FHA VS Conventional loan programs in Lahaina, Maui County, Hawaii

For the year 2025, the maximum allowed for a Conventional loan in Lahaina, located within Maui county, HI, is $1,089,300. Meanwhile, the FHA loan limit is $977,500 for single-family residences.

The Lendersa® Conventional loan calculator can be used to contrast the best current rates for Conventional, FHA, and USDA loans. Assess requirements like income, credit, and documentation needed to qualify. Our advanced mortgage comparison tool displays Conforming, USDA, FHA, and VA loans, side by side, to help you choose the best option in HI for your personal situation.

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2025 Loan Limits & Down Payment Requirements in Lahaina, Maui, HI

Loan Type Maximum Loan Down Payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $977,500 3.5%

The table data applies to zip codes: 96761

Exploring Conventional and FHA Loan Possibilities in Lahaina, HI

Lendersa® is committed to securing the most advantageous Conventional, USDA, or FHA loans swiftly and with ease. Pick one of three paths to connect with matching lenders and loan programs.

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  • TMP Financial Inc.
  • 30100 Crown Valley Parkway, Suite 11, Laguna Niguel, CA, 92677
  • TMP Financial Inc Mortgage Partner has been providing mortgage solutions to communities for over 20 years. Our professional team of experts will help you achieve your mortgage needs by offering world class service designed to get the job done. Whether you are purchasing a new home.
  • Lifetime Home Finance
  • 28661 Springfield Drive, Laguna Niguel, CA, 92677
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lyon Lending
  • 28202 Cabot Road, Suite 378, Laguna Niguel, CA, 92677
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Mortgage Grader
  • 23807 Aliso Creek Road, Suite 210, Laguna Niguel, CA, 92677
  • Mortgage Grader is an excellent source to find and fund your next home loan. Our President, Jeff Lazerson is also a Sunday columnist for the Orange County Register and has been educating the public for many years regarding the Mortgage Field. Jeff, along with his expert team of friendly Loan Officers
  • Sterling Pacific Mortgage and Real Estate Services Inc.
  • 27762 Forbes Road, Suite 12, Laguna Niguel, CA, 92677
  • At Sterling Pacific Mortgage, we are dedicated to providing you the best service available in the industry today. With a clear focus on standards of excellence, we are determined to make your home shopping and purchasing experience a very positive one. Keir Carney is the president and owner of Sterling Pacific Mortgage and Real Estate Services.
  • Purpose Funding Inc.
  • 27651 La Paz Road, Suite 200, Laguna Niguel, CA, 92677
  • Purpose Funding is a premium mortgage brokerage dedicated to providing affordable home loans for customers with various types of credit history. Whether you want a fixed rate mortgage, adjustable rate mortgage, a home equity loan, refinance, purchase, investment or debt consolidation, we have a loan for you with the best & lowest rates available.
  • Hayward Capital, Inc.
  • 28202 Cabot Road, Suite 300, Laguna Niguel, CA, 92677
  • Founded in 1989, Hayward Capital grew from a builder-based mortgage company to a consumer friendly mortgage operation. This family owned and operated company has funded over a billion dollars in loans. Since our clients only deal with principals of the company Hayward Capital is able to offer our clients unbeatable interest rates
  • True Point Lending
  • 28202 Cabot Road, Suite 300, Laguna Niguel, CA, 92677
  • If you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • JDR Mortgage
  • 30025 Alicia Pkwy, Suite 557, Laguna Niguel, CA, 92677
  • Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Private Loan Management
  • 30262 Crown Valley Pkwy B884, Laguna Niguel, CA, 92677
  • Private Loan Management started a loan company together in 1999 and it blossomed into something we could never have imagined. With that said, our experience is 2nd to none. With over 1.5 Billion in loan closings and over 5,000 units, we have certainly done our fair share of underwriting and investing.
  • VIEIRA MORTGAGE TEAM
  • 100 PACIFICA, Suite 100, Irvine, CA, 92618
  • The Vieira Mortgage Team is a group of highly skilled professionals that have served over 7, 000 clients ranging from first time home buyers to seasoned real estate investors. Our team delivers the most intimate mortgage experience one can find. Dedicated to giving a top-notch purchase or refinance experience,
  • UFF West Funding Corp
  • 18881 Von Karman Ave, 11th FL, Irvine, CA, 92618
  • We provide our partners the individualized service from submission through funding by having a dedicated team of employees at every milestone of the transaction. The core of this team has a working relationship of 10 or more years together. If practice makes perfect get ready to experience perfection