Explore the differences! FHA VS Conventional loan programs in Quincy, Adams County, Illinois
In the year 2025, the Conventional loan limit for Quincy in Adams county of IL is $726,200. Meanwhile, the FHA limit for a single-family property is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans, assessing the needed income, credit, reserves, and documentation. Our advanced calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side to assist in selecting the best program in IL for your unique financial needs.
Loan limits and down payment requirements for 2025 in Quincy, Adams, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 62301, 62305
Options for Conventional and FHA loans in Quincy, IL
The Lendersa® goal is to swiftly secure the most suitable Conventional, USDA, or FHA loan for you with minimal hassle. Choose from three starting points to identify matching lenders and loan programs.
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