Explore the differences! FHA VS Conventional loan programs in Carrollton, Carroll County, Kentucky

In 2025, the conventional loan limit for Carrollton, located in the county of Carroll, KY, is $726,200. In comparison, the FHA limit for a single-family residence is $472,030.

Explore the Lendersa® Conventional loan calculator to evaluate today's best rates across Conventional, FHA, and USDA loans. This tool equips you to assess the necessary income, credit requirements, reserves, and documents for qualification. Our advanced mortgage calculator facilitates side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, aiding you in finding the most fitting program in KY for your unique financial situation.

Evaluate loan offers from 100 lenders

Loan limits & down payment requirements for 2025 in Carrollton, County of Carroll, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison chart is valid for these zip codes: 41008

Explore Conventional and FHA loan options in Carrollton, KY

The mission of Lendersa® is to swiftly provide you with the most favorable Conventional, USDA, or FHA loan without hassle. Choose from one of three starting roads which lead to the proper lenders and loan programs.

Lendersa USDA loan request and matching results


  • David Kilpatrick Financial LLC
  • 8000 Avalon Blvd, Suite 100, Alpharetta, GA, 30009
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • MILEND, INC
  • 8995 Westside Parkway, Alpharetta, GA, 30009
  • MiLEND, Inc. has served thousands of home buyers and homeowners by providing them with a common-sense approach to the mortgage business. Since 1995, the mission has provided the foundation for MiLEND, Inc. to grow as we aim to consistently keep our customer's and partner's lives simple when purchasing or refinancing a home.
  • CORNERSTONE MORTGAGE GROUP, LLC
  • 41 Marietta Street, Alpharetta, GA, 30009
  • Cornerstone Mortgage Group, LLC. is a full-service mortgage lending institution based in Atlanta, GA. We are committed to differentiating ourselves from our competition by offering Raving Fan" customer service and building our business based off referrals and word of mouth advertising.
  • Kindred Mortgage Group
  • 555 North Point Center, 4th Floor, Suite 491, Alpharetta, GA, 30022
  • Kindred Mortgage Group is a mortgage broker in Atlanta Georgia specializing in personalized mortgage planning and mortgage financing for the unique needs of homebuyers, investors, realtors, CPAs and financial advisors seeking optimized mortgage solutions for their individual and business goals. We provide a diverse range of mortgage loan products
  • SR Mortgage LLC
  • 1100 Sterling Brooke Drive, Alpharetta, GA, 30022
  • SR Mortgage LLC is a mortgage broker company serving the mortgage needs for people of Georgia. We offer the best product and solutions tailored to individuals' goals and needs. broker company serving the mortgage needs for people of Georgia. We offer the best product and solutions tailored
  • North Point Mortgage Advisors LLC
  • 1185 Seale Drive, Alpharetta, GA, 30022
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Summerfield Mortgage LLC
  • 3060 Kimball Bridge Road, Suite 155, Alpharetta, GA, 30022
  • Summerfield Mortgage, LLC is a young company with deep roots, founded on over 25 years of experience. We offer top service because we have your best interest at heart and also Mortgages made easy. Whether this is your first home purchase, refinance, a vacation home, or investment property.
  • Peachtree Home Loans LLC
  • 11380 Southbridge Parkway, Suite 227, Alpharetta, GA, 30022
  • Damian Warwick is a Mortgage Banker with over 24 years of experience in the financial services and mortgage industries. His financial experience includes running his own mortgage company and managing large financial institutions/banks, as well as midsize corporations. He prides himself in providing excellent customer service for his clients
  • iCapital Mortgage, LLC
  • 5755 N Point Pkwy, Suite 58, Alpharetta, GA, 30022
  • Crushing rates and beating other lender's turn times with personalized attention to detail to make the mortgage process as stress-free and quick as possible. Quick closings for both purchases and refinances. Loan products: Conventional, FHA, VA, USDA, Non-traditional recent foreclosure/bankruptcy
  • SANCTUARY HOME MORTGAGE LLC
  • 555 North Point Center East, 4th Floor, Office 479, Alpharetta, GA, 30022
  • Sanctuary Home Mortgage, a private, boutique mortgage firm local to Metro Atlanta, was founded in unique collaboration and strong partnership with Atlanta Fine Homes Sotheby’s International Realty. Our high-caliber mortgage professionals are trusted, award-winning individuals with 75 years of combined mortgage experience.
  • Safe Harbor Mortgage, llc
  • 4841 Stone Moss Path, Hoschton, GA, 30548
  • In 2012, after 15 years in the mortgage industry, Barb Bone stepped out to establish Safe Harbor Mortgage, a residential mortgage brokerage built upon three core values - professionalism, integrity, and a committment to personal service. In an industry often marked by companies chasing profits over the priorities of their customers
  • Platinum FCU
  • 2035 Sugarloaf Cir, Duluth, GA, 30097
  • Platinum Federal Credit Union was founded in December 1999 to serve the financial needs of Shia Imami Ismaili Community Members. we are among the fastest growing credit union.Our mission is to provide convenient sources of credit and other financial services to allow our members to accomplish their financial goals