FHA VS Conventional loan programs in 2025 for Paducah, McCracken County, Kentucky

In the year 2025, the conventional loan limit in Paducah, located in the county of McCracken, KY, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.

The Lendersa® Conventional loan calculator is designed to help you compare today's best rates on Conventional vs. FHA vs. USDA loans, determining the income, credit, reserves, and documents necessary for qualification. Utilize our advanced mortgage tool to view Conforming Conventional loans alongside USDA, FHA, and VA options, which aids in choosing the best program for your specific financial situation in KY.

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Loan limits and downpayment requirements for 2025 in Paducah, McCracken, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 42003, 42001, 42002

Variety of Conventional and FHA loan options in Paducah, KY

Lendersa® is committed to securing the optimal Conventional, USDA, or FHA loan for you promptly and without unnecessary hassle. Choose from three initial pathways to align with matching lenders and loan programs that suit your needs.

USDA loan requests and matching results at Lendersa


  • Affinity Mortgage Group, Inc.
  • 325 E. Hillcrest Drive, Suite 195, Thousand Oaks, CA, 91360
  • Affinity Mortgage Group was established in 1996 and started as a boutique mortgage practice but over the years found there was a much larger need. We have now evolved into a total financial services company offering Mortgage Planning, Debt Management, Asset Protection and Wealth Preservation,
  • Summit Financial Network inc.
  • 99 Long Court, Suite 101, Thousand Oaks, CA, 91360
  • Summit Mortgage and Investment Company is a financial services organization. We provide individuals, businesses and organizations with expert real estate advice and services including real estate lending, real estate brokerage, property management and investment. Summit is committed to helping our clients.
  • Jay Kunkle - RPM Mortgage
  • 100 East Thousand Oaks Blvd Thousand, Thousand Oaks, CA, 91360
  • MLD Mortgage Inc. dba The Money Store® is a direct mortgage lender that is headquartered in Florham Park, NJ. The Money Store® has been a trusted mortgage brand for over 40 years.The Money Store® offers mortgage solutions for all ages and financial situations from young borrowers to senior borrowers.
  • San Joaquin Valley Mortgage
  • 8501 Camino Media, Suite 400, Bakersfield, CA, 93311
  • We're a local company providing mortgage loan products fit to your individual needs. We have a variety of different loans available, and have something for everyone! We can complete your FHA, conventional, VA, or private money loan transaction quickly, and we make the process easy!
  • Level One Financial
  • 1620 Mill Rock Way, Suite 100, Bakersfield, CA, 93311
  • We are a mortgage broker located in Bakersfield, CA. As a mortgage broker, we work with many different lenders which allows us to give you the most competitive rates & many different loan programs to tailor your specific needs.Our Integrity radiates through maintaining high standards, sticking to our word & providing a culture of honesty & hard wor
  • Glick Mortgage Group
  • 4353 Park Terrace Dr, Suite 100, Westlake Village, CA, 91361
  • Michael Glick is the professional you want on your team – whether you are purchasing your first home or refinancing. When your most valuable investment, your home matters.…Michael's experience and reputation will not let you down. Michael has assisted families with their first home purchase to their dream home
  • HMS Capital Funding
  • 2835 Townsgate Rd, Suite 101, Westlake Village, CA, 91361
  • At HMS Capital Funding, we’re here to help you with mortgage and refinance processes that can otherwise feel like too much to handle without proper information and guidance. At HMS Capital Funding, we offer personalized service no matter what size your loan is. Our experts will guide you through the loan process, get you the best rates possible
  • CSMC Mortgage
  • 4353 Park Terrace Drive, Suite 100, Westlake Village, CA, 91361
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage team will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • First Rate Financial Group
  • 3027 Townsgate Rd, Suite 110, Westlake Village, CA, 91361
  • Our goal is to create a “Client for Life.”​ We pride ourselves in offering astute financial advice and the highest level of customer service. We make the process of purchasing or refinancing your loan as simple and worry-free as possible. First Rate Financial is a leading lender located in Westlake Village, CA, in the heart of the Conejo Valley.
  • Jeff Baum Loans
  • 4353 Park Terrace Dr, Suite 100, Westlake Village, CA, 91361
  • Jeff Baum, with Customer Service Mortgage Corp (CSMC), treats you with the respect due an esteemed customer, and provides each customer the personal attention they deserve. After 20 Years in the Mortgage Lending industry Jeff has seen just about everything. With his years of experience.
  • Westlake Mortgage Group
  • 2629 Townsgate Road, Suite 100, Westlake Village, CA, 91361
  • We specialize in Fast Funding transactions. Contact us for more information. Westlake Mortgage Group in Westlake Village, California As a Full Service Mortgage Broker we offer all types of Loan Financing option. Some of which include, conventional, FHA & VA. Contact one of our Professionals for more information
  • Strategic Home Loans Inc.
  • 30721 Russell Ranch Rd, Westlake Village, CA, 91361
  • Strategic Home Loans Our ultimate goal is to have each and every client of Strategic Home Loans become our loudest and only advertisement. This means that you strongly advise all of your friends and relatives to trust us in handling their financial needs with confidence, knowing that you are doing them a favor by referring them to us.