FHA VS Conventional loan in Quincy, Adams County, Illinois
In the year 2026, the Conventional loan limit for Quincy in Adams county of IL is $726,200. Meanwhile, the FHA limit for a single-family property is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans, assessing the needed income, credit, reserves, and documentation. Our advanced calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side to assist in selecting the best program in IL for your unique financial needs.
Loan limits and down payment requirements for 2026 in Quincy, Adams, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 62301
Options for Conventional and FHA loans in Quincy, IL
The Lendersa® goal is to swiftly secure the most suitable Conventional, USDA, or FHA loan for you with minimal hassle. Choose from three starting points to identify matching lenders and loan programs.
Members First is a full service financial institution located in Quincy, IL. Liking our page gives you instant access to current events, promotions, and ready to launch products Members First is committed to the "People Helping People" philosophy, providing our community with safe, affordable, relevant financial services.
Mercantile Bank was founded by local businessmen in Quincy, Illinois in 1906 and became part of United Community Bancorp, Inc. in 2013. Today, Mercantile, as United Community Bank, continues the tradition established a century ago of serving and supporting the financial needs of individuals, families, businesses, and organizations
Farmers State Bank of Camp Point was founded in 1921. Originally located at 201 Jefferson Street, our current facility was built in 1974 at 206 E Wood St. in Camp Point, Illinois. In 2016, FSBCP joined United Community Bank and now serves customers throughout Central Illinois and Northeast Missouri
Marine Bank & Trust was founded as Marine Trust Company of Carthage in 1932. Originally located at 500 Wabash Ave in Carthage, Illinois, today, Marine Bank & Trust has three locations in Carthage, Hamilton, and Augusta, Illinois. In 2010, Marine Bank & Trust became part of United Community Bancorp, Inc.
