FHA VS Conventional loan in Buckner, Oldham County, Kentucky

In 2026, the conventional loan limit for Buckner, located in the county of Oldham, KY, is set at $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to explore today's best rates among Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents needed for eligibility. This advanced calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in choosing the best program in KY for your financial requirements.

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2026 Loan Limits and Down Payment Requirements in Buckner, Oldham County, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table pertains to the following zip codes: 40031

Explore Conventional and FHA Loan Options in Buckner, KY

At Lendersa®, our goal is to promptly provide you with the best possible Conventional, USDA, or FHA loan without hassle. Begin by selecting one of three pathways that help identify matching lenders and suitable loan programs.

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Buckner Lenders

  • Integra Mortgage Group LLC
  • 102 McMakin Drive, La Grange, KY, 40031
  • Lends in Kentucky
  • Integra Mortgage Group of Louisville, LaGrange and Crestwood, Kentucky has been committed to providing our customers with the highest quality of service and the lowest mortgage loan rates available since 1997. Our goal is simple: To make the mortgage loan process as convenient and hassle-free as possible to our customers.

  • Parkside Mortgage LLC
  • 5948 Timber Ridge Drive, Suite 202, Prospect, KY, 40059
  • Lends in Kentucky
  • Parkside Mortgage is an independent mortgage company licensed in KY, IN, TN, and FL. Our efficient business model allows us to offer rates below the national average while providing above-average service. Specialized loan products are available that you won’t find at the typical big-box lender or bank.

  • United Mortgage Lending Corp
  • 9850 Von Allmen Court, Suite 201, Louisville, KY, 40241
  • Lends in Kentucky
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • MILESTONE LENDING
  • 9850 Von Allmen Ct, Suite 201, Louisville, KY, 40241
  • Lends in Kentucky
  • Purchasing a home is one of the biggest financial decisions an individual or a family will ever make. Homeownership is often thought to be an essential ingredient of the “American Dream". At Milestone Lending we believe that homeownership is a commitment to strengthening families, communities, and promoting good citizenship.

  • Rural Cooperatives Credit Union, Inc.
  • 1630 Lyndon Farm Court, Suite 201, Louisville, KY, 40223
  • Lends in Kentucky
  • The Rural Cooperatives Credit Union is a member-owned, federally insured financial institution. Our mission is to assist member-owners in realizing personal financial success by providing competitive, value-oriented products and services delivered with excellent member service and convenience.

  • KIT Federal Credit Union
  • 9711 Linn Station Road, Louisville, KY, 40223
  • Lends in Kentucky
  • KIT Federal Credit Union ("KIT") is a member-owned, not-for-profit financial institution that exists to provide superior financial products to our member-owners and their families. KIT was chartered in 1965 with the field of membership of the employees of A&P grocery stores located in Kentucky, Indiana, and Tennessee. We began in a one-room office.

  • Advanz Credit Union
  • 9600 Ormsby Station Road, Louisville, KY, 40223
  • Lends in Kentucky
  • Originally chartered in 1969 as a credit union to serve the Jefferson County Police and then the employees of Jefferson County Government, we became Jefferson County Federal Credit Union, serving the employees of the Louisville - Jefferson County Metro Government as well as the employees.

  • Pathway Mortgage LLC
  • 10351 Linn Station Rd, Louisville, KY, 40223
  • Lends in Kentucky
  • Pathway Mortgage LLC works diligently to provide a concierge experience to our clients. Pathway is also dedicated to making sure our clients always receive the most current and accurate advice by hiring most talented and motivated mortgage loan officers in the business that Pathway Mortgage LLC strives to make you a client for life.