FHA VS Conventional loan programs in 2025 for Napili-Honokowai, Maui County, Hawaii

In 2025, the loan limit for a Conventional mortgage in Napili-Honokowai, part of Maui county in HI, is $1,089,300, whereas the FHA limit for a single-family home stands at $977,500.

The Lendersa® Conventional loan calculator aids you in comparing the current top rates among Conventional, FHA, and USDA options, helping determine the income, credit, reserve requirements, and necessary documentation for qualification. With our advanced mortgage calculator, compare Conforming Conventional loans alongside USDA, FHA, and VA options, helping you choose the best program for your specific financial situation in HI.

Discover loan offers from a broad selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in Napili-Honokowai, Maui, HI

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $977,500 3.5%

This table pertains to zip codes: 96761

Conventional and FHA Loan Choices in Napili-Honokowai, HI

The mission of Lendersa® is to efficiently connect you with the optimal Conventional, USDA, or FHA loan options, without any hassle. Choose from one of these three starting points to find matching lenders and suitable loan programs:

Results from Lendersa USDA loan requests


  • American VA Loans Inc.
  • 20422 Beach Boulevard, Suite 105, Huntington Beach, CA, 92648
  • American VA Loans we know that finding the right home loan can be difficult. With literally thousands of lenders to choose from, borrowers can easily become overwhelmed. We strive to make the process easy, and will find you the best lender and rate possible. Paul Collier has worked as a mortgage loan originator for the past 8 years.
  • JT Enterprises
  • 2134 Main Street, Suite 240, Huntington Beach, CA, 92648
  • John Gillespie provides hands-on service and prompt answers for your home loan. He has been in business for over 30 years and is Broker/Owner of Pacific Coast Funding, a mortgage lender in Huntington Beach, California. Pacific Coast Funding is a one stop lender, providing purchase and refinance loans for investment units
  • Emerald Coast Investments
  • 18141 Beach Boulevard, Suite 370, Huntington Beach, CA, 92648
  • Emerald Coast Investments has been in the mortgage lending business for over 20 years. We have seen it all. We provide a custom mortgage financing experience. We are very “hands-on” with our clients. You are NOT handed off to a third person to complete your transaction. We can do Conventional, Jumbo, FHA, VA, REVERSE Mortgages,
  • Buywise Mortgage
  • 2130 Main Street, Suite 290, Huntington Beach, CA, 92648
  • BuyWise Mortgage, a California Mortgage Broker, has chosen to serve as a wholesale mortgage broker specifically to offer a wider range of customized mortgage solutions to solve sometimes complicated problems. Our mortgage automation technology delivers a streamlined mortgage process, which results in consistently lower interest rates.
  • Choice Services Group Inc.
  • 20422 Beach Boulevard, Suite 425, Huntington Beach, CA, 92648
  • Choice Services Group Inc Founder of the Ken and Lisa Malecki and loans are not just something we do. Loans are something we live as they produce life changes for our clients. Over 26 years and thousands of closed loans, we take each client one at a time and work with them hand in hand from start to finish.
  • Geneva Capital Network
  • 1720 Pacific Coast Highway, Suite 202, Huntington Beach, CA, 92648
  • Geneva Capital Network we believe in two guiding principals that give us a quality reputation and repeat business- Service and Integrity. We treat each loan as if it were our own. That's why we take the time to learn your needs and tailor a loan that works best for your financial situation. We keep you informed of every detail
  • Pacific One Lending and Real Estate
  • 18351 Beach Blvd Ste A, Huntington Beach, CA, 92648
  • Pacific One Lending Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • American Home Loans and Realty
  • 8356 Maxine Street, Pico Rivera, CA, 90660
  • American Home Loans and Realty is committed to honoring the privacy and security of its website visitors. We collect information to process your transactions and to help us provide a better level of service. We do not sell your information to anyone. We strive to protect the security and confidentiality of the information we collect.