FHA VS Conventional loan programs in 2025 for Stanton, Powell County, Kentucky

In 2025, the conventional loan limit for Stanton, located in the county of Powell, KY, is $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.

Leverage the Lendersa® Conventional loan calculator to compare the best available rates for today's Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to examine Conforming Conventional loans alongside USDA, FHA, and VA options, aiding in selecting the most suitable program in KY for your financial needs.

Explore loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Stanton, County of Powell, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 40380

Explore Conventional and FHA Loan Options in Stanton, KY

The goal of Lendersa® is to provide you with the optimal Conventional, USDA, or FHA loan efficiently and without complexity. Start by choosing one of three pathways that will connect you with suitable lenders and loan programs.

Results of Lendersa's USDA loan requests and matches


  • Region Mortgage
  • 9111 Broadway, Suite H, Merrillville, IN, 46410
  • Region Mortgage specializes in Conventional, FHA, JUMBO, USDA, and VA financing. We custom tailor each loan program to make sure it is the right fit for our clients. We will walk you through the process to make sure you are informed along the way and have all of the adequate knowledge to select the right loan product for you and your family.
  • Franklin Johnstown Federal Credit Union
  • 310 Bloomfield Street, Johnstown, PA, 15904
  • The Franklin Johnstown Federal Credit Union is a Not-For-Profit, member owned, financial organization dedicated to becoming the primary financial institution for our members. We strive to provide the highest quality of personal attention while maintaining stability and growth. Franklin Johnstown Federal Credit Union has been open since 1950.
  • Midtown Home Mortgage LLC
  • 4221 Cass Avenue, Apartment 600, Detroit, MI, 48201
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to ensure each borrower becomes educated on the mortgage process and never feels left in the dark. Midtown Home Mortgage researches the best products on the market to provide our client’s the best deal possible
  • The Vista Team at Total Home Lending
  • 36887 Schoolcraft Rd, Livonia, MI, 48150
  • At Total Home Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Mortgages by Jack
  • 36139 Schoolcraft, Livonia, MI, 48150
  • Mortgages by Jack is your premiere mortgage lender located in Livonia, MI. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance an existing loan our highly experienced team
  • Home Loan Specialists
  • 36139 Schoolcraft Rd, Livonia, MI, 48150
  • Home Loan Specialists was established in 1997. As an affiliate branch of Mortgage One, we have been providing residential loans in Michigan for more than 20 years. In that time frame, we have closed well over $1 Billion in mortgage transactions. We are a full-service mortgage lender offering all types of mortgage options.
  • Total Home Lending
  • 36887 Schoolcraft Road, Livonia, MI, 48150
  • At Total Home Lending, Our goal is simple, We want to match you with the best program to fit your needs and make the process as easy as possible. We are always on the lookout for talented individuals that share our philosophy Our Loan Officers have been doing business for over 20 years.
  • State Employees’ Credit Union
  • 1000 Wade Ave, Raleigh, NC, 27605
  • A not-for-profit financial cooperative owned by its members, State Employees'​ Credit Union (SECU) has been providing employees of the state of North Carolina and their families with consumer financial services for 84 years. The Credit Union also offers a diversified line of financial advisory services including retirement and education planning.
  • Southside Mortgage
  • 508 East Atlantic Street, South Hill, VA, 23970
  • Southside Mortgage Corporation is a locally owned and operated company with its office located in South Hill, Virginia. If you are unsure about what's best for you, don't be embarrassed! Mortgages can sometimes be a bewildering world of choices, options, and terminology. That's why we employ friendly, full-time professional.