Explore the differences! FHA VS Conventional loan programs in Simpsonville, Shelby County, Kentucky
In 2026, the conventional loan limit for Simpsonville, Shelby county in KY is $726,200, whereas the FHA limit for a single-family home is $472,030.
The Lendersa® Conventional loan calculator allows you to compare today's best rates for Conventional, FHA, and USDA loans. It helps determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, assisting in selecting the best program in KY for your financial situation.
2026 Loan Limits and Down Payment Requirements in Simpsonville, Shelby County, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the zip codes: 40067
Options for Conventional and FHA Loans in Simpsonville, KY
Lendersa® aims to find you the best Conventional, USDA, or FHA loan efficiently and hassle-free. Start with any of three approaches to connect with matching lenders and loan programs.
12700 Townepark Way, Suite 317, Louisville, KY, 40243
Lends in Kentucky
L3 Home Lending Provide your Realtor with the specifics of what you are looking for and then enjoy the hunt! Once you find what you are looking for, you and your licensed Realtor will put together a formal contract to the Seller and provide Earnest Money and We have access to financing options for just about any situation. From first-time buyers.
11408 Shelbyville Rd, Suite 3, Louisville, KY, 40243
Lends in Kentucky
At 1st Look Mortgage, we take a consultative approach to the mortgage loan process by customizing each home financing solution to ensure our customers achieve their home financing needs and goals. Any Loan Officer can provide a loan; our mission is to get you the right loan! We have a great deal of experience working with all types of borrower.
913 Lily Creek Road, Suite 201, Louisville, KY, 40243
Lends in Kentucky
Our mortgage bankers know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline .
916 lily Creek Road, Suite 201, Louisville, KY, 40243
Lends in Kentucky
Buying a home is one of the most important decisions you’ll ever make. Why go through the process with a mortgage company that makes you feel like a number? Old Colonial Mortgage is a company founded on the idea that the mortgage business is an inherently personal businessone built on relationships and trust.
918 Lily Creek Road, Suite 202, Louisville, KY, 40243
Lends in Kentucky
"We are a mortgage lender dedicated to treating each and every client the “Fair Way”.
We believe in creating an individual experience for all of our clients to ensure that their home financing needs are met, and far exceed the industry standard when it comes to product knowledge, professionalism, and good old fashioned hard work"
Established in 2000, First Commonwealth Mortgage specializes in tailoring individual mortgage programs to meet specific borrower needs. It’s our goal to make financing your home as easy as possible through our commitment to superior customer service, highly-trained & licensed mortgage bankers, and wide-range of products and services.
From the beginning our primary focus here at Broker House Lending has been to be the “go to source” when shoppers are searching online for quality Louisville Mortgage Brokers.We seek to accomplish this through a “relationship building first” philosophy with our clients.We believe that following this practice has allowed us to grow steadily.
9204 Taylorsville Rd, Suite 214, Louisville, KY, 40299
Lends in Kentucky
We are Brokers. Not married to 1 specific bank or product line. We work with wholesale lenders nationwide. The general public doesn't have access to these lenders. You must be a wholesale broker. Lucky for you, we are. We consistently get clients the best mortgages available. We are committed to making getting a mortgage easy.
1500 Envoy Circle, Suite 1508, Louisville, KY, 40299
Lends in Kentucky
Robinson Mortgage Group's Mission is to provide residential mortgage services in Kentucky with openness, reliability, and resourcefulness. As a professional agency, Robinson Mortgage Group strives to know more about our vocation than the competition, while educating and enriching others.
