FHA VS Conventional loan programs in 2025 for Prestonsburg, Floyd County, Kentucky

In 2025, the conventional loan limit for Prestonsburg, located in Floyd county, KY is $726,200, while the FHA limit for a single-family home is $472,030.

The Lendersa® Conventional loan calculator is designed to help you compare the best rates available today for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary for qualification. With our advanced tool, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the optimal program in KY that meets your financial requirements.

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2025 Loan Limits and Down Payment Information in Prestonsburg, Floyd County, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 41653, 41602

Conventional and FHA Loan Options in Prestonsburg, KY

The aim of Lendersa® is to quickly provide the best possible Conventional, USDA, or FHA loan without complication. Start by selecting one of three options leading to lenders and programs that match your needs.

Results for Lendersa USDA loan requests


  • Fiorella Giusti-Barrera | Haven Home Lending
  • 26 Bormio Ct, Danville, CA, 94526
  • Fiorella Giusti-Barrera is a Senior Loan Advisor she says that I am client-centered. I will hold your hand. I don't sell rates; I sell service. I will listen to understand your needs, both short term and long-term goals, then I will customize the loan options to fit your needs. I may show you how to pay off your mortgage early.
  • Persevere Lending
  • 600 San Ramon Valley Blvd, Suite 202, Danville, CA, 94526
  • Persevere Lending (PL) is a California Corporation, specializing in the brokerage of privately funded mortgage transactions for real estate in NC, primarily in the greater Bay Area. Trust Deed investing, also known as “private” or “hard” money, is a niche alternative investment vehicle which offers an attractive return with the security of a Deed.
  • Bay Area Mortgage Group
  • 425 El Pintado Road, Suite 134, Danville, CA, 94526
  • Bay Area Mortgage Group is a professional Mortgage Brokerage serving the entire SF Bay Area. Bay Area Mortgage Group is here to help you achieve your real estate financing goals. Buying or refinancing a home can be a stressful experience. Bay Area Mortgage Group is ready to help.
  • The Agency Finance
  • 696 San Ramon Valley Boulevard, Suite 226, Danville, CA, 94526
  • The Agency Real Estate and Finance is a full-service, real estate and mortgage brokerage representing clients for the California residential and commercial marketplace. We represent a broad spectrum of classes, including single-family residential, new development, commercial business, multi-family residential, residential leasing, and more
  • StoneCastle Land and Home Financial, Inc.
  • 380 Diablo Road, Suite 201, Danville, CA, 94526
  • Our team is committed to providing our clients with the highest quality of financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Saga Financial Group, Inc.
  • 425 El Pintado Road, Suite 145, Danville, CA, 94526
  • Saga Financial Group, Inc. was founded in 2018 in Danville, CA with the goal of helping people begin, continue, and realize the part of their saga involving home ownership. Whether a first time home buyer, a veteran investor, or someone simply seeking to update their financial situation to meet changing needs.
  • Bay Area Funding Group
  • 313 Sycamore Valley Rd, Danville, CA, 94526
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Private Mortgage Advisors - Burlingame
  • 390 Diablo Road, Suite 100, Danville, CA, 94526
  • Private Mortgage Advisors has grown quickly to be a top mortgage lender in the Greater San Francisco Bay area. Our mission is to continue to grow our success into one of the largest purchase money mortgage lenders in Northern California, by offering a large lender platform while still providing the customized
  • EQUIDY, Inc.
  • 600 SAN RAMON VALLEY BLVD STE 101, Danville, CA, 94526
  • "At Equidy borrowers are approved instantly and loans are funded by individual investors that are seeking secured investments with high returns (7-14%). Any investor can browse dozens of available listings that are qualified by Equidy and appraised to have a minimum of 30% equity as security."
  • Price Mortgage LLC
  • 3110 State Street, Medford, OR, 97503
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. As one of Oregons top Mortgage Brokers, we are dedicated to making sure your home purchase or refinance experience is second to none.
  • Platinum Investment Partners
  • 6155 Almaden Expressway, Suite 100, San Jose, CA, 95120
  • The Platinum Investment Partners, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution
  • Shining Star Funding
  • 6101 Bollinger Canyon Road, San Ramon, CA, 94583
  • Shining Star Funding is committed to providing extraordinary customer service by making our customers’ satisfaction the top priority. Shining Star Funding is also dedicated to delivering quality mortgage solutions that support you in Opening Doors to Home Ownership and also Shining Star Funding is a full service mortgage banker.