FHA VS Conventional loan programs in La-Grange, Oldham County, Kentucky
In 2026, the conventional loan cap in La-Grange, Oldham county, KY is $647,200, with the FHA limit at $420,680 for a single-family residence.
Utilize the Lendersa® Conventional loan calculator to assess today's best rates among Conventional, FHA, and USDA loans, and to determine the necessary income, credit, and reserves to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision about the best program in KY for your financial needs.
2026 Loan Limits and Down Payment Information in La-Grange, Oldham County, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The table is applicable to these zip codes: 40031
Options for Conventional and FHA Loans in La-Grange, KY
Lendersa® aims to quickly provide the best possible Conventional, USDA, or FHA loans, free of hassle. Choose one of three starting points to match with appropriate lenders and available loan programs.
Integra Mortgage Group of Louisville, LaGrange and Crestwood, Kentucky has been committed to providing our customers with the highest quality of service and the lowest mortgage loan rates available since 1997. Our goal is simple: To make the mortgage loan process as convenient and hassle-free as possible to our customers.
5948 Timber Ridge Drive, Suite 202, Prospect, KY, 40059
Lends in Kentucky
Parkside Mortgage is an independent mortgage company licensed in KY, IN, TN, and FL. Our efficient business model allows us to offer rates below the national average while providing above-average service. Specialized loan products are available that you won’t find at the typical big-box lender or bank.
9850 Von Allmen Court, Suite 201, Louisville, KY, 40241
Lends in Kentucky
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
9850 Von Allmen Ct, Suite 201, Louisville, KY, 40241
Lends in Kentucky
Purchasing a home is one of the biggest financial decisions an individual or a family will ever make. Homeownership is often thought to be an essential ingredient of the “American Dream". At Milestone Lending we believe that homeownership is a commitment to strengthening families, communities, and promoting good citizenship.
1630 Lyndon Farm Court, Suite 201, Louisville, KY, 40223
Lends in Kentucky
The Rural Cooperatives Credit Union is a member-owned, federally insured financial institution. Our mission is to assist member-owners in realizing personal financial success by providing competitive, value-oriented products and services delivered with excellent member service and convenience.
KIT Federal Credit Union ("KIT") is a member-owned, not-for-profit financial institution that exists to provide superior financial products to our member-owners and their families. KIT was chartered in 1965 with the field of membership of the employees of A&P grocery stores located in Kentucky, Indiana, and Tennessee. We began in a one-room office.
Originally chartered in 1969 as a credit union to serve the Jefferson County Police and then the employees of Jefferson County Government, we became Jefferson County Federal Credit Union, serving the employees of the Louisville - Jefferson County Metro Government as well as the employees.
Pathway Mortgage LLC works diligently to provide a concierge experience to our clients. Pathway is also dedicated to making sure our clients always receive the most current and accurate advice by hiring most talented and motivated mortgage loan officers in the business that Pathway Mortgage LLC strives to make you a client for life.
