FHA VS Conventional loan programs in 2026 for Buckner, Oldham County, Kentucky

In 2026, the conventional loan limit for Buckner, located in the county of Oldham, KY, is set at $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to explore today's best rates among Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents needed for eligibility. This advanced calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in choosing the best program in KY for your financial requirements.

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2026 Loan Limits and Down Payment Requirements in Buckner, Oldham County, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table pertains to the following zip codes: 40031

Explore Conventional and FHA Loan Options in Buckner, KY

At Lendersa®, our goal is to promptly provide you with the best possible Conventional, USDA, or FHA loan without hassle. Begin by selecting one of three pathways that help identify matching lenders and suitable loan programs.

Results for Lendersa USDA loan requests


  • VIP Mortgage Inc.
  • 92 Piazza Lane Ste. 100, Colleyville, TX, 76034
  • VIP Mortgage Inc. we consistently surpass customer expectations regarding our service and experience. We offer a complete array of mortgage loan products with Conventional, FHA and VA programs from a variety of investors. and we have Jumbo loans and other non-conforming mortgage loan services

  • Atlantic Mortgage & Finance Corporation
  • 94 Main Street, Wakefield, RI, 02879
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • 5Point credit union
  • 3700 Skyline Drive, Nederland, TX, 77627
  • In 1935, 5Point was born as a credit union intended to support the men and women who worked for The Texas Company. What started as a small community endeavor with 57 members and $247 in total savings has grown in ways its founders could not have imagined. Today, 5Point is one of the largest independent not-for-profit financial institutions.

  • MSA Mortgage, LLC
  • 18 Mad River Green, Waitsfield, VT, 05673
  • The MSA Mortgage Team is committed to providing clients with high quality experience combined with low mortgage rates. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage bankers can help make your dreams come true.

  • Homestead Mortgage
  • 8155 Gladys Ave, Suite 100, Beaumont, TX, 77706
  • Homestead Mortgage was founded in 1997 by Dave Faul. Faul was interested in a more personal, hands-on approach for clients to help achieve the best home loan experience. Homestead Mortgage has been serving the Golden Triangle and Texas, for the past 20 years. Our years of experience has lead us to provide a better experience for our clients

  • Absolute Mortgage Solutions LLC
  • 680 St. Clair Street, Suite 360171, Melbourne, FL, 32936
  • Kristine is the President at Absolute Mortgage Solutions, LLC., where she is very hands on in the day-to-day operation of the company. Kristine personally processes her applications from start to finish. Including purchases, refinances and educating her clients about their financing options. Kristine works with numerous real estate offices.

  • Fort Worth Community Credit Union
  • 1905 Forest Ridge Drive, Bedford, TX, 76021
  • FTWCCU is not-for-profit and exists to provide a safe, convenient place for members to save money and receive loans at reasonable rates. At FTWCCU, we believe that meeting the needs of our member-owners, our employees, and the community is fundamental to fulfilling our mission, which states: To be the best choice for friendly and competitive.

  • Efinity Mortgage
  • 1901 Central Drive, Suite 612, Bedford, TX, 76021
  • The Efinity Group family is focused on Changing The Way Consumers view Financial Services. As a privately held firm, our staff is not beholden to sell or push a single line of products. Whether seeking home or auto insurance, seeking financial planning or needing to finance a home,

  • Worcester Fire Dept Credit Union
  • 34 Glennie Street, Worcester, MA, 01605
  • Firefighters of the City of Worcester have benefited from a long and rich history of member service. It has evolved over the years from a "savings and loan" business to a full service financial institution.When you become a member of the Worcester Fire Deptartment Credit Union, you also become an owner. We will continue through sound investments

  • Capital Biz Solutions, Inc
  • 474 Grove St, Worcester, MA, 01605
  • Our main objective is to help companies acquire the capital they need to grow their business on their terms. We will guide you through the process and outline the lending parameters. It is our job to insure you’re well informed, and there are no surprises. It is our pledge to provide you with the best business lending available.

  • The Farmers Bank of Appomattox
  • 31 West Main Street, Carnegie, OK, 73015
  • Established in 1905, we have been serving Oklahoma for over 100 years! Locally owned and operated we support the community in many areas!

    Under new management since 2020.

    To operate in a safe and sound manner while understanding we have a fiduciary responsibility to all of our depositors.