FHA VS Conventional loan programs in 2026 for East-Honolulu, Honolulu County, Hawaii
In 2026, the loan limit for Conventional loans in East-Honolulu, Honolulu County, HI is set at $970,800. Meanwhile, the FHA limit for a single-family home is $747,500.
Use the Lendersa® Conventional loan calculator to evaluate and compare today's most competitive rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans, guiding you in selecting the best program for your financial circumstances in HI.
2026 Loan Limits and Down Payment Requirements in East-Honolulu, Honolulu County, HI
Loan Type
Maximum Limit
Minimal Down Payment
Conventional Conforming
$970,800
3%
USDA
$576,800
0%
FHA
$747,500
3.5%
This data applies to zip codes: 96821
Conventional and FHA Loan Choices in East-Honolulu, HI
Lendersa® is committed to helping you secure the best available Conventional, USDA, or FHA loan swiftly and effortlessly. Choose one of three starting paths to connect with matching lenders and loan programs.
Island Pacific HomeLoans, LLC, strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance and We offer conforming, Jumbo, VA, FHA and USDA loan programs. We also offer loan programs for first time home buyers.
3615 Harding Avenue, Suite 101, Honolulu, HI, 96816
Lends in Hawaii
Primary Residential Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry and can help you reach your short- and long-term goals.Our local specialists have the resources of a huge national mortgage company.
Paradise Home Mortgage LLC we help you take full advantage of multiple lenders competing for your business to negotiate the lowest rate at the lowest cost which can save you tens of thousands of dollars in interest & fees! Due to the fact that we represent a large number of clients,we are able to offer wholesale pricing that is often not available.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
6700 Kalanianaole Hwy, Suite 215, Honolulu, HI, 96825
Lends in Hawaii
At Hawaii Mortgage Experts, our mission is to simplify the mortgage process for you while offering you the best possible mortgage. We listen to your specific needs and custom tailor the mortgage solution that best suits your financial goals. In today’s market, it’s especially important to partner with the Mortgage.
The Hawaii Law Enforcement Federal Credit Union was originally formed in 1937 as the Honolulu Police Federal Credit Union by a group of police officers. The goal was to create a financial institution to serve the unique financial needs of the employees of the Honolulu Police Department.
· Ultra Low “Wholesale Mortgage Rates” for Refinances and Purchases! · Over 200 1st Party 5 Star Online Reviews! · Company and Head Broker vetted by Hawaii's Channel 2 TV News and named “The Local Mortgage Expert” · Expertise.com AWARD FOR BEST OF BEST BROKER in California & Hawaii! · A+ Rated and Accredited with the Better Business Bur
1888 Kalakaua Avenue, Suite C312, Kailua, HI, 96815
Lends in Hawaii
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages. We are based in Hawaii, and concentrate on Hawaii only. Broker support available 8am to 8pm. Company updates on current and future compliance issues
Oahu Federal Credit Union strives to deliver the best service possible to our most important asset - our members. Qualified members may join Oahu Federal Credit Union by visiting our office located at 2219 Pauoa Road in Honolulu.
The mission of a credit union is to provide and promote the use of a variety of financial services
770 Kapiolani Blvd, Suite 514, Honolulu, HI, 96813
Lends in Hawaii
Hawaiian Electric Employees Federal Credit Union – a not for profit, financial cooperative. It was in the spirit of “people helping people” that the Credit Union was founded in 1937, by 15 employees of Hawaiian Electric Company who pooled together $70 of their money. Today, that same spirit of “people helping people” has grown to serve
