For the year 2026, the maximum allowed for a Conventional loan in Lahaina, located within Maui county, HI, is $1,089,300. Meanwhile, the FHA loan limit is $977,500 for single-family residences.
The Lendersa® Conventional loan calculator can be used to contrast the best current rates for Conventional, FHA, and USDA loans. Assess requirements like income, credit, and documentation needed to qualify. Our advanced mortgage comparison tool displays Conforming, USDA, FHA, and VA loans, side by side, to help you choose the best option in HI for your personal situation.
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| Loan Type | Maximum Loan | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $725,000 | 0% |
| FHA | $977,500 | 3.5% |
The table data applies to zip codes: 96761
Lendersa® is committed to securing the most advantageous Conventional, USDA, or FHA loans swiftly and with ease. Pick one of three paths to connect with matching lenders and loan programs.
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