Explore the differences! FHA VS Conventional loan programs in La-Grange, Oldham County, Kentucky

In 2025, the conventional loan cap in La-Grange, Oldham county, KY is $647,200, with the FHA limit at $420,680 for a single-family residence.

Utilize the Lendersa® Conventional loan calculator to assess today's best rates among Conventional, FHA, and USDA loans, and to determine the necessary income, credit, and reserves to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision about the best program in KY for your financial needs.

Check 100 lenders for loan offers

2025 Loan Limits and Down Payment Information in La-Grange, Oldham County, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The table is applicable to these zip codes: 40031

Options for Conventional and FHA Loans in La-Grange, KY

Lendersa® aims to quickly provide the best possible Conventional, USDA, or FHA loans, free of hassle. Choose one of three starting points to match with appropriate lenders and available loan programs.

Lendersa USDA loan request results


  • Not So Hard Money
  • 935 E. Main Street, Ste 102, Mesa, AZ, 85203
  • We make Hard Money loans Not So Hard Money®​ by bringing lower rates and fees to our niche in ways that other organizations can't or won't do. We take your loan requests with earnest consideration, in an effort to provide the funding you need. Serving the Commercial Real Estate Equity loan marketplace, we provide both direct lending
  • Lender Express Mortgage LLC
  • 1013 S. Stapley Dr, Mesa, AZ, 85204
  • Lender Express Mortgage We make sure that we have access to a wide spectrum of cutting-edge mortgage products to make sure we can offer more options to our diverse customer base. Our portfolio of loan products include traditional products such as conventional, FHA, VA, USDA, jumbo loans, down payment assistance, non-QM and more
  • Starwest Mortgage Corporation
  • 1818 East Southern Avenue, Suite 15C, Mesa, AZ, 85204
  • Starwest has built a strong reputation since 2003 as an outstanding mortgage brokerage firm. An A+ member of the BBB, Starwest is serving the lending needs of current homeowners, real estate professionals, builders and individual homebuyers throughout the state. We’re a full service mortgage broker with a combined 24 years of experience
  • Echo Home Loans LLC
  • 1910 South Stapley Drive, Suite 221, Mesa, AZ, 85204
  • Echo Home Loans is a wholesale mortgage broker working with some of the best lenders in the Nation. This gives our mortgage experts the flexibility to find the best suited loan product for each individual clients needs.Echo Home Loans is currently licensed to broker in five states We are actively writing Conforming, FHA, VA, USDA and more.
  • Hard Money Loan Services
  • 916 E. Baseline Road, Suite 106, Mesa, AZ, 85204
  • HMLS is specialty lender providing mortgages for Arizona professionals who require rapid credit decisions, personal service, “common-sense” underwriting, and guaranteed, on-time funding. Its principals have been lending in Arizona since 1993, and built a reputation in the professional community by providing
  • Mortgage Pros Loan Lab
  • 4150 E Waterman Ct, Gilbert, AZ, 85297
  • Mortgage Pros Loan Lab is your one stop wholesale mortgage brokerage for the mortgage needs in Arizona and Colorado. Mortgage Pros was born from the over 30 years of combined experience in the mortgage industry of Sam Stockham and Anna Shurwin. wholesale mortgage brokerage for the mortgage needs in Arizona and Colorado.
  • Service First Mortgage Company
  • 3345 S. Val Vista Drive, Suite 105, Gilbert, AZ, 85297
  • Service First Mortgage was founded by CEO and President, Shawn Broussard, as a small mortgage brokerage firm with a hands-on-approach to meeting the needs of the consumer. Today, we are a full-service mortgage lending entity at the top of production and customer satisfaction in Texas and Arizona.
  • Arizona Hard Money Lenders
  • 7345 E Evans Rd Suite 4, Scottsdale, AZ, 85260
  • Arizona Hard Money Lenders simplifies real estate funding with unmatched speed and flexibility. Specializing in fast approvals, we cater to property flippers, builders, and equity seekers, offering customized solutions for over a decade. Trust us to deliver when others can't—closing deals in as little as 24 to 48 hours. Speak with Doug Daly for you
  • Kevin Leonard mortgage
  • 123 Example Rd, Scottsdale, AZ, 85260
  • Kevin Leonard entered into the mortgage business in 1997 and quickly rose to become the top producing loan officer in the country. Mr. Leonard prides himself in offering constant communication with his clients so that they have a full understanding of the loan process from start to finish