FHA VS Conventional loan programs in Simpsonville, Shelby County, Kentucky

In 2025, Convetional loan limit in Simpsonville, county of Shelby, KY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in KY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Simpsonville, county of Shelby, KY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 40067

Conventional and FHA loan options in Simpsonville, KY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Liberty Bank, Inc.
  • 326 South 500 East, Salt Lake City, UT, 84102
  • Since 1956, Liberty Bank has been supporting small businesses and homeowners in the Salt Lake City area. We believe in offering excellent customer service, home loans, and competitive CD rates and Our bank also supports the local community by working with several local groups, such as the Salt Lake Rotary Club.
  • Ridgeline Federal Credit Union
  • 564 East 300 South, Salt Lake City, UT, 84102
  • Ridgeline Federal Credit Union (formerly known as Utah Federal Credit Union) has been open since 1951. The credit union has assets totaling $27.49 Million and provides banking services to more than 2, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans
  • Mortgage America, LC
  • 699 E. South Temple, Suite 140, Salt Lake City, UT, 84102
  • Mortgage America, LC offer a wide array of conventional mortgage loan products. Jennifer Berard has functioned as the Owner Lending Manager since our inception. Our committment is to exceptional customer service with 20+ years combined experience in the mortgage industry while providing the lowest interest rates available at reasonable costs.
  • Black Square
  • 807 E. South Temple, Salt Lake City, UT, 84102
  • Black Square was founded in 2009 to fill financial gaps in the real estate marketplace resulting from the collapse of the global financial markets. The principals of Black Square have in depth experience gained from purchasing, rehabilitating, renting and selling 1000's of single family homes for over 35 years.
  • Black Square
  • 807 E South Temple Suite 200, Salt Lake City, CA, 84102
  • Black Square was founded in 2009 to fill financial gaps in the real estate marketplace resulting from the collapse of the global financial markets. The principals of Black Square have in depth experience gained from purchasing, rehabilitating, renting and selling 1000's of single family homes for over 35 years
  • Zions Bank
  • 1 S Main St, Salt Lake City, UT, 84133
  • Zions Bank isn't just a Bank. We're part of your community, your next door neighbor, with more than 140 years of history behind every transaction and community investment. We offer access to ATMs throughout Utah, Idaho, and eight other states. We provide financial resources, wealth management solutions, mortgage services, and more
  • Integrity Lending.LLC
  • 825 North 300 West, Suite C423, Salt Lake City, UT, 84103
  • At Integrity Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Blue Coral Financial Inc
  • 735 East 9000 South, Suite 201, Sandy, UT, 84094
  • Blue Coral Financial is a full-service Utah home mortgage company based in Sandy, Utah. Whether you are buying a home and need a home mortgage loan, or want to refinance your home, we are here to help you save time, stress and money. We specialize in all types of home mortgage financing, focusing particularly on Housing loans, FHA loans, VA loans.
  • CINCH HOME LOANS
  • 10708 S 1300 E, Ste 105, Sandy, UT, 84094
  • Cinch Home Loans is a team of highly qualified mortgage professionals licensed as Mortgage Loan Originators. Our idea is simple: If your loan is a cinch, then don’t overpay.Specifically, we specialize in providing affordable mortgage origination service for customers of owner-occupied properties with good credit.
  • Independence Bank
  • 435 3rd Street, Havre, MT, 59501
  • Independence Bank, formerly known as First Security Bank, was founded in 1972 by a group of Havre business owners who saw a need for a community bank. The headquarters opened at its present Fifth Avenue location in March 1973. Since that time we have acquired branches in Poplar, Scobey, Malta and Glasgow. Building on our success
  • Simply Home Mortgage
  • 11925 S. 700 E, Draper, UT, 84020
  • We are a mortgage broker focused on finding lending solutions to the unique needs of our clients. We are proud to be known as the company that people can trust in the home loan industry. We offer loan products from over a dozen lenders, which allows us to competitively shop for the best solutions in behalf our clients.