage banker. In operation since 1995, our corporate headquarters is located in Albany, New York. We have tens of thousands of satisfied customers, originated billions of dollars in residential mortgage loans, and maintained a reputation for exceptional service, honesty, integrity
  • Choice Real Estate Funding, LLC
  • 551 South Duncan Avenue, Clearwater, FL, 33756
  • Choice Real Estate Funding, LLC is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Florida. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
  • The Mars National Bank
  • 145 Grand Avenue, Mars, PA, 16046
  • Founded in 1900, Mars Bank has invested and served the same communities in which we live. Primarily focused on Southern Butler, Eastern Beaver and Northern Allegheny counties, we are committed to this area and its communities. Mars Bank is committed to remaining a relationship driven, independent community bank which offers competitive products
  • First Choice Mortgage Services, Inc.
  • 1160 Dutilh Road, Suite 100, Mars, PA, 16046
  • First Choice Mortgage Services Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • CS Credit Union
  • 6519 CommScope Road, Catawba, NC, 28609
  • CS Credit Union was initially chartered in 1986 as MA/-COM Employees Credit Union, a spin-off from two previous credit unions, Siecor Credit Union & Superior Cable Credit Union. MA/-COM was established as the credit union for employees of family members of the forerunner of the present-day Select Employee Group, CommScope, Inc. of North Carolina.
  • C2 Financial Corporation Port Richey
  • 6710 Embassy Blvd, Suite 202, Port Richey, FL, 34668
  • C2 Financial Corporation is one of the nation’s largest mortgage brokers, home to over 700 loan originators. We have been ranked a Top 50 Mortgage Lender in the Scotsman Guide and employ several of Scotsman’s Top 500 loan originators in the country. In addition, we were recently ranked in the Top 20 Best Companies to Work
  • Flagler Mortgages Inc
  • 8601 Old Post Road, Port Richey, FL, 34668
  • The principle of this company has been in the Mortgage Industry for over 40 Years. We specialize in placing mortgages for self employed and people with minimal credit. Flagler Mortgages is a Full service mortgage broker. Programs available to suit all needs and profiles including FHA and VA. When the bank says no, call us.