FHA VS Conventional loan programs in 2026 for Prestonsburg, Floyd County, Kentucky
In 2026, the conventional loan limit for Prestonsburg, located in Floyd county, KY is $726,200, while the FHA limit for a single-family home is $472,030.
The Lendersa® Conventional loan calculator is designed to help you compare the best rates available today for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary for qualification. With our advanced tool, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the optimal program in KY that meets your financial requirements.
2026 Loan Limits and Down Payment Information in Prestonsburg, Floyd County, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 41653
Conventional and FHA Loan Options in Prestonsburg, KY
The aim of Lendersa® is to quickly provide the best possible Conventional, USDA, or FHA loan without complication. Start by selecting one of three options leading to lenders and programs that match your needs.
At Citizens Bank of Kentucky we believe banking is an experience. We recognize you have a choice when it comes to selecting a banking partner. To our present customers, we are grateful for your business. Our pledge to you is that we will continually find ways to create more value for your banking relationships.
The Organizers of 1st Trust Bank decided to establish the Bank because of their belief in the value of customer service. Prior to 2004, some Hazard banks have been acquired by regional multi-bank holding companies headquartered outside of Hazard. In many cases, these acquisitions and consolidations have been accompanied by fee changes,
The Citizens Bank of Morehead, Kentucky was organized September 25, 1928; original organizers being H. Vanantwerp, E. E. Maggard, C. E. Dillon, Squire Hogge and Frank Havens.
The Citizens Bank was opened for business on Railroad Street, now First Street; across from the old C&O Train Depot.
At Morehead Community Federal Credit Union our members are owners, joined by the belief that we are investing in each other. We offer full-service banking with the goal to help members build a better financial future & we’ve been doing that since 1978
Morehead Community Federal Credit Union is the premier credit union of the Rowan County commu
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At EZ Mortgage Loans Inc., we'll assist you in obtaining the right loan for your rural home purchase. We will find a mortgage that's affordable and is a good match with your income, budget and home-ownership goals. Whether you are purchasing a property in Ohio or Kentucky, our experienced loan officers will guide you through the entire process.
Ashland Credit Union is a not-for-profit, member-owned, full-service financial institution that has been serving members throughout the United States since 1942.Ashland CU currently has four locations – a main headquarters in Ashland, KY, a public branch in Cottage Grove, MN, a private branch at Ashland Global Holdings in Dublin, OH.
